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대출금액*120%*1%*채권할인율",{"id":1019,"disclosureMonth":959,"companyCode":989,"companyName":990,"productCode":991,"productName":992,"joinWay":968,"mortgageType":984,"mortgageTypeName":985,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1020,"rateMax":1021,"rateAvg":1022,"loanLimit":996,"earlyRepaymentFee":997,"delinquencyRate":998,"incidentalExpense":999},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1024,"disclosureMonth":959,"companyCode":989,"companyName":990,"productCode":1002,"productName":1003,"joinWay":968,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1020,"rateMax":1021,"rateAvg":1025,"loanLimit":996,"earlyRepaymentFee":997,"delinquencyRate":998,"incidentalExpense":999},"0010001-1054-A-D-C",4.75,{"id":1027,"disclosureMonth":959,"companyCode":1028,"companyName":1029,"productCode":1030,"productName":1031,"joinWay":968,"mortgageType":984,"mortgageTypeName":985,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1032,"rateMax":1033,"rateAvg":24,"loanLimit":1034,"earlyRepaymentFee":1035,"delinquencyRate":1036,"incidentalExpense":1037},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1039,"disclosureMonth":959,"companyCode":1028,"companyName":1029,"productCode":1030,"productName":1031,"joinWay":968,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1032,"rateMax":1033,"rateAvg":1040,"loanLimit":1034,"earlyRepaymentFee":1035,"delinquencyRate":1036,"incidentalExpense":1037},"0010016-20461501000001001-A-D-C",4.66,{"id":1042,"disclosureMonth":959,"companyCode":1028,"companyName":1029,"productCode":1043,"productName":1044,"joinWay":968,"mortgageType":984,"mortgageTypeName":985,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1032,"rateMax":1033,"rateAvg":1045,"loanLimit":1034,"earlyRepaymentFee":1035,"delinquencyRate":1036,"incidentalExpense":1037},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1047,"disclosureMonth":959,"companyCode":1028,"companyName":1029,"productCode":1043,"productName":1044,"joinWay":968,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1032,"rateMax":1033,"rateAvg":1048,"loanLimit":1034,"earlyRepaymentFee":1035,"delinquencyRate":1036,"incidentalExpense":1037},"0010016-20283701000001001-A-D-C",4.92,{"id":1050,"disclosureMonth":959,"companyCode":1006,"companyName":1007,"productCode":1051,"productName":1052,"joinWay":968,"mortgageType":984,"mortgageTypeName":985,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1053,"rateMax":1054,"rateAvg":1055,"loanLimit":1014,"earlyRepaymentFee":1015,"delinquencyRate":1016,"incidentalExpense":1017},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1057,"disclosureMonth":959,"companyCode":1058,"companyName":1059,"productCode":1060,"productName":1061,"joinWay":1062,"mortgageType":969,"mortgageTypeName":970,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1063,"rateMax":1064,"rateAvg":24,"loanLimit":996,"earlyRepaymentFee":1065,"delinquencyRate":1066,"incidentalExpense":1067},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1069,"disclosureMonth":959,"companyCode":1070,"companyName":1071,"productCode":1072,"productName":1073,"joinWay":1074,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1075,"rateMax":1076,"rateAvg":1077,"loanLimit":1078,"earlyRepaymentFee":1079,"delinquencyRate":1080,"incidentalExpense":1081},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1083,"disclosureMonth":959,"companyCode":1084,"companyName":1085,"productCode":1086,"productName":1087,"joinWay":1088,"mortgageType":984,"mortgageTypeName":985,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1089,"rateMax":1090,"rateAvg":1091,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1097,"disclosureMonth":959,"companyCode":1084,"companyName":1085,"productCode":1086,"productName":1087,"joinWay":1088,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1089,"rateMax":1090,"rateAvg":1098,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0013175-2001104780001-A-D-C",5.13,{"id":1100,"disclosureMonth":959,"companyCode":1084,"companyName":1085,"productCode":1086,"productName":1087,"joinWay":1088,"mortgageType":969,"mortgageTypeName":970,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1089,"rateMax":1090,"rateAvg":1101,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0013175-2001104780001-A-S-C",4.86,{"id":1103,"disclosureMonth":959,"companyCode":1084,"companyName":1085,"productCode":1086,"productName":1087,"joinWay":1088,"mortgageType":984,"mortgageTypeName":985,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1089,"rateMax":1090,"rateAvg":1048,"loanLimit":1092,"earlyRepaymentFee":1093,"delinquencyRate":1094,"incidentalExpense":1095},"0013175-2001104780001-E-S-C",{"id":1105,"disclosureMonth":959,"companyCode":1106,"companyName":1107,"productCode":1108,"productName":1109,"joinWay":1110,"mortgageType":969,"mortgageTypeName":970,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1111,"rateMax":1112,"rateAvg":24,"loanLimit":1113,"earlyRepaymentFee":1114,"delinquencyRate":1115,"incidentalExpense":1116},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1118,"disclosureMonth":959,"companyCode":1106,"companyName":1107,"productCode":1108,"productName":1109,"joinWay":1110,"mortgageType":984,"mortgageTypeName":985,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1111,"rateMax":1112,"rateAvg":24,"loanLimit":1113,"earlyRepaymentFee":1114,"delinquencyRate":1115,"incidentalExpense":1116},"0010030-1-E-S-C",{"id":1120,"disclosureMonth":959,"companyCode":1121,"companyName":1122,"productCode":1123,"productName":1124,"joinWay":968,"mortgageType":969,"mortgageTypeName":970,"repaymentType":971,"repaymentTypeName":972,"rateType":973,"rateTypeName":974,"rateMin":1025,"rateMax":1125,"rateAvg":24,"loanLimit":996,"earlyRepaymentFee":1126,"delinquencyRate":1127,"incidentalExpense":1128},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 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채권할인율\n주택신보출연료(주택자금용도)",{"id":1141,"disclosureMonth":959,"companyCode":1142,"companyName":1143,"productCode":1144,"productName":1145,"joinWay":1074,"mortgageType":969,"mortgageTypeName":970,"repaymentType":1010,"repaymentTypeName":1011,"rateType":973,"rateTypeName":974,"rateMin":1146,"rateMax":1147,"rateAvg":1148,"loanLimit":1149,"earlyRepaymentFee":1150,"delinquencyRate":1151,"incidentalExpense":1152},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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