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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1430,"disclosureMonth":1167,"companyCode":1400,"companyName":1401,"productCode":1402,"productName":1403,"joinWay":1379,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1431,"rateMax":1432,"rateAvg":1433,"loanLimit":1407,"earlyRepaymentFee":1408,"delinquencyRate":1409,"incidentalExpense":1410},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1435,"disclosureMonth":1167,"companyCode":1400,"companyName":1401,"productCode":1413,"productName":1414,"joinWay":1379,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1431,"rateMax":1432,"rateAvg":1436,"loanLimit":1407,"earlyRepaymentFee":1408,"delinquencyRate":1409,"incidentalExpense":1410},"0010001-1054-A-D-C",4.75,{"id":1438,"disclosureMonth":1167,"companyCode":1439,"companyName":1440,"productCode":1441,"productName":1442,"joinWay":1379,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1443,"rateMax":1444,"rateAvg":9,"loanLimit":1445,"earlyRepaymentFee":1446,"delinquencyRate":1447,"incidentalExpense":1448},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1450,"disclosureMonth":1167,"companyCode":1439,"companyName":1440,"productCode":1441,"productName":1442,"joinWay":1379,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1443,"rateMax":1444,"rateAvg":1451,"loanLimit":1445,"earlyRepaymentFee":1446,"delinquencyRate":1447,"incidentalExpense":1448},"0010016-20461501000001001-A-D-C",4.66,{"id":1453,"disclosureMonth":1167,"companyCode":1439,"companyName":1440,"productCode":1454,"productName":1455,"joinWay":1379,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1443,"rateMax":1444,"rateAvg":1456,"loanLimit":1445,"earlyRepaymentFee":1446,"delinquencyRate":1447,"incidentalExpense":1448},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1458,"disclosureMonth":1167,"companyCode":1439,"companyName":1440,"productCode":1454,"productName":1455,"joinWay":1379,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1443,"rateMax":1444,"rateAvg":1459,"loanLimit":1445,"earlyRepaymentFee":1446,"delinquencyRate":1447,"incidentalExpense":1448},"0010016-20283701000001001-A-D-C",4.92,{"id":1461,"disclosureMonth":1167,"companyCode":1417,"companyName":1418,"productCode":1462,"productName":1463,"joinWay":1379,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1464,"rateMax":1465,"rateAvg":1466,"loanLimit":1425,"earlyRepaymentFee":1426,"delinquencyRate":1427,"incidentalExpense":1428},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1468,"disclosureMonth":1167,"companyCode":1469,"companyName":1470,"productCode":1471,"productName":1472,"joinWay":1473,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1474,"rateMax":1475,"rateAvg":9,"loanLimit":1407,"earlyRepaymentFee":1476,"delinquencyRate":1477,"incidentalExpense":1478},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1480,"disclosureMonth":1167,"companyCode":1481,"companyName":1482,"productCode":1483,"productName":1484,"joinWay":1485,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1486,"rateMax":1487,"rateAvg":1488,"loanLimit":1489,"earlyRepaymentFee":1490,"delinquencyRate":1491,"incidentalExpense":1492},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1494,"disclosureMonth":1167,"companyCode":1495,"companyName":1496,"productCode":1497,"productName":1498,"joinWay":1499,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1500,"rateMax":1501,"rateAvg":1502,"loanLimit":1503,"earlyRepaymentFee":1504,"delinquencyRate":1505,"incidentalExpense":1506},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1508,"disclosureMonth":1167,"companyCode":1495,"companyName":1496,"productCode":1497,"productName":1498,"joinWay":1499,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1500,"rateMax":1501,"rateAvg":1509,"loanLimit":1503,"earlyRepaymentFee":1504,"delinquencyRate":1505,"incidentalExpense":1506},"0013175-2001104780001-A-D-C",5.13,{"id":1511,"disclosureMonth":1167,"companyCode":1495,"companyName":1496,"productCode":1497,"productName":1498,"joinWay":1499,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1500,"rateMax":1501,"rateAvg":1512,"loanLimit":1503,"earlyRepaymentFee":1504,"delinquencyRate":1505,"incidentalExpense":1506},"0013175-2001104780001-A-S-C",4.86,{"id":1514,"disclosureMonth":1167,"companyCode":1495,"companyName":1496,"productCode":1497,"productName":1498,"joinWay":1499,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1500,"rateMax":1501,"rateAvg":1459,"loanLimit":1503,"earlyRepaymentFee":1504,"delinquencyRate":1505,"incidentalExpense":1506},"0013175-2001104780001-E-S-C",{"id":1516,"disclosureMonth":1167,"companyCode":1517,"companyName":1518,"productCode":1519,"productName":1520,"joinWay":1521,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1522,"rateMax":1523,"rateAvg":9,"loanLimit":1524,"earlyRepaymentFee":1525,"delinquencyRate":1526,"incidentalExpense":1527},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1529,"disclosureMonth":1167,"companyCode":1517,"companyName":1518,"productCode":1519,"productName":1520,"joinWay":1521,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1522,"rateMax":1523,"rateAvg":9,"loanLimit":1524,"earlyRepaymentFee":1525,"delinquencyRate":1526,"incidentalExpense":1527},"0010030-1-E-S-C",{"id":1531,"disclosureMonth":1167,"companyCode":1532,"companyName":1533,"productCode":1534,"productName":1535,"joinWay":1379,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1436,"rateMax":1536,"rateAvg":9,"loanLimit":1407,"earlyRepaymentFee":1537,"delinquencyRate":1538,"incidentalExpense":1539},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1541,"disclosureMonth":1167,"companyCode":1532,"companyName":1533,"productCode":1534,"productName":1535,"joinWay":1379,"mortgageType":1395,"mortgageTypeName":1396,"repaymentType":1382,"repaymentTypeName":1383,"rateType":1384,"rateTypeName":1385,"rateMin":1436,"rateMax":1536,"rateAvg":9,"loanLimit":1407,"earlyRepaymentFee":1537,"delinquencyRate":1538,"incidentalExpense":1539},"0010927-KB200300000002-E-S-C",{"id":1543,"disclosureMonth":1167,"companyCode":1375,"companyName":1376,"productCode":1544,"productName":1545,"joinWay":1485,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1546,"rateMax":1547,"rateAvg":1548,"loanLimit":1549,"earlyRepaymentFee":1390,"delinquencyRate":1391,"incidentalExpense":1550},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1552,"disclosureMonth":1167,"companyCode":1553,"companyName":1554,"productCode":1555,"productName":1556,"joinWay":1485,"mortgageType":1380,"mortgageTypeName":1381,"repaymentType":1421,"repaymentTypeName":1422,"rateType":1384,"rateTypeName":1385,"rateMin":1557,"rateMax":1558,"rateAvg":1559,"loanLimit":1560,"earlyRepaymentFee":1561,"delinquencyRate":1562,"incidentalExpense":1563},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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