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대출금액*120%*1%*채권할인율",{"id":398,"disclosureMonth":338,"companyCode":368,"companyName":369,"productCode":370,"productName":371,"joinWay":347,"mortgageType":363,"mortgageTypeName":364,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":399,"rateMax":400,"rateAvg":401,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":403,"disclosureMonth":338,"companyCode":368,"companyName":369,"productCode":381,"productName":382,"joinWay":347,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":399,"rateMax":400,"rateAvg":404,"loanLimit":375,"earlyRepaymentFee":376,"delinquencyRate":377,"incidentalExpense":378},"0010001-1054-A-D-C",4.75,{"id":406,"disclosureMonth":338,"companyCode":407,"companyName":408,"productCode":409,"productName":410,"joinWay":347,"mortgageType":363,"mortgageTypeName":364,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":411,"rateMax":412,"rateAvg":9,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":418,"disclosureMonth":338,"companyCode":407,"companyName":408,"productCode":409,"productName":410,"joinWay":347,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":411,"rateMax":412,"rateAvg":419,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010016-20461501000001001-A-D-C",4.66,{"id":421,"disclosureMonth":338,"companyCode":407,"companyName":408,"productCode":422,"productName":423,"joinWay":347,"mortgageType":363,"mortgageTypeName":364,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":411,"rateMax":412,"rateAvg":424,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":426,"disclosureMonth":338,"companyCode":407,"companyName":408,"productCode":422,"productName":423,"joinWay":347,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":411,"rateMax":412,"rateAvg":427,"loanLimit":413,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010016-20283701000001001-A-D-C",4.92,{"id":429,"disclosureMonth":338,"companyCode":385,"companyName":386,"productCode":430,"productName":431,"joinWay":347,"mortgageType":363,"mortgageTypeName":364,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":432,"rateMax":433,"rateAvg":434,"loanLimit":393,"earlyRepaymentFee":394,"delinquencyRate":395,"incidentalExpense":396},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":436,"disclosureMonth":338,"companyCode":437,"companyName":438,"productCode":439,"productName":440,"joinWay":441,"mortgageType":348,"mortgageTypeName":349,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":442,"rateMax":443,"rateAvg":9,"loanLimit":375,"earlyRepaymentFee":444,"delinquencyRate":445,"incidentalExpense":446},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":448,"disclosureMonth":338,"companyCode":449,"companyName":450,"productCode":451,"productName":452,"joinWay":453,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":454,"rateMax":455,"rateAvg":456,"loanLimit":457,"earlyRepaymentFee":458,"delinquencyRate":459,"incidentalExpense":460},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":462,"disclosureMonth":338,"companyCode":463,"companyName":464,"productCode":465,"productName":466,"joinWay":467,"mortgageType":363,"mortgageTypeName":364,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":468,"rateMax":469,"rateAvg":470,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":476,"disclosureMonth":338,"companyCode":463,"companyName":464,"productCode":465,"productName":466,"joinWay":467,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":468,"rateMax":469,"rateAvg":477,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0013175-2001104780001-A-D-C",5.13,{"id":479,"disclosureMonth":338,"companyCode":463,"companyName":464,"productCode":465,"productName":466,"joinWay":467,"mortgageType":348,"mortgageTypeName":349,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":468,"rateMax":469,"rateAvg":480,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0013175-2001104780001-A-S-C",4.86,{"id":482,"disclosureMonth":338,"companyCode":463,"companyName":464,"productCode":465,"productName":466,"joinWay":467,"mortgageType":363,"mortgageTypeName":364,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":468,"rateMax":469,"rateAvg":427,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0013175-2001104780001-E-S-C",{"id":484,"disclosureMonth":338,"companyCode":485,"companyName":486,"productCode":487,"productName":488,"joinWay":489,"mortgageType":348,"mortgageTypeName":349,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":490,"rateMax":491,"rateAvg":9,"loanLimit":492,"earlyRepaymentFee":493,"delinquencyRate":494,"incidentalExpense":495},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":497,"disclosureMonth":338,"companyCode":485,"companyName":486,"productCode":487,"productName":488,"joinWay":489,"mortgageType":363,"mortgageTypeName":364,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":490,"rateMax":491,"rateAvg":9,"loanLimit":492,"earlyRepaymentFee":493,"delinquencyRate":494,"incidentalExpense":495},"0010030-1-E-S-C",{"id":499,"disclosureMonth":338,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":347,"mortgageType":348,"mortgageTypeName":349,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":404,"rateMax":504,"rateAvg":9,"loanLimit":375,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":509,"disclosureMonth":338,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":347,"mortgageType":363,"mortgageTypeName":364,"repaymentType":350,"repaymentTypeName":351,"rateType":352,"rateTypeName":353,"rateMin":404,"rateMax":504,"rateAvg":9,"loanLimit":375,"earlyRepaymentFee":505,"delinquencyRate":506,"incidentalExpense":507},"0010927-KB200300000002-E-S-C",{"id":511,"disclosureMonth":338,"companyCode":343,"companyName":344,"productCode":512,"productName":513,"joinWay":453,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":514,"rateMax":515,"rateAvg":516,"loanLimit":517,"earlyRepaymentFee":358,"delinquencyRate":359,"incidentalExpense":518},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":520,"disclosureMonth":338,"companyCode":521,"companyName":522,"productCode":523,"productName":524,"joinWay":453,"mortgageType":348,"mortgageTypeName":349,"repaymentType":389,"repaymentTypeName":390,"rateType":352,"rateTypeName":353,"rateMin":525,"rateMax":526,"rateAvg":527,"loanLimit":528,"earlyRepaymentFee":120,"delinquencyRate":529,"incidentalExpense":530},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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