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대출금액*120%*1%*채권할인율",{"id":712,"disclosureMonth":652,"companyCode":682,"companyName":683,"productCode":684,"productName":685,"joinWay":661,"mortgageType":677,"mortgageTypeName":678,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":713,"rateMax":714,"rateAvg":715,"loanLimit":689,"earlyRepaymentFee":690,"delinquencyRate":691,"incidentalExpense":692},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":717,"disclosureMonth":652,"companyCode":682,"companyName":683,"productCode":695,"productName":696,"joinWay":661,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":713,"rateMax":714,"rateAvg":718,"loanLimit":689,"earlyRepaymentFee":690,"delinquencyRate":691,"incidentalExpense":692},"0010001-1054-A-D-C",4.75,{"id":720,"disclosureMonth":652,"companyCode":721,"companyName":722,"productCode":723,"productName":724,"joinWay":661,"mortgageType":677,"mortgageTypeName":678,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":725,"rateMax":726,"rateAvg":9,"loanLimit":727,"earlyRepaymentFee":728,"delinquencyRate":729,"incidentalExpense":730},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":732,"disclosureMonth":652,"companyCode":721,"companyName":722,"productCode":723,"productName":724,"joinWay":661,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":725,"rateMax":726,"rateAvg":733,"loanLimit":727,"earlyRepaymentFee":728,"delinquencyRate":729,"incidentalExpense":730},"0010016-20461501000001001-A-D-C",4.66,{"id":735,"disclosureMonth":652,"companyCode":721,"companyName":722,"productCode":736,"productName":737,"joinWay":661,"mortgageType":677,"mortgageTypeName":678,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":725,"rateMax":726,"rateAvg":738,"loanLimit":727,"earlyRepaymentFee":728,"delinquencyRate":729,"incidentalExpense":730},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":740,"disclosureMonth":652,"companyCode":721,"companyName":722,"productCode":736,"productName":737,"joinWay":661,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":725,"rateMax":726,"rateAvg":741,"loanLimit":727,"earlyRepaymentFee":728,"delinquencyRate":729,"incidentalExpense":730},"0010016-20283701000001001-A-D-C",4.92,{"id":743,"disclosureMonth":652,"companyCode":699,"companyName":700,"productCode":744,"productName":745,"joinWay":661,"mortgageType":677,"mortgageTypeName":678,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":746,"rateMax":747,"rateAvg":748,"loanLimit":707,"earlyRepaymentFee":708,"delinquencyRate":709,"incidentalExpense":710},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":750,"disclosureMonth":652,"companyCode":751,"companyName":752,"productCode":753,"productName":754,"joinWay":755,"mortgageType":662,"mortgageTypeName":663,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":756,"rateMax":757,"rateAvg":9,"loanLimit":689,"earlyRepaymentFee":758,"delinquencyRate":759,"incidentalExpense":760},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":762,"disclosureMonth":652,"companyCode":763,"companyName":764,"productCode":765,"productName":766,"joinWay":767,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":768,"rateMax":769,"rateAvg":770,"loanLimit":771,"earlyRepaymentFee":772,"delinquencyRate":773,"incidentalExpense":774},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":776,"disclosureMonth":652,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":781,"mortgageType":677,"mortgageTypeName":678,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":782,"rateMax":783,"rateAvg":784,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":790,"disclosureMonth":652,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":781,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":782,"rateMax":783,"rateAvg":791,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0013175-2001104780001-A-D-C",5.13,{"id":793,"disclosureMonth":652,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":781,"mortgageType":662,"mortgageTypeName":663,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":782,"rateMax":783,"rateAvg":794,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0013175-2001104780001-A-S-C",4.86,{"id":796,"disclosureMonth":652,"companyCode":777,"companyName":778,"productCode":779,"productName":780,"joinWay":781,"mortgageType":677,"mortgageTypeName":678,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":782,"rateMax":783,"rateAvg":741,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0013175-2001104780001-E-S-C",{"id":798,"disclosureMonth":652,"companyCode":799,"companyName":800,"productCode":801,"productName":802,"joinWay":803,"mortgageType":662,"mortgageTypeName":663,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":804,"rateMax":805,"rateAvg":9,"loanLimit":806,"earlyRepaymentFee":807,"delinquencyRate":808,"incidentalExpense":809},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":811,"disclosureMonth":652,"companyCode":799,"companyName":800,"productCode":801,"productName":802,"joinWay":803,"mortgageType":677,"mortgageTypeName":678,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":804,"rateMax":805,"rateAvg":9,"loanLimit":806,"earlyRepaymentFee":807,"delinquencyRate":808,"incidentalExpense":809},"0010030-1-E-S-C",{"id":813,"disclosureMonth":652,"companyCode":814,"companyName":815,"productCode":816,"productName":817,"joinWay":661,"mortgageType":662,"mortgageTypeName":663,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":718,"rateMax":818,"rateAvg":9,"loanLimit":689,"earlyRepaymentFee":819,"delinquencyRate":820,"incidentalExpense":821},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":823,"disclosureMonth":652,"companyCode":814,"companyName":815,"productCode":816,"productName":817,"joinWay":661,"mortgageType":677,"mortgageTypeName":678,"repaymentType":664,"repaymentTypeName":665,"rateType":666,"rateTypeName":667,"rateMin":718,"rateMax":818,"rateAvg":9,"loanLimit":689,"earlyRepaymentFee":819,"delinquencyRate":820,"incidentalExpense":821},"0010927-KB200300000002-E-S-C",{"id":825,"disclosureMonth":652,"companyCode":657,"companyName":658,"productCode":826,"productName":827,"joinWay":767,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":828,"rateMax":829,"rateAvg":830,"loanLimit":831,"earlyRepaymentFee":672,"delinquencyRate":673,"incidentalExpense":832},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":834,"disclosureMonth":652,"companyCode":835,"companyName":836,"productCode":837,"productName":838,"joinWay":767,"mortgageType":662,"mortgageTypeName":663,"repaymentType":703,"repaymentTypeName":704,"rateType":666,"rateTypeName":667,"rateMin":839,"rateMax":840,"rateAvg":841,"loanLimit":842,"earlyRepaymentFee":843,"delinquencyRate":844,"incidentalExpense":845},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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