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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":921,"disclosureMonth":897,"companyCode":902,"companyName":903,"productCode":904,"productName":905,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":913,"rateMax":914,"rateAvg":924,"loanLimit":916,"earlyRepaymentFee":917,"delinquencyRate":918,"incidentalExpense":919},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":926,"disclosureMonth":897,"companyCode":927,"companyName":928,"productCode":929,"productName":930,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":931,"rateMax":932,"rateAvg":933,"loanLimit":934,"earlyRepaymentFee":935,"delinquencyRate":936,"incidentalExpense":937},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":939,"disclosureMonth":897,"companyCode":927,"companyName":928,"productCode":940,"productName":941,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":931,"rateMax":932,"rateAvg":9,"loanLimit":934,"earlyRepaymentFee":935,"delinquencyRate":936,"incidentalExpense":937},"0010001-1054-A-S-C","1054","우리아파트론",{"id":943,"disclosureMonth":897,"companyCode":944,"companyName":945,"productCode":946,"productName":947,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":950,"rateMax":951,"rateAvg":65,"loanLimit":952,"earlyRepaymentFee":953,"delinquencyRate":954,"incidentalExpense":955},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":957,"disclosureMonth":897,"companyCode":927,"companyName":928,"productCode":929,"productName":930,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":958,"rateMax":959,"rateAvg":960,"loanLimit":934,"earlyRepaymentFee":935,"delinquencyRate":936,"incidentalExpense":937},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":962,"disclosureMonth":897,"companyCode":927,"companyName":928,"productCode":940,"productName":941,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":958,"rateMax":959,"rateAvg":963,"loanLimit":934,"earlyRepaymentFee":935,"delinquencyRate":936,"incidentalExpense":937},"0010001-1054-A-D-C",4.75,{"id":965,"disclosureMonth":897,"companyCode":966,"companyName":967,"productCode":968,"productName":969,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":970,"rateMax":971,"rateAvg":9,"loanLimit":972,"earlyRepaymentFee":973,"delinquencyRate":974,"incidentalExpense":975},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":977,"disclosureMonth":897,"companyCode":966,"companyName":967,"productCode":968,"productName":969,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":970,"rateMax":971,"rateAvg":978,"loanLimit":972,"earlyRepaymentFee":973,"delinquencyRate":974,"incidentalExpense":975},"0010016-20461501000001001-A-D-C",4.66,{"id":980,"disclosureMonth":897,"companyCode":966,"companyName":967,"productCode":981,"productName":982,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":970,"rateMax":971,"rateAvg":983,"loanLimit":972,"earlyRepaymentFee":973,"delinquencyRate":974,"incidentalExpense":975},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":985,"disclosureMonth":897,"companyCode":966,"companyName":967,"productCode":981,"productName":982,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":970,"rateMax":971,"rateAvg":986,"loanLimit":972,"earlyRepaymentFee":973,"delinquencyRate":974,"incidentalExpense":975},"0010016-20283701000001001-A-D-C",4.92,{"id":988,"disclosureMonth":897,"companyCode":944,"companyName":945,"productCode":989,"productName":990,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":991,"rateMax":992,"rateAvg":993,"loanLimit":952,"earlyRepaymentFee":953,"delinquencyRate":954,"incidentalExpense":955},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":995,"disclosureMonth":897,"companyCode":996,"companyName":997,"productCode":998,"productName":999,"joinWay":1000,"mortgageType":907,"mortgageTypeName":908,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":1001,"rateMax":1002,"rateAvg":9,"loanLimit":934,"earlyRepaymentFee":1003,"delinquencyRate":1004,"incidentalExpense":1005},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1007,"disclosureMonth":897,"companyCode":1008,"companyName":1009,"productCode":1010,"productName":1011,"joinWay":1012,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":1013,"rateMax":1014,"rateAvg":1015,"loanLimit":1016,"earlyRepaymentFee":1017,"delinquencyRate":1018,"incidentalExpense":1019},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1021,"disclosureMonth":897,"companyCode":1022,"companyName":1023,"productCode":1024,"productName":1025,"joinWay":1026,"mortgageType":922,"mortgageTypeName":923,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":1027,"rateMax":1028,"rateAvg":1029,"loanLimit":1030,"earlyRepaymentFee":1031,"delinquencyRate":1032,"incidentalExpense":1033},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1035,"disclosureMonth":897,"companyCode":1022,"companyName":1023,"productCode":1024,"productName":1025,"joinWay":1026,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":1027,"rateMax":1028,"rateAvg":1036,"loanLimit":1030,"earlyRepaymentFee":1031,"delinquencyRate":1032,"incidentalExpense":1033},"0013175-2001104780001-A-D-C",5.13,{"id":1038,"disclosureMonth":897,"companyCode":1022,"companyName":1023,"productCode":1024,"productName":1025,"joinWay":1026,"mortgageType":907,"mortgageTypeName":908,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":1027,"rateMax":1028,"rateAvg":1039,"loanLimit":1030,"earlyRepaymentFee":1031,"delinquencyRate":1032,"incidentalExpense":1033},"0013175-2001104780001-A-S-C",4.86,{"id":1041,"disclosureMonth":897,"companyCode":1022,"companyName":1023,"productCode":1024,"productName":1025,"joinWay":1026,"mortgageType":922,"mortgageTypeName":923,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":1027,"rateMax":1028,"rateAvg":986,"loanLimit":1030,"earlyRepaymentFee":1031,"delinquencyRate":1032,"incidentalExpense":1033},"0013175-2001104780001-E-S-C",{"id":1043,"disclosureMonth":897,"companyCode":1044,"companyName":1045,"productCode":1046,"productName":1047,"joinWay":1048,"mortgageType":907,"mortgageTypeName":908,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":1049,"rateMax":1050,"rateAvg":9,"loanLimit":1051,"earlyRepaymentFee":1052,"delinquencyRate":1053,"incidentalExpense":1054},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1056,"disclosureMonth":897,"companyCode":1044,"companyName":1045,"productCode":1046,"productName":1047,"joinWay":1048,"mortgageType":922,"mortgageTypeName":923,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":1049,"rateMax":1050,"rateAvg":9,"loanLimit":1051,"earlyRepaymentFee":1052,"delinquencyRate":1053,"incidentalExpense":1054},"0010030-1-E-S-C",{"id":1058,"disclosureMonth":897,"companyCode":1059,"companyName":1060,"productCode":1061,"productName":1062,"joinWay":906,"mortgageType":907,"mortgageTypeName":908,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":963,"rateMax":1063,"rateAvg":9,"loanLimit":934,"earlyRepaymentFee":1064,"delinquencyRate":1065,"incidentalExpense":1066},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1068,"disclosureMonth":897,"companyCode":1059,"companyName":1060,"productCode":1061,"productName":1062,"joinWay":906,"mortgageType":922,"mortgageTypeName":923,"repaymentType":909,"repaymentTypeName":910,"rateType":911,"rateTypeName":912,"rateMin":963,"rateMax":1063,"rateAvg":9,"loanLimit":934,"earlyRepaymentFee":1064,"delinquencyRate":1065,"incidentalExpense":1066},"0010927-KB200300000002-E-S-C",{"id":1070,"disclosureMonth":897,"companyCode":902,"companyName":903,"productCode":1071,"productName":1072,"joinWay":1012,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":1073,"rateMax":1074,"rateAvg":1075,"loanLimit":1076,"earlyRepaymentFee":917,"delinquencyRate":918,"incidentalExpense":1077},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1079,"disclosureMonth":897,"companyCode":1080,"companyName":1081,"productCode":1082,"productName":1083,"joinWay":1012,"mortgageType":907,"mortgageTypeName":908,"repaymentType":948,"repaymentTypeName":949,"rateType":911,"rateTypeName":912,"rateMin":1084,"rateMax":1085,"rateAvg":1086,"loanLimit":1087,"earlyRepaymentFee":1088,"delinquencyRate":1089,"incidentalExpense":1090},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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