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대출금액*120%*1%*채권할인율",{"id":500,"disclosureMonth":440,"companyCode":470,"companyName":471,"productCode":472,"productName":473,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":501,"rateMax":502,"rateAvg":503,"loanLimit":477,"earlyRepaymentFee":478,"delinquencyRate":479,"incidentalExpense":480},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":505,"disclosureMonth":440,"companyCode":470,"companyName":471,"productCode":483,"productName":484,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":501,"rateMax":502,"rateAvg":506,"loanLimit":477,"earlyRepaymentFee":478,"delinquencyRate":479,"incidentalExpense":480},"0010001-1054-A-D-C",4.75,{"id":508,"disclosureMonth":440,"companyCode":509,"companyName":510,"productCode":511,"productName":512,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":513,"rateMax":514,"rateAvg":9,"loanLimit":515,"earlyRepaymentFee":516,"delinquencyRate":517,"incidentalExpense":518},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":520,"disclosureMonth":440,"companyCode":509,"companyName":510,"productCode":511,"productName":512,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":513,"rateMax":514,"rateAvg":521,"loanLimit":515,"earlyRepaymentFee":516,"delinquencyRate":517,"incidentalExpense":518},"0010016-20461501000001001-A-D-C",4.66,{"id":523,"disclosureMonth":440,"companyCode":509,"companyName":510,"productCode":524,"productName":525,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":513,"rateMax":514,"rateAvg":526,"loanLimit":515,"earlyRepaymentFee":516,"delinquencyRate":517,"incidentalExpense":518},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":528,"disclosureMonth":440,"companyCode":509,"companyName":510,"productCode":524,"productName":525,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":513,"rateMax":514,"rateAvg":529,"loanLimit":515,"earlyRepaymentFee":516,"delinquencyRate":517,"incidentalExpense":518},"0010016-20283701000001001-A-D-C",4.92,{"id":531,"disclosureMonth":440,"companyCode":487,"companyName":488,"productCode":532,"productName":533,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":534,"rateMax":535,"rateAvg":536,"loanLimit":495,"earlyRepaymentFee":496,"delinquencyRate":497,"incidentalExpense":498},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":538,"disclosureMonth":440,"companyCode":539,"companyName":540,"productCode":541,"productName":542,"joinWay":543,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":544,"rateMax":545,"rateAvg":9,"loanLimit":477,"earlyRepaymentFee":546,"delinquencyRate":547,"incidentalExpense":548},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":550,"disclosureMonth":440,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":555,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":556,"rateMax":557,"rateAvg":558,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":564,"disclosureMonth":440,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":569,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":570,"rateMax":571,"rateAvg":572,"loanLimit":573,"earlyRepaymentFee":574,"delinquencyRate":575,"incidentalExpense":576},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":578,"disclosureMonth":440,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":569,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":570,"rateMax":571,"rateAvg":579,"loanLimit":573,"earlyRepaymentFee":574,"delinquencyRate":575,"incidentalExpense":576},"0013175-2001104780001-A-D-C",5.13,{"id":581,"disclosureMonth":440,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":569,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":570,"rateMax":571,"rateAvg":582,"loanLimit":573,"earlyRepaymentFee":574,"delinquencyRate":575,"incidentalExpense":576},"0013175-2001104780001-A-S-C",4.86,{"id":584,"disclosureMonth":440,"companyCode":565,"companyName":566,"productCode":567,"productName":568,"joinWay":569,"mortgageType":465,"mortgageTypeName":466,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":570,"rateMax":571,"rateAvg":529,"loanLimit":573,"earlyRepaymentFee":574,"delinquencyRate":575,"incidentalExpense":576},"0013175-2001104780001-E-S-C",{"id":586,"disclosureMonth":440,"companyCode":587,"companyName":588,"productCode":589,"productName":590,"joinWay":591,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":592,"rateMax":593,"rateAvg":9,"loanLimit":594,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":599,"disclosureMonth":440,"companyCode":587,"companyName":588,"productCode":589,"productName":590,"joinWay":591,"mortgageType":465,"mortgageTypeName":466,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":592,"rateMax":593,"rateAvg":9,"loanLimit":594,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0010030-1-E-S-C",{"id":601,"disclosureMonth":440,"companyCode":602,"companyName":603,"productCode":604,"productName":605,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":506,"rateMax":606,"rateAvg":9,"loanLimit":477,"earlyRepaymentFee":607,"delinquencyRate":608,"incidentalExpense":609},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":611,"disclosureMonth":440,"companyCode":602,"companyName":603,"productCode":604,"productName":605,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":506,"rateMax":606,"rateAvg":9,"loanLimit":477,"earlyRepaymentFee":607,"delinquencyRate":608,"incidentalExpense":609},"0010927-KB200300000002-E-S-C",{"id":613,"disclosureMonth":440,"companyCode":445,"companyName":446,"productCode":614,"productName":615,"joinWay":555,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":616,"rateMax":617,"rateAvg":618,"loanLimit":619,"earlyRepaymentFee":460,"delinquencyRate":461,"incidentalExpense":620},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":622,"disclosureMonth":440,"companyCode":623,"companyName":624,"productCode":625,"productName":626,"joinWay":555,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":627,"rateMax":628,"rateAvg":629,"loanLimit":630,"earlyRepaymentFee":631,"delinquencyRate":632,"incidentalExpense":633},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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