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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":753,"disclosureMonth":693,"companyCode":723,"companyName":724,"productCode":725,"productName":726,"joinWay":702,"mortgageType":718,"mortgageTypeName":719,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":754,"rateMax":755,"rateAvg":756,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":758,"disclosureMonth":693,"companyCode":723,"companyName":724,"productCode":736,"productName":737,"joinWay":702,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":754,"rateMax":755,"rateAvg":759,"loanLimit":730,"earlyRepaymentFee":731,"delinquencyRate":732,"incidentalExpense":733},"0010001-1054-A-D-C",4.75,{"id":761,"disclosureMonth":693,"companyCode":762,"companyName":763,"productCode":764,"productName":765,"joinWay":702,"mortgageType":718,"mortgageTypeName":719,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":766,"rateMax":767,"rateAvg":9,"loanLimit":768,"earlyRepaymentFee":769,"delinquencyRate":770,"incidentalExpense":771},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":773,"disclosureMonth":693,"companyCode":762,"companyName":763,"productCode":764,"productName":765,"joinWay":702,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":766,"rateMax":767,"rateAvg":774,"loanLimit":768,"earlyRepaymentFee":769,"delinquencyRate":770,"incidentalExpense":771},"0010016-20461501000001001-A-D-C",4.66,{"id":776,"disclosureMonth":693,"companyCode":762,"companyName":763,"productCode":777,"productName":778,"joinWay":702,"mortgageType":718,"mortgageTypeName":719,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":766,"rateMax":767,"rateAvg":779,"loanLimit":768,"earlyRepaymentFee":769,"delinquencyRate":770,"incidentalExpense":771},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":781,"disclosureMonth":693,"companyCode":762,"companyName":763,"productCode":777,"productName":778,"joinWay":702,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":766,"rateMax":767,"rateAvg":782,"loanLimit":768,"earlyRepaymentFee":769,"delinquencyRate":770,"incidentalExpense":771},"0010016-20283701000001001-A-D-C",4.92,{"id":784,"disclosureMonth":693,"companyCode":740,"companyName":741,"productCode":785,"productName":786,"joinWay":702,"mortgageType":718,"mortgageTypeName":719,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":787,"rateMax":788,"rateAvg":789,"loanLimit":748,"earlyRepaymentFee":749,"delinquencyRate":750,"incidentalExpense":751},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":791,"disclosureMonth":693,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":796,"mortgageType":703,"mortgageTypeName":704,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":797,"rateMax":798,"rateAvg":9,"loanLimit":730,"earlyRepaymentFee":799,"delinquencyRate":800,"incidentalExpense":801},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":803,"disclosureMonth":693,"companyCode":804,"companyName":805,"productCode":806,"productName":807,"joinWay":808,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":809,"rateMax":810,"rateAvg":811,"loanLimit":812,"earlyRepaymentFee":813,"delinquencyRate":814,"incidentalExpense":815},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":817,"disclosureMonth":693,"companyCode":818,"companyName":819,"productCode":820,"productName":821,"joinWay":822,"mortgageType":718,"mortgageTypeName":719,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":823,"rateMax":824,"rateAvg":825,"loanLimit":826,"earlyRepaymentFee":827,"delinquencyRate":828,"incidentalExpense":829},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":831,"disclosureMonth":693,"companyCode":818,"companyName":819,"productCode":820,"productName":821,"joinWay":822,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":823,"rateMax":824,"rateAvg":832,"loanLimit":826,"earlyRepaymentFee":827,"delinquencyRate":828,"incidentalExpense":829},"0013175-2001104780001-A-D-C",5.13,{"id":834,"disclosureMonth":693,"companyCode":818,"companyName":819,"productCode":820,"productName":821,"joinWay":822,"mortgageType":703,"mortgageTypeName":704,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":823,"rateMax":824,"rateAvg":835,"loanLimit":826,"earlyRepaymentFee":827,"delinquencyRate":828,"incidentalExpense":829},"0013175-2001104780001-A-S-C",4.86,{"id":837,"disclosureMonth":693,"companyCode":818,"companyName":819,"productCode":820,"productName":821,"joinWay":822,"mortgageType":718,"mortgageTypeName":719,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":823,"rateMax":824,"rateAvg":782,"loanLimit":826,"earlyRepaymentFee":827,"delinquencyRate":828,"incidentalExpense":829},"0013175-2001104780001-E-S-C",{"id":839,"disclosureMonth":693,"companyCode":840,"companyName":841,"productCode":842,"productName":843,"joinWay":844,"mortgageType":703,"mortgageTypeName":704,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":845,"rateMax":846,"rateAvg":9,"loanLimit":847,"earlyRepaymentFee":848,"delinquencyRate":849,"incidentalExpense":850},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":852,"disclosureMonth":693,"companyCode":840,"companyName":841,"productCode":842,"productName":843,"joinWay":844,"mortgageType":718,"mortgageTypeName":719,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":845,"rateMax":846,"rateAvg":9,"loanLimit":847,"earlyRepaymentFee":848,"delinquencyRate":849,"incidentalExpense":850},"0010030-1-E-S-C",{"id":854,"disclosureMonth":693,"companyCode":855,"companyName":856,"productCode":857,"productName":858,"joinWay":702,"mortgageType":703,"mortgageTypeName":704,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":759,"rateMax":859,"rateAvg":9,"loanLimit":730,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":864,"disclosureMonth":693,"companyCode":855,"companyName":856,"productCode":857,"productName":858,"joinWay":702,"mortgageType":718,"mortgageTypeName":719,"repaymentType":705,"repaymentTypeName":706,"rateType":707,"rateTypeName":708,"rateMin":759,"rateMax":859,"rateAvg":9,"loanLimit":730,"earlyRepaymentFee":860,"delinquencyRate":861,"incidentalExpense":862},"0010927-KB200300000002-E-S-C",{"id":866,"disclosureMonth":693,"companyCode":698,"companyName":699,"productCode":867,"productName":868,"joinWay":808,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":869,"rateMax":870,"rateAvg":871,"loanLimit":872,"earlyRepaymentFee":713,"delinquencyRate":714,"incidentalExpense":873},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":875,"disclosureMonth":693,"companyCode":876,"companyName":877,"productCode":878,"productName":879,"joinWay":808,"mortgageType":703,"mortgageTypeName":704,"repaymentType":744,"repaymentTypeName":745,"rateType":707,"rateTypeName":708,"rateMin":880,"rateMax":881,"rateAvg":882,"loanLimit":883,"earlyRepaymentFee":884,"delinquencyRate":885,"incidentalExpense":886},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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