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채권할인율",{"id":647,"disclosureMonth":459,"companyCode":628,"companyName":629,"productCode":630,"productName":631,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":639,"rateMax":640,"rateAvg":650,"loanLimit":642,"earlyRepaymentFee":643,"delinquencyRate":644,"incidentalExpense":645},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":652,"disclosureMonth":459,"companyCode":653,"companyName":654,"productCode":655,"productName":656,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":657,"rateMax":658,"rateAvg":659,"loanLimit":660,"earlyRepaymentFee":661,"delinquencyRate":662,"incidentalExpense":663},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":665,"disclosureMonth":459,"companyCode":653,"companyName":654,"productCode":666,"productName":667,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":657,"rateMax":658,"rateAvg":24,"loanLimit":660,"earlyRepaymentFee":661,"delinquencyRate":662,"incidentalExpense":663},"0010001-1054-A-S-C","1054","우리아파트론",{"id":669,"disclosureMonth":459,"companyCode":670,"companyName":671,"productCode":672,"productName":673,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":676,"rateMax":677,"rateAvg":177,"loanLimit":678,"earlyRepaymentFee":679,"delinquencyRate":680,"incidentalExpense":681},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":683,"disclosureMonth":459,"companyCode":653,"companyName":654,"productCode":655,"productName":656,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":684,"rateMax":685,"rateAvg":686,"loanLimit":660,"earlyRepaymentFee":661,"delinquencyRate":662,"incidentalExpense":663},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":688,"disclosureMonth":459,"companyCode":653,"companyName":654,"productCode":666,"productName":667,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":684,"rateMax":685,"rateAvg":689,"loanLimit":660,"earlyRepaymentFee":661,"delinquencyRate":662,"incidentalExpense":663},"0010001-1054-A-D-C",4.75,{"id":691,"disclosureMonth":459,"companyCode":692,"companyName":693,"productCode":694,"productName":695,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":696,"rateMax":697,"rateAvg":24,"loanLimit":698,"earlyRepaymentFee":699,"delinquencyRate":700,"incidentalExpense":701},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":703,"disclosureMonth":459,"companyCode":692,"companyName":693,"productCode":694,"productName":695,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":696,"rateMax":697,"rateAvg":704,"loanLimit":698,"earlyRepaymentFee":699,"delinquencyRate":700,"incidentalExpense":701},"0010016-20461501000001001-A-D-C",4.66,{"id":706,"disclosureMonth":459,"companyCode":692,"companyName":693,"productCode":707,"productName":708,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":696,"rateMax":697,"rateAvg":709,"loanLimit":698,"earlyRepaymentFee":699,"delinquencyRate":700,"incidentalExpense":701},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":711,"disclosureMonth":459,"companyCode":692,"companyName":693,"productCode":707,"productName":708,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":696,"rateMax":697,"rateAvg":712,"loanLimit":698,"earlyRepaymentFee":699,"delinquencyRate":700,"incidentalExpense":701},"0010016-20283701000001001-A-D-C",4.92,{"id":714,"disclosureMonth":459,"companyCode":670,"companyName":671,"productCode":715,"productName":716,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":717,"rateMax":718,"rateAvg":719,"loanLimit":678,"earlyRepaymentFee":679,"delinquencyRate":680,"incidentalExpense":681},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":721,"disclosureMonth":459,"companyCode":722,"companyName":723,"productCode":724,"productName":725,"joinWay":726,"mortgageType":633,"mortgageTypeName":634,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":727,"rateMax":728,"rateAvg":24,"loanLimit":660,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":731},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":733,"disclosureMonth":459,"companyCode":734,"companyName":735,"productCode":736,"productName":737,"joinWay":738,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":739,"rateMax":740,"rateAvg":741,"loanLimit":742,"earlyRepaymentFee":743,"delinquencyRate":744,"incidentalExpense":745},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":747,"disclosureMonth":459,"companyCode":748,"companyName":749,"productCode":750,"productName":751,"joinWay":752,"mortgageType":648,"mortgageTypeName":649,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":753,"rateMax":754,"rateAvg":755,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":761,"disclosureMonth":459,"companyCode":748,"companyName":749,"productCode":750,"productName":751,"joinWay":752,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":753,"rateMax":754,"rateAvg":762,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0013175-2001104780001-A-D-C",5.13,{"id":764,"disclosureMonth":459,"companyCode":748,"companyName":749,"productCode":750,"productName":751,"joinWay":752,"mortgageType":633,"mortgageTypeName":634,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":753,"rateMax":754,"rateAvg":765,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0013175-2001104780001-A-S-C",4.86,{"id":767,"disclosureMonth":459,"companyCode":748,"companyName":749,"productCode":750,"productName":751,"joinWay":752,"mortgageType":648,"mortgageTypeName":649,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":753,"rateMax":754,"rateAvg":712,"loanLimit":756,"earlyRepaymentFee":757,"delinquencyRate":758,"incidentalExpense":759},"0013175-2001104780001-E-S-C",{"id":769,"disclosureMonth":459,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":633,"mortgageTypeName":634,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":775,"rateMax":776,"rateAvg":24,"loanLimit":777,"earlyRepaymentFee":778,"delinquencyRate":779,"incidentalExpense":780},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":782,"disclosureMonth":459,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":774,"mortgageType":648,"mortgageTypeName":649,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":775,"rateMax":776,"rateAvg":24,"loanLimit":777,"earlyRepaymentFee":778,"delinquencyRate":779,"incidentalExpense":780},"0010030-1-E-S-C",{"id":784,"disclosureMonth":459,"companyCode":785,"companyName":786,"productCode":787,"productName":788,"joinWay":632,"mortgageType":633,"mortgageTypeName":634,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":689,"rateMax":789,"rateAvg":24,"loanLimit":660,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":792},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":794,"disclosureMonth":459,"companyCode":785,"companyName":786,"productCode":787,"productName":788,"joinWay":632,"mortgageType":648,"mortgageTypeName":649,"repaymentType":635,"repaymentTypeName":636,"rateType":637,"rateTypeName":638,"rateMin":689,"rateMax":789,"rateAvg":24,"loanLimit":660,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":792},"0010927-KB200300000002-E-S-C",{"id":796,"disclosureMonth":459,"companyCode":628,"companyName":629,"productCode":797,"productName":798,"joinWay":738,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":799,"rateMax":800,"rateAvg":801,"loanLimit":802,"earlyRepaymentFee":643,"delinquencyRate":644,"incidentalExpense":803},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":805,"disclosureMonth":459,"companyCode":806,"companyName":807,"productCode":808,"productName":809,"joinWay":738,"mortgageType":633,"mortgageTypeName":634,"repaymentType":674,"repaymentTypeName":675,"rateType":637,"rateTypeName":638,"rateMin":810,"rateMax":811,"rateAvg":812,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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