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채권할인율",{"id":451,"disclosureMonth":427,"companyCode":432,"companyName":433,"productCode":434,"productName":435,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":439,"repaymentTypeName":440,"rateType":441,"rateTypeName":442,"rateMin":443,"rateMax":444,"rateAvg":454,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":456,"disclosureMonth":427,"companyCode":457,"companyName":458,"productCode":459,"productName":460,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":439,"repaymentTypeName":440,"rateType":441,"rateTypeName":442,"rateMin":461,"rateMax":462,"rateAvg":463,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":469,"disclosureMonth":427,"companyCode":457,"companyName":458,"productCode":470,"productName":471,"joinWay":436,"mortgageType":437,"mortgageTypeName":438,"repaymentType":439,"repaymentTypeName":440,"rateType":441,"rateTypeName":442,"rateMin":461,"rateMax":462,"rateAvg":9,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010001-1054-A-S-C","1054","우리아파트론",{"id":473,"disclosureMonth":427,"companyCode":474,"companyName":475,"productCode":476,"productName":477,"joinWay":436,"mortgageType":437,"mortgageTypeName":438,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":480,"rateMax":481,"rateAvg":91,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":487,"disclosureMonth":427,"companyCode":457,"companyName":458,"productCode":459,"productName":460,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":488,"rateMax":489,"rateAvg":490,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":492,"disclosureMonth":427,"companyCode":457,"companyName":458,"productCode":470,"productName":471,"joinWay":436,"mortgageType":437,"mortgageTypeName":438,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":488,"rateMax":489,"rateAvg":493,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0010001-1054-A-D-C",4.75,{"id":495,"disclosureMonth":427,"companyCode":496,"companyName":497,"productCode":498,"productName":499,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":500,"rateMax":501,"rateAvg":9,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":507,"disclosureMonth":427,"companyCode":496,"companyName":497,"productCode":498,"productName":499,"joinWay":436,"mortgageType":437,"mortgageTypeName":438,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":500,"rateMax":501,"rateAvg":508,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010016-20461501000001001-A-D-C",4.66,{"id":510,"disclosureMonth":427,"companyCode":496,"companyName":497,"productCode":511,"productName":512,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":500,"rateMax":501,"rateAvg":513,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":515,"disclosureMonth":427,"companyCode":496,"companyName":497,"productCode":511,"productName":512,"joinWay":436,"mortgageType":437,"mortgageTypeName":438,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":500,"rateMax":501,"rateAvg":516,"loanLimit":502,"earlyRepaymentFee":503,"delinquencyRate":504,"incidentalExpense":505},"0010016-20283701000001001-A-D-C",4.92,{"id":518,"disclosureMonth":427,"companyCode":474,"companyName":475,"productCode":519,"productName":520,"joinWay":436,"mortgageType":452,"mortgageTypeName":453,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":521,"rateMax":522,"rateAvg":523,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":525,"disclosureMonth":427,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":530,"mortgageType":437,"mortgageTypeName":438,"repaymentType":439,"repaymentTypeName":440,"rateType":441,"rateTypeName":442,"rateMin":531,"rateMax":532,"rateAvg":9,"loanLimit":464,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":537,"disclosureMonth":427,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":542,"mortgageType":437,"mortgageTypeName":438,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":543,"rateMax":544,"rateAvg":545,"loanLimit":546,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":551,"disclosureMonth":427,"companyCode":552,"companyName":553,"productCode":554,"productName":555,"joinWay":556,"mortgageType":452,"mortgageTypeName":453,"repaymentType":478,"repaymentTypeName":479,"rateType":441,"rateTypeName":442,"rateMin":557,"rateMax":558,"rateAvg":559,"loanLimit":560,"earlyRepaymentFee":561,"delinquencyRate":562,"incidentalExpense":563},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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