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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[255,275,280,293,297,312,317,320,332,335,340,343,350,362,376,390,393,396,398,411,413,423,425,434,447,453,463,466,474,476,481,483,487,490,493,498,502,505,509,513,517,527,532,534,536,541,547,559,561,565,568,571,573,576,580,584,595,597,608,620,623,627,631,633,636,642,646,652,656,661,673,678,681,684,686,692,695,698,700,707,709,711,713,717,719,721,723,726,728,732,734,738,740,744,746,751,753,757,763,765,768,773,775,780,782,784,786,791,795,799,803],{"id":256,"disclosureMonth":252,"companyCode":257,"companyName":258,"productCode":259,"productName":260,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":264,"repaymentTypeName":265,"rateType":266,"rateTypeName":267,"rateMin":268,"rateMax":269,"rateAvg":270,"loanLimit":271,"earlyRepaymentFee":272,"delinquencyRate":273,"incidentalExpense":274},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":276,"disclosureMonth":252,"companyCode":257,"companyName":258,"productCode":259,"productName":260,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":264,"repaymentTypeName":265,"rateType":266,"rateTypeName":267,"rateMin":268,"rateMax":269,"rateAvg":279,"loanLimit":271,"earlyRepaymentFee":272,"delinquencyRate":273,"incidentalExpense":274},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":281,"disclosureMonth":252,"companyCode":282,"companyName":283,"productCode":284,"productName":285,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":264,"repaymentTypeName":265,"rateType":266,"rateTypeName":267,"rateMin":286,"rateMax":287,"rateAvg":288,"loanLimit":289,"earlyRepaymentFee":290,"delinquencyRate":291,"incidentalExpense":292},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":294,"disclosureMonth":252,"companyCode":282,"companyName":283,"productCode":295,"productName":296,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":264,"repaymentTypeName":265,"rateType":266,"rateTypeName":267,"rateMin":286,"rateMax":287,"rateAvg":9,"loanLimit":289,"earlyRepaymentFee":290,"delinquencyRate":291,"incidentalExpense":292},"0010001-1054-A-S-C","1054","우리아파트론",{"id":298,"disclosureMonth":252,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":305,"rateMax":306,"rateAvg":307,"loanLimit":308,"earlyRepaymentFee":309,"delinquencyRate":310,"incidentalExpense":311},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":313,"disclosureMonth":252,"companyCode":282,"companyName":283,"productCode":284,"productName":285,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":314,"rateMax":315,"rateAvg":316,"loanLimit":289,"earlyRepaymentFee":290,"delinquencyRate":291,"incidentalExpense":292},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":318,"disclosureMonth":252,"companyCode":282,"companyName":283,"productCode":295,"productName":296,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":314,"rateMax":315,"rateAvg":319,"loanLimit":289,"earlyRepaymentFee":290,"delinquencyRate":291,"incidentalExpense":292},"0010001-1054-A-D-C",4.75,{"id":321,"disclosureMonth":252,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":326,"rateMax":327,"rateAvg":9,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":333,"disclosureMonth":252,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":326,"rateMax":327,"rateAvg":334,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010016-20461501000001001-A-D-C",4.66,{"id":336,"disclosureMonth":252,"companyCode":322,"companyName":323,"productCode":337,"productName":338,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":326,"rateMax":327,"rateAvg":339,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":341,"disclosureMonth":252,"companyCode":322,"companyName":323,"productCode":337,"productName":338,"joinWay":261,"mortgageType":262,"mortgageTypeName":263,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":326,"rateMax":327,"rateAvg":342,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0010016-20283701000001001-A-D-C",4.92,{"id":344,"disclosureMonth":252,"companyCode":299,"companyName":300,"productCode":345,"productName":346,"joinWay":261,"mortgageType":277,"mortgageTypeName":278,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":347,"rateMax":348,"rateAvg":349,"loanLimit":308,"earlyRepaymentFee":309,"delinquencyRate":310,"incidentalExpense":311},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":351,"disclosureMonth":252,"companyCode":352,"companyName":353,"productCode":354,"productName":355,"joinWay":356,"mortgageType":262,"mortgageTypeName":263,"repaymentType":264,"repaymentTypeName":265,"rateType":266,"rateTypeName":267,"rateMin":357,"rateMax":358,"rateAvg":9,"loanLimit":289,"earlyRepaymentFee":359,"delinquencyRate":360,"incidentalExpense":361},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":377,"disclosureMonth":252,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":382,"mortgageType":277,"mortgageTypeName":278,"repaymentType":303,"repaymentTypeName":304,"rateType":266,"rateTypeName":267,"rateMin":383,"rateMax":384,"rateAvg":385,"loanLimit":386,"earlyRepaymentFee":387,"delinquencyRate":388,"incidentalExpense":389},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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