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대출금액*120%*1%*채권할인율",{"id":414,"disclosureMonth":354,"companyCode":384,"companyName":385,"productCode":386,"productName":387,"joinWay":363,"mortgageType":379,"mortgageTypeName":380,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":415,"rateMax":416,"rateAvg":417,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":419,"disclosureMonth":354,"companyCode":384,"companyName":385,"productCode":397,"productName":398,"joinWay":363,"mortgageType":364,"mortgageTypeName":365,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":415,"rateMax":416,"rateAvg":420,"loanLimit":391,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0010001-1054-A-D-C",4.75,{"id":422,"disclosureMonth":354,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":363,"mortgageType":379,"mortgageTypeName":380,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":427,"rateMax":428,"rateAvg":9,"loanLimit":429,"earlyRepaymentFee":430,"delinquencyRate":431,"incidentalExpense":432},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":434,"disclosureMonth":354,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":363,"mortgageType":364,"mortgageTypeName":365,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":427,"rateMax":428,"rateAvg":435,"loanLimit":429,"earlyRepaymentFee":430,"delinquencyRate":431,"incidentalExpense":432},"0010016-20461501000001001-A-D-C",4.66,{"id":437,"disclosureMonth":354,"companyCode":423,"companyName":424,"productCode":438,"productName":439,"joinWay":363,"mortgageType":379,"mortgageTypeName":380,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":427,"rateMax":428,"rateAvg":440,"loanLimit":429,"earlyRepaymentFee":430,"delinquencyRate":431,"incidentalExpense":432},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":442,"disclosureMonth":354,"companyCode":423,"companyName":424,"productCode":438,"productName":439,"joinWay":363,"mortgageType":364,"mortgageTypeName":365,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":427,"rateMax":428,"rateAvg":443,"loanLimit":429,"earlyRepaymentFee":430,"delinquencyRate":431,"incidentalExpense":432},"0010016-20283701000001001-A-D-C",4.92,{"id":445,"disclosureMonth":354,"companyCode":401,"companyName":402,"productCode":446,"productName":447,"joinWay":363,"mortgageType":379,"mortgageTypeName":380,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":448,"rateMax":449,"rateAvg":450,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":452,"disclosureMonth":354,"companyCode":453,"companyName":454,"productCode":455,"productName":456,"joinWay":457,"mortgageType":364,"mortgageTypeName":365,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":458,"rateMax":459,"rateAvg":9,"loanLimit":391,"earlyRepaymentFee":460,"delinquencyRate":461,"incidentalExpense":462},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":478,"disclosureMonth":354,"companyCode":479,"companyName":480,"productCode":481,"productName":482,"joinWay":483,"mortgageType":379,"mortgageTypeName":380,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":484,"rateMax":485,"rateAvg":486,"loanLimit":487,"earlyRepaymentFee":488,"delinquencyRate":489,"incidentalExpense":490},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":492,"disclosureMonth":354,"companyCode":479,"companyName":480,"productCode":481,"productName":482,"joinWay":483,"mortgageType":364,"mortgageTypeName":365,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":484,"rateMax":485,"rateAvg":493,"loanLimit":487,"earlyRepaymentFee":488,"delinquencyRate":489,"incidentalExpense":490},"0013175-2001104780001-A-D-C",5.13,{"id":495,"disclosureMonth":354,"companyCode":479,"companyName":480,"productCode":481,"productName":482,"joinWay":483,"mortgageType":364,"mortgageTypeName":365,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":484,"rateMax":485,"rateAvg":496,"loanLimit":487,"earlyRepaymentFee":488,"delinquencyRate":489,"incidentalExpense":490},"0013175-2001104780001-A-S-C",4.86,{"id":498,"disclosureMonth":354,"companyCode":479,"companyName":480,"productCode":481,"productName":482,"joinWay":483,"mortgageType":379,"mortgageTypeName":380,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":484,"rateMax":485,"rateAvg":443,"loanLimit":487,"earlyRepaymentFee":488,"delinquencyRate":489,"incidentalExpense":490},"0013175-2001104780001-E-S-C",{"id":500,"disclosureMonth":354,"companyCode":501,"companyName":502,"productCode":503,"productName":504,"joinWay":505,"mortgageType":364,"mortgageTypeName":365,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":506,"rateMax":507,"rateAvg":9,"loanLimit":508,"earlyRepaymentFee":509,"delinquencyRate":510,"incidentalExpense":511},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":513,"disclosureMonth":354,"companyCode":501,"companyName":502,"productCode":503,"productName":504,"joinWay":505,"mortgageType":379,"mortgageTypeName":380,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":506,"rateMax":507,"rateAvg":9,"loanLimit":508,"earlyRepaymentFee":509,"delinquencyRate":510,"incidentalExpense":511},"0010030-1-E-S-C",{"id":515,"disclosureMonth":354,"companyCode":516,"companyName":517,"productCode":518,"productName":519,"joinWay":363,"mortgageType":364,"mortgageTypeName":365,"repaymentType":366,"repaymentTypeName":367,"rateType":368,"rateTypeName":369,"rateMin":420,"rateMax":520,"rateAvg":9,"loanLimit":391,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":536,"disclosureMonth":354,"companyCode":537,"companyName":538,"productCode":539,"productName":540,"joinWay":469,"mortgageType":364,"mortgageTypeName":365,"repaymentType":405,"repaymentTypeName":406,"rateType":368,"rateTypeName":369,"rateMin":541,"rateMax":542,"rateAvg":543,"loanLimit":544,"earlyRepaymentFee":545,"delinquencyRate":546,"incidentalExpense":547},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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