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채권할인율",{"id":421,"disclosureMonth":397,"companyCode":402,"companyName":403,"productCode":404,"productName":405,"joinWay":406,"mortgageType":422,"mortgageTypeName":423,"repaymentType":409,"repaymentTypeName":410,"rateType":411,"rateTypeName":412,"rateMin":413,"rateMax":414,"rateAvg":424,"loanLimit":416,"earlyRepaymentFee":417,"delinquencyRate":418,"incidentalExpense":419},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":426,"disclosureMonth":397,"companyCode":427,"companyName":428,"productCode":429,"productName":430,"joinWay":406,"mortgageType":422,"mortgageTypeName":423,"repaymentType":409,"repaymentTypeName":410,"rateType":411,"rateTypeName":412,"rateMin":431,"rateMax":432,"rateAvg":433,"loanLimit":434,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":439,"disclosureMonth":397,"companyCode":427,"companyName":428,"productCode":440,"productName":441,"joinWay":406,"mortgageType":407,"mortgageTypeName":408,"repaymentType":409,"repaymentTypeName":410,"rateType":411,"rateTypeName":412,"rateMin":431,"rateMax":432,"rateAvg":9,"loanLimit":434,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010001-1054-A-S-C","1054","우리아파트론",{"id":443,"disclosureMonth":397,"companyCode":444,"companyName":445,"productCode":446,"productName":447,"joinWay":406,"mortgageType":407,"mortgageTypeName":408,"repaymentType":448,"repaymentTypeName":449,"rateType":411,"rateTypeName":412,"rateMin":450,"rateMax":451,"rateAvg":452,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":458,"disclosureMonth":397,"companyCode":427,"companyName":428,"productCode":429,"productName":430,"joinWay":406,"mortgageType":422,"mortgageTypeName":423,"repaymentType":448,"repaymentTypeName":449,"rateType":411,"rateTypeName":412,"rateMin":459,"rateMax":460,"rateAvg":461,"loanLimit":434,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":463,"disclosureMonth":397,"companyCode":427,"companyName":428,"productCode":440,"productName":441,"joinWay":406,"mortgageType":407,"mortgageTypeName":408,"repaymentType":448,"repaymentTypeName":449,"rateType":411,"rateTypeName":412,"rateMin":459,"rateMax":460,"rateAvg":464,"loanLimit":434,"earlyRepaymentFee":435,"delinquencyRate":436,"incidentalExpense":437},"0010001-1054-A-D-C",4.75,{"id":466,"disclosureMonth":397,"companyCode":467,"companyName":468,"productCode":469,"productName":470,"joinWay":406,"mortgageType":422,"mortgageTypeName":423,"repaymentType":448,"repaymentTypeName":449,"rateType":411,"rateTypeName":412,"rateMin":471,"rateMax":472,"rateAvg":9,"loanLimit":473,"earlyRepaymentFee":474,"delinquencyRate":475,"incidentalExpense":476},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":522,"disclosureMonth":397,"companyCode":523,"companyName":524,"productCode":525,"productName":526,"joinWay":527,"mortgageType":422,"mortgageTypeName":423,"repaymentType":448,"repaymentTypeName":449,"rateType":411,"rateTypeName":412,"rateMin":528,"rateMax":529,"rateAvg":530,"loanLimit":531,"earlyRepaymentFee":532,"delinquencyRate":533,"incidentalExpense":534},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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