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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":284,"disclosureMonth":224,"companyCode":254,"companyName":255,"productCode":256,"productName":257,"joinWay":233,"mortgageType":249,"mortgageTypeName":250,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":285,"rateMax":286,"rateAvg":287,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":289,"disclosureMonth":224,"companyCode":254,"companyName":255,"productCode":267,"productName":268,"joinWay":233,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":285,"rateMax":286,"rateAvg":290,"loanLimit":261,"earlyRepaymentFee":262,"delinquencyRate":263,"incidentalExpense":264},"0010001-1054-A-D-C",4.75,{"id":292,"disclosureMonth":224,"companyCode":293,"companyName":294,"productCode":295,"productName":296,"joinWay":233,"mortgageType":249,"mortgageTypeName":250,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":297,"rateMax":298,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":304,"disclosureMonth":224,"companyCode":293,"companyName":294,"productCode":295,"productName":296,"joinWay":233,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":297,"rateMax":298,"rateAvg":305,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010016-20461501000001001-A-D-C",4.66,{"id":307,"disclosureMonth":224,"companyCode":293,"companyName":294,"productCode":308,"productName":309,"joinWay":233,"mortgageType":249,"mortgageTypeName":250,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":297,"rateMax":298,"rateAvg":310,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":312,"disclosureMonth":224,"companyCode":293,"companyName":294,"productCode":308,"productName":309,"joinWay":233,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":297,"rateMax":298,"rateAvg":313,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010016-20283701000001001-A-D-C",4.92,{"id":315,"disclosureMonth":224,"companyCode":271,"companyName":272,"productCode":316,"productName":317,"joinWay":233,"mortgageType":249,"mortgageTypeName":250,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":318,"rateMax":319,"rateAvg":320,"loanLimit":279,"earlyRepaymentFee":280,"delinquencyRate":281,"incidentalExpense":282},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":322,"disclosureMonth":224,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":327,"mortgageType":234,"mortgageTypeName":235,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":328,"rateMax":329,"rateAvg":9,"loanLimit":261,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":334,"disclosureMonth":224,"companyCode":335,"companyName":336,"productCode":337,"productName":338,"joinWay":339,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":340,"rateMax":341,"rateAvg":342,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":348,"disclosureMonth":224,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":353,"mortgageType":249,"mortgageTypeName":250,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":354,"rateMax":355,"rateAvg":356,"loanLimit":357,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":360},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":362,"disclosureMonth":224,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":353,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":354,"rateMax":355,"rateAvg":363,"loanLimit":357,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":360},"0013175-2001104780001-A-D-C",5.13,{"id":365,"disclosureMonth":224,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":353,"mortgageType":234,"mortgageTypeName":235,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":354,"rateMax":355,"rateAvg":366,"loanLimit":357,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":360},"0013175-2001104780001-A-S-C",4.86,{"id":368,"disclosureMonth":224,"companyCode":349,"companyName":350,"productCode":351,"productName":352,"joinWay":353,"mortgageType":249,"mortgageTypeName":250,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":354,"rateMax":355,"rateAvg":313,"loanLimit":357,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":360},"0013175-2001104780001-E-S-C",{"id":370,"disclosureMonth":224,"companyCode":371,"companyName":372,"productCode":373,"productName":374,"joinWay":375,"mortgageType":234,"mortgageTypeName":235,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":376,"rateMax":377,"rateAvg":9,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":383,"disclosureMonth":224,"companyCode":371,"companyName":372,"productCode":373,"productName":374,"joinWay":375,"mortgageType":249,"mortgageTypeName":250,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":376,"rateMax":377,"rateAvg":9,"loanLimit":378,"earlyRepaymentFee":379,"delinquencyRate":380,"incidentalExpense":381},"0010030-1-E-S-C",{"id":385,"disclosureMonth":224,"companyCode":386,"companyName":387,"productCode":388,"productName":389,"joinWay":233,"mortgageType":234,"mortgageTypeName":235,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":290,"rateMax":390,"rateAvg":9,"loanLimit":261,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":395,"disclosureMonth":224,"companyCode":386,"companyName":387,"productCode":388,"productName":389,"joinWay":233,"mortgageType":249,"mortgageTypeName":250,"repaymentType":236,"repaymentTypeName":237,"rateType":238,"rateTypeName":239,"rateMin":290,"rateMax":390,"rateAvg":9,"loanLimit":261,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0010927-KB200300000002-E-S-C",{"id":397,"disclosureMonth":224,"companyCode":229,"companyName":230,"productCode":398,"productName":399,"joinWay":339,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":400,"rateMax":401,"rateAvg":402,"loanLimit":403,"earlyRepaymentFee":244,"delinquencyRate":245,"incidentalExpense":404},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":406,"disclosureMonth":224,"companyCode":407,"companyName":408,"productCode":409,"productName":410,"joinWay":339,"mortgageType":234,"mortgageTypeName":235,"repaymentType":275,"repaymentTypeName":276,"rateType":238,"rateTypeName":239,"rateMin":411,"rateMax":412,"rateAvg":413,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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