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80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":327,"disclosureMonth":303,"companyCode":308,"companyName":309,"productCode":310,"productName":311,"joinWay":312,"mortgageType":328,"mortgageTypeName":329,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":319,"rateMax":320,"rateAvg":330,"loanLimit":322,"earlyRepaymentFee":323,"delinquencyRate":324,"incidentalExpense":325},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":332,"disclosureMonth":303,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":312,"mortgageType":328,"mortgageTypeName":329,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":337,"rateMax":338,"rateAvg":339,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":345,"disclosureMonth":303,"companyCode":333,"companyName":334,"productCode":346,"productName":347,"joinWay":312,"mortgageType":313,"mortgageTypeName":314,"repaymentType":315,"repaymentTypeName":316,"rateType":317,"rateTypeName":318,"rateMin":337,"rateMax":338,"rateAvg":9,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1054-A-S-C","1054","우리아파트론",{"id":349,"disclosureMonth":303,"companyCode":350,"companyName":351,"productCode":352,"productName":353,"joinWay":312,"mortgageType":313,"mortgageTypeName":314,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":356,"rateMax":357,"rateAvg":358,"loanLimit":359,"earlyRepaymentFee":360,"delinquencyRate":361,"incidentalExpense":362},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":364,"disclosureMonth":303,"companyCode":333,"companyName":334,"productCode":335,"productName":336,"joinWay":312,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":365,"rateMax":366,"rateAvg":367,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":369,"disclosureMonth":303,"companyCode":333,"companyName":334,"productCode":346,"productName":347,"joinWay":312,"mortgageType":313,"mortgageTypeName":314,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":365,"rateMax":366,"rateAvg":370,"loanLimit":340,"earlyRepaymentFee":341,"delinquencyRate":342,"incidentalExpense":343},"0010001-1054-A-D-C",4.75,{"id":372,"disclosureMonth":303,"companyCode":373,"companyName":374,"productCode":375,"productName":376,"joinWay":312,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":377,"rateMax":378,"rateAvg":9,"loanLimit":379,"earlyRepaymentFee":380,"delinquencyRate":381,"incidentalExpense":382},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 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고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":414,"disclosureMonth":303,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":313,"mortgageTypeName":314,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":420,"rateMax":421,"rateAvg":422,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":428,"disclosureMonth":303,"companyCode":429,"companyName":430,"productCode":431,"productName":432,"joinWay":433,"mortgageType":328,"mortgageTypeName":329,"repaymentType":354,"repaymentTypeName":355,"rateType":317,"rateTypeName":318,"rateMin":434,"rateMax":435,"rateAvg":436,"loanLimit":437,"earlyRepaymentFee":438,"delinquencyRate":439,"incidentalExpense":440},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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