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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":314,"disclosureMonth":254,"companyCode":284,"companyName":285,"productCode":286,"productName":287,"joinWay":263,"mortgageType":279,"mortgageTypeName":280,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":315,"rateMax":316,"rateAvg":317,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":319,"disclosureMonth":254,"companyCode":284,"companyName":285,"productCode":297,"productName":298,"joinWay":263,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":315,"rateMax":316,"rateAvg":320,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010001-1054-A-D-C",4.75,{"id":322,"disclosureMonth":254,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":263,"mortgageType":279,"mortgageTypeName":280,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":327,"rateMax":328,"rateAvg":9,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":334,"disclosureMonth":254,"companyCode":323,"companyName":324,"productCode":325,"productName":326,"joinWay":263,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":327,"rateMax":328,"rateAvg":335,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0010016-20461501000001001-A-D-C",4.66,{"id":337,"disclosureMonth":254,"companyCode":323,"companyName":324,"productCode":338,"productName":339,"joinWay":263,"mortgageType":279,"mortgageTypeName":280,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":327,"rateMax":328,"rateAvg":340,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":342,"disclosureMonth":254,"companyCode":323,"companyName":324,"productCode":338,"productName":339,"joinWay":263,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":327,"rateMax":328,"rateAvg":343,"loanLimit":329,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":332},"0010016-20283701000001001-A-D-C",4.92,{"id":345,"disclosureMonth":254,"companyCode":301,"companyName":302,"productCode":346,"productName":347,"joinWay":263,"mortgageType":279,"mortgageTypeName":280,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":348,"rateMax":349,"rateAvg":350,"loanLimit":309,"earlyRepaymentFee":310,"delinquencyRate":311,"incidentalExpense":312},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":352,"disclosureMonth":254,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":264,"mortgageTypeName":265,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":358,"rateMax":359,"rateAvg":9,"loanLimit":291,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":364,"disclosureMonth":254,"companyCode":365,"companyName":366,"productCode":367,"productName":368,"joinWay":369,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":374,"delinquencyRate":375,"incidentalExpense":376},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":378,"disclosureMonth":254,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":383,"mortgageType":279,"mortgageTypeName":280,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":384,"rateMax":385,"rateAvg":386,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":392,"disclosureMonth":254,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":383,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":384,"rateMax":385,"rateAvg":393,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0013175-2001104780001-A-D-C",5.13,{"id":395,"disclosureMonth":254,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":383,"mortgageType":264,"mortgageTypeName":265,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":384,"rateMax":385,"rateAvg":396,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0013175-2001104780001-A-S-C",4.86,{"id":398,"disclosureMonth":254,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":383,"mortgageType":279,"mortgageTypeName":280,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":384,"rateMax":385,"rateAvg":343,"loanLimit":387,"earlyRepaymentFee":388,"delinquencyRate":389,"incidentalExpense":390},"0013175-2001104780001-E-S-C",{"id":400,"disclosureMonth":254,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":264,"mortgageTypeName":265,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":406,"rateMax":407,"rateAvg":9,"loanLimit":408,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":413,"disclosureMonth":254,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":279,"mortgageTypeName":280,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":406,"rateMax":407,"rateAvg":9,"loanLimit":408,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0010030-1-E-S-C",{"id":415,"disclosureMonth":254,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":263,"mortgageType":264,"mortgageTypeName":265,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":320,"rateMax":420,"rateAvg":9,"loanLimit":291,"earlyRepaymentFee":421,"delinquencyRate":422,"incidentalExpense":423},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":425,"disclosureMonth":254,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":263,"mortgageType":279,"mortgageTypeName":280,"repaymentType":266,"repaymentTypeName":267,"rateType":268,"rateTypeName":269,"rateMin":320,"rateMax":420,"rateAvg":9,"loanLimit":291,"earlyRepaymentFee":421,"delinquencyRate":422,"incidentalExpense":423},"0010927-KB200300000002-E-S-C",{"id":427,"disclosureMonth":254,"companyCode":259,"companyName":260,"productCode":428,"productName":429,"joinWay":369,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":430,"rateMax":431,"rateAvg":432,"loanLimit":433,"earlyRepaymentFee":274,"delinquencyRate":275,"incidentalExpense":434},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":436,"disclosureMonth":254,"companyCode":437,"companyName":438,"productCode":439,"productName":440,"joinWay":369,"mortgageType":264,"mortgageTypeName":265,"repaymentType":305,"repaymentTypeName":306,"rateType":268,"rateTypeName":269,"rateMin":441,"rateMax":442,"rateAvg":443,"loanLimit":444,"earlyRepaymentFee":445,"delinquencyRate":446,"incidentalExpense":447},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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