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채권할인율",{"id":1055,"disclosureMonth":1031,"companyCode":1036,"companyName":1037,"productCode":1038,"productName":1039,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1047,"rateMax":1048,"rateAvg":1058,"loanLimit":1050,"earlyRepaymentFee":1051,"delinquencyRate":1052,"incidentalExpense":1053},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1060,"disclosureMonth":1031,"companyCode":1061,"companyName":1062,"productCode":1063,"productName":1064,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1065,"rateMax":1066,"rateAvg":1067,"loanLimit":1068,"earlyRepaymentFee":1069,"delinquencyRate":1070,"incidentalExpense":1071},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1073,"disclosureMonth":1031,"companyCode":1061,"companyName":1062,"productCode":1074,"productName":1075,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1065,"rateMax":1066,"rateAvg":24,"loanLimit":1068,"earlyRepaymentFee":1069,"delinquencyRate":1070,"incidentalExpense":1071},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1077,"disclosureMonth":1031,"companyCode":1078,"companyName":1079,"productCode":1080,"productName":1081,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1084,"rateMax":1085,"rateAvg":100,"loanLimit":1086,"earlyRepaymentFee":1087,"delinquencyRate":1088,"incidentalExpense":1089},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1091,"disclosureMonth":1031,"companyCode":1061,"companyName":1062,"productCode":1063,"productName":1064,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1092,"rateMax":1093,"rateAvg":1094,"loanLimit":1068,"earlyRepaymentFee":1069,"delinquencyRate":1070,"incidentalExpense":1071},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1096,"disclosureMonth":1031,"companyCode":1061,"companyName":1062,"productCode":1074,"productName":1075,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1092,"rateMax":1093,"rateAvg":1097,"loanLimit":1068,"earlyRepaymentFee":1069,"delinquencyRate":1070,"incidentalExpense":1071},"0010001-1054-A-D-C",4.75,{"id":1099,"disclosureMonth":1031,"companyCode":1100,"companyName":1101,"productCode":1102,"productName":1103,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1104,"rateMax":1105,"rateAvg":24,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1111,"disclosureMonth":1031,"companyCode":1100,"companyName":1101,"productCode":1102,"productName":1103,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1104,"rateMax":1105,"rateAvg":1112,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010016-20461501000001001-A-D-C",4.66,{"id":1114,"disclosureMonth":1031,"companyCode":1100,"companyName":1101,"productCode":1115,"productName":1116,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1104,"rateMax":1105,"rateAvg":1117,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1119,"disclosureMonth":1031,"companyCode":1100,"companyName":1101,"productCode":1115,"productName":1116,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1104,"rateMax":1105,"rateAvg":1120,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010016-20283701000001001-A-D-C",4.92,{"id":1122,"disclosureMonth":1031,"companyCode":1078,"companyName":1079,"productCode":1123,"productName":1124,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1125,"rateMax":1126,"rateAvg":1127,"loanLimit":1086,"earlyRepaymentFee":1087,"delinquencyRate":1088,"incidentalExpense":1089},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1129,"disclosureMonth":1031,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1134,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1135,"rateMax":1136,"rateAvg":24,"loanLimit":1068,"earlyRepaymentFee":1137,"delinquencyRate":1138,"incidentalExpense":1139},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1141,"disclosureMonth":1031,"companyCode":1142,"companyName":1143,"productCode":1144,"productName":1145,"joinWay":1146,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1147,"rateMax":1148,"rateAvg":1149,"loanLimit":1150,"earlyRepaymentFee":1151,"delinquencyRate":1152,"incidentalExpense":1153},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1155,"disclosureMonth":1031,"companyCode":1156,"companyName":1157,"productCode":1158,"productName":1159,"joinWay":1160,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1161,"rateMax":1162,"rateAvg":1163,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1169,"disclosureMonth":1031,"companyCode":1156,"companyName":1157,"productCode":1158,"productName":1159,"joinWay":1160,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1161,"rateMax":1162,"rateAvg":1170,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0013175-2001104780001-A-D-C",5.13,{"id":1172,"disclosureMonth":1031,"companyCode":1156,"companyName":1157,"productCode":1158,"productName":1159,"joinWay":1160,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1161,"rateMax":1162,"rateAvg":1173,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0013175-2001104780001-A-S-C",4.86,{"id":1175,"disclosureMonth":1031,"companyCode":1156,"companyName":1157,"productCode":1158,"productName":1159,"joinWay":1160,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1161,"rateMax":1162,"rateAvg":1120,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0013175-2001104780001-E-S-C",{"id":1177,"disclosureMonth":1031,"companyCode":1178,"companyName":1179,"productCode":1180,"productName":1181,"joinWay":1182,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1183,"rateMax":1184,"rateAvg":24,"loanLimit":1185,"earlyRepaymentFee":1186,"delinquencyRate":1187,"incidentalExpense":1188},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1190,"disclosureMonth":1031,"companyCode":1178,"companyName":1179,"productCode":1180,"productName":1181,"joinWay":1182,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1183,"rateMax":1184,"rateAvg":24,"loanLimit":1185,"earlyRepaymentFee":1186,"delinquencyRate":1187,"incidentalExpense":1188},"0010030-1-E-S-C",{"id":1192,"disclosureMonth":1031,"companyCode":1193,"companyName":1194,"productCode":1195,"productName":1196,"joinWay":1040,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1097,"rateMax":1197,"rateAvg":24,"loanLimit":1068,"earlyRepaymentFee":1198,"delinquencyRate":1199,"incidentalExpense":1200},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1202,"disclosureMonth":1031,"companyCode":1193,"companyName":1194,"productCode":1195,"productName":1196,"joinWay":1040,"mortgageType":1056,"mortgageTypeName":1057,"repaymentType":1043,"repaymentTypeName":1044,"rateType":1045,"rateTypeName":1046,"rateMin":1097,"rateMax":1197,"rateAvg":24,"loanLimit":1068,"earlyRepaymentFee":1198,"delinquencyRate":1199,"incidentalExpense":1200},"0010927-KB200300000002-E-S-C",{"id":1204,"disclosureMonth":1031,"companyCode":1036,"companyName":1037,"productCode":1205,"productName":1206,"joinWay":1146,"mortgageType":1041,"mortgageTypeName":1042,"repaymentType":1082,"repaymentTypeName":1083,"rateType":1045,"rateTypeName":1046,"rateMin":1207,"rateMax":1208,"rateAvg":1209,"loanLimit":1210,"earlyRepaymentFee":1051,"delinquencyRate":1052,"incidentalExpense":1211},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 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