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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":667,"disclosureMonth":607,"companyCode":637,"companyName":638,"productCode":639,"productName":640,"joinWay":616,"mortgageType":632,"mortgageTypeName":633,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":668,"rateMax":669,"rateAvg":670,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":672,"disclosureMonth":607,"companyCode":637,"companyName":638,"productCode":650,"productName":651,"joinWay":616,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":668,"rateMax":669,"rateAvg":673,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010001-1054-A-D-C",4.75,{"id":675,"disclosureMonth":607,"companyCode":676,"companyName":677,"productCode":678,"productName":679,"joinWay":616,"mortgageType":632,"mortgageTypeName":633,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":680,"rateMax":681,"rateAvg":9,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":687,"disclosureMonth":607,"companyCode":676,"companyName":677,"productCode":678,"productName":679,"joinWay":616,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":680,"rateMax":681,"rateAvg":688,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010016-20461501000001001-A-D-C",4.66,{"id":690,"disclosureMonth":607,"companyCode":676,"companyName":677,"productCode":691,"productName":692,"joinWay":616,"mortgageType":632,"mortgageTypeName":633,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":680,"rateMax":681,"rateAvg":693,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":695,"disclosureMonth":607,"companyCode":676,"companyName":677,"productCode":691,"productName":692,"joinWay":616,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":680,"rateMax":681,"rateAvg":696,"loanLimit":682,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010016-20283701000001001-A-D-C",4.92,{"id":698,"disclosureMonth":607,"companyCode":654,"companyName":655,"productCode":699,"productName":700,"joinWay":616,"mortgageType":632,"mortgageTypeName":633,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":701,"rateMax":702,"rateAvg":703,"loanLimit":662,"earlyRepaymentFee":663,"delinquencyRate":664,"incidentalExpense":665},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":705,"disclosureMonth":607,"companyCode":706,"companyName":707,"productCode":708,"productName":709,"joinWay":710,"mortgageType":617,"mortgageTypeName":618,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":711,"rateMax":712,"rateAvg":9,"loanLimit":644,"earlyRepaymentFee":713,"delinquencyRate":714,"incidentalExpense":715},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":717,"disclosureMonth":607,"companyCode":718,"companyName":719,"productCode":720,"productName":721,"joinWay":722,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":723,"rateMax":724,"rateAvg":725,"loanLimit":726,"earlyRepaymentFee":727,"delinquencyRate":728,"incidentalExpense":729},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":731,"disclosureMonth":607,"companyCode":732,"companyName":733,"productCode":734,"productName":735,"joinWay":736,"mortgageType":632,"mortgageTypeName":633,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":737,"rateMax":738,"rateAvg":739,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":745,"disclosureMonth":607,"companyCode":732,"companyName":733,"productCode":734,"productName":735,"joinWay":736,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":737,"rateMax":738,"rateAvg":746,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0013175-2001104780001-A-D-C",5.13,{"id":748,"disclosureMonth":607,"companyCode":732,"companyName":733,"productCode":734,"productName":735,"joinWay":736,"mortgageType":617,"mortgageTypeName":618,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":737,"rateMax":738,"rateAvg":749,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0013175-2001104780001-A-S-C",4.86,{"id":751,"disclosureMonth":607,"companyCode":732,"companyName":733,"productCode":734,"productName":735,"joinWay":736,"mortgageType":632,"mortgageTypeName":633,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":737,"rateMax":738,"rateAvg":696,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0013175-2001104780001-E-S-C",{"id":753,"disclosureMonth":607,"companyCode":754,"companyName":755,"productCode":756,"productName":757,"joinWay":758,"mortgageType":617,"mortgageTypeName":618,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":759,"rateMax":760,"rateAvg":9,"loanLimit":761,"earlyRepaymentFee":762,"delinquencyRate":763,"incidentalExpense":764},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":766,"disclosureMonth":607,"companyCode":754,"companyName":755,"productCode":756,"productName":757,"joinWay":758,"mortgageType":632,"mortgageTypeName":633,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":759,"rateMax":760,"rateAvg":9,"loanLimit":761,"earlyRepaymentFee":762,"delinquencyRate":763,"incidentalExpense":764},"0010030-1-E-S-C",{"id":768,"disclosureMonth":607,"companyCode":769,"companyName":770,"productCode":771,"productName":772,"joinWay":616,"mortgageType":617,"mortgageTypeName":618,"repaymentType":619,"repaymentTypeName":620,"rateType":621,"rateTypeName":622,"rateMin":673,"rateMax":773,"rateAvg":9,"loanLimit":644,"earlyRepaymentFee":774,"delinquencyRate":775,"incidentalExpense":776},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":789,"disclosureMonth":607,"companyCode":790,"companyName":791,"productCode":792,"productName":793,"joinWay":722,"mortgageType":617,"mortgageTypeName":618,"repaymentType":658,"repaymentTypeName":659,"rateType":621,"rateTypeName":622,"rateMin":794,"rateMax":795,"rateAvg":796,"loanLimit":797,"earlyRepaymentFee":798,"delinquencyRate":799,"incidentalExpense":800},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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