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대출금액*120%*1%*채권할인율",{"id":436,"disclosureMonth":376,"companyCode":406,"companyName":407,"productCode":408,"productName":409,"joinWay":385,"mortgageType":401,"mortgageTypeName":402,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":437,"rateMax":438,"rateAvg":439,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":441,"disclosureMonth":376,"companyCode":406,"companyName":407,"productCode":419,"productName":420,"joinWay":385,"mortgageType":386,"mortgageTypeName":387,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":437,"rateMax":438,"rateAvg":442,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010001-1054-A-D-C",4.75,{"id":444,"disclosureMonth":376,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":385,"mortgageType":401,"mortgageTypeName":402,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":449,"rateMax":450,"rateAvg":22,"loanLimit":451,"earlyRepaymentFee":452,"delinquencyRate":453,"incidentalExpense":454},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":456,"disclosureMonth":376,"companyCode":445,"companyName":446,"productCode":447,"productName":448,"joinWay":385,"mortgageType":386,"mortgageTypeName":387,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":449,"rateMax":450,"rateAvg":457,"loanLimit":451,"earlyRepaymentFee":452,"delinquencyRate":453,"incidentalExpense":454},"0010016-20461501000001001-A-D-C",4.66,{"id":459,"disclosureMonth":376,"companyCode":445,"companyName":446,"productCode":460,"productName":461,"joinWay":385,"mortgageType":401,"mortgageTypeName":402,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":449,"rateMax":450,"rateAvg":462,"loanLimit":451,"earlyRepaymentFee":452,"delinquencyRate":453,"incidentalExpense":454},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":464,"disclosureMonth":376,"companyCode":445,"companyName":446,"productCode":460,"productName":461,"joinWay":385,"mortgageType":386,"mortgageTypeName":387,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":449,"rateMax":450,"rateAvg":465,"loanLimit":451,"earlyRepaymentFee":452,"delinquencyRate":453,"incidentalExpense":454},"0010016-20283701000001001-A-D-C",4.92,{"id":467,"disclosureMonth":376,"companyCode":423,"companyName":424,"productCode":468,"productName":469,"joinWay":385,"mortgageType":401,"mortgageTypeName":402,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":470,"rateMax":471,"rateAvg":472,"loanLimit":431,"earlyRepaymentFee":432,"delinquencyRate":433,"incidentalExpense":434},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":474,"disclosureMonth":376,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":479,"mortgageType":386,"mortgageTypeName":387,"repaymentType":388,"repaymentTypeName":389,"rateType":390,"rateTypeName":391,"rateMin":480,"rateMax":481,"rateAvg":22,"loanLimit":413,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":500,"disclosureMonth":376,"companyCode":501,"companyName":502,"productCode":503,"productName":504,"joinWay":505,"mortgageType":401,"mortgageTypeName":402,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":506,"rateMax":507,"rateAvg":508,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":535,"disclosureMonth":376,"companyCode":523,"companyName":524,"productCode":525,"productName":526,"joinWay":527,"mortgageType":401,"mortgageTypeName":402,"repaymentType":388,"repaymentTypeName":389,"rateType":390,"rateTypeName":391,"rateMin":528,"rateMax":529,"rateAvg":22,"loanLimit":530,"earlyRepaymentFee":531,"delinquencyRate":532,"incidentalExpense":533},"0010030-1-E-S-C",{"id":537,"disclosureMonth":376,"companyCode":538,"companyName":539,"productCode":540,"productName":541,"joinWay":385,"mortgageType":386,"mortgageTypeName":387,"repaymentType":388,"repaymentTypeName":389,"rateType":390,"rateTypeName":391,"rateMin":442,"rateMax":542,"rateAvg":22,"loanLimit":413,"earlyRepaymentFee":543,"delinquencyRate":544,"incidentalExpense":545},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":558,"disclosureMonth":376,"companyCode":559,"companyName":560,"productCode":561,"productName":562,"joinWay":491,"mortgageType":386,"mortgageTypeName":387,"repaymentType":427,"repaymentTypeName":428,"rateType":390,"rateTypeName":391,"rateMin":563,"rateMax":564,"rateAvg":565,"loanLimit":566,"earlyRepaymentFee":567,"delinquencyRate":568,"incidentalExpense":569},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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