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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":292,"disclosureMonth":268,"companyCode":273,"companyName":274,"productCode":275,"productName":276,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":284,"rateMax":285,"rateAvg":295,"loanLimit":287,"earlyRepaymentFee":288,"delinquencyRate":289,"incidentalExpense":290},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":297,"disclosureMonth":268,"companyCode":298,"companyName":299,"productCode":300,"productName":301,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":302,"rateMax":303,"rateAvg":304,"loanLimit":305,"earlyRepaymentFee":306,"delinquencyRate":307,"incidentalExpense":308},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":328,"disclosureMonth":268,"companyCode":298,"companyName":299,"productCode":300,"productName":301,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":329,"rateMax":330,"rateAvg":331,"loanLimit":305,"earlyRepaymentFee":306,"delinquencyRate":307,"incidentalExpense":308},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":333,"disclosureMonth":268,"companyCode":298,"companyName":299,"productCode":311,"productName":312,"joinWay":277,"mortgageType":278,"mortgageTypeName":279,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":329,"rateMax":330,"rateAvg":334,"loanLimit":305,"earlyRepaymentFee":306,"delinquencyRate":307,"incidentalExpense":308},"0010001-1054-A-D-C",4.75,{"id":336,"disclosureMonth":268,"companyCode":337,"companyName":338,"productCode":339,"productName":340,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":341,"rateMax":342,"rateAvg":9,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":348,"disclosureMonth":268,"companyCode":337,"companyName":338,"productCode":339,"productName":340,"joinWay":277,"mortgageType":278,"mortgageTypeName":279,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":341,"rateMax":342,"rateAvg":349,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0010016-20461501000001001-A-D-C",4.66,{"id":351,"disclosureMonth":268,"companyCode":337,"companyName":338,"productCode":352,"productName":353,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":341,"rateMax":342,"rateAvg":354,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":356,"disclosureMonth":268,"companyCode":337,"companyName":338,"productCode":352,"productName":353,"joinWay":277,"mortgageType":278,"mortgageTypeName":279,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":341,"rateMax":342,"rateAvg":357,"loanLimit":343,"earlyRepaymentFee":344,"delinquencyRate":345,"incidentalExpense":346},"0010016-20283701000001001-A-D-C",4.92,{"id":359,"disclosureMonth":268,"companyCode":315,"companyName":316,"productCode":360,"productName":361,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":362,"rateMax":363,"rateAvg":364,"loanLimit":323,"earlyRepaymentFee":324,"delinquencyRate":325,"incidentalExpense":326},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":366,"disclosureMonth":268,"companyCode":367,"companyName":368,"productCode":369,"productName":370,"joinWay":371,"mortgageType":278,"mortgageTypeName":279,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":372,"rateMax":373,"rateAvg":9,"loanLimit":305,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":392,"disclosureMonth":268,"companyCode":393,"companyName":394,"productCode":395,"productName":396,"joinWay":397,"mortgageType":293,"mortgageTypeName":294,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":398,"rateMax":399,"rateAvg":400,"loanLimit":401,"earlyRepaymentFee":402,"delinquencyRate":403,"incidentalExpense":404},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":427,"disclosureMonth":268,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":293,"mortgageTypeName":294,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":420,"rateMax":421,"rateAvg":9,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010030-1-E-S-C",{"id":429,"disclosureMonth":268,"companyCode":430,"companyName":431,"productCode":432,"productName":433,"joinWay":277,"mortgageType":278,"mortgageTypeName":279,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":334,"rateMax":434,"rateAvg":9,"loanLimit":305,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":439,"disclosureMonth":268,"companyCode":430,"companyName":431,"productCode":432,"productName":433,"joinWay":277,"mortgageType":293,"mortgageTypeName":294,"repaymentType":280,"repaymentTypeName":281,"rateType":282,"rateTypeName":283,"rateMin":334,"rateMax":434,"rateAvg":9,"loanLimit":305,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010927-KB200300000002-E-S-C",{"id":441,"disclosureMonth":268,"companyCode":273,"companyName":274,"productCode":442,"productName":443,"joinWay":383,"mortgageType":278,"mortgageTypeName":279,"repaymentType":319,"repaymentTypeName":320,"rateType":282,"rateTypeName":283,"rateMin":444,"rateMax":445,"rateAvg":446,"loanLimit":447,"earlyRepaymentFee":288,"delinquencyRate":289,"incidentalExpense":448},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 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