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채권할인율",{"id":458,"disclosureMonth":434,"companyCode":439,"companyName":440,"productCode":441,"productName":442,"joinWay":443,"mortgageType":459,"mortgageTypeName":460,"repaymentType":446,"repaymentTypeName":447,"rateType":448,"rateTypeName":449,"rateMin":450,"rateMax":451,"rateAvg":461,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":463,"disclosureMonth":434,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":443,"mortgageType":459,"mortgageTypeName":460,"repaymentType":446,"repaymentTypeName":447,"rateType":448,"rateTypeName":449,"rateMin":468,"rateMax":469,"rateAvg":470,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":476,"disclosureMonth":434,"companyCode":464,"companyName":465,"productCode":477,"productName":478,"joinWay":443,"mortgageType":444,"mortgageTypeName":445,"repaymentType":446,"repaymentTypeName":447,"rateType":448,"rateTypeName":449,"rateMin":468,"rateMax":469,"rateAvg":9,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0010001-1054-A-S-C","1054","우리아파트론",{"id":480,"disclosureMonth":434,"companyCode":481,"companyName":482,"productCode":483,"productName":484,"joinWay":443,"mortgageType":444,"mortgageTypeName":445,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":487,"rateMax":488,"rateAvg":81,"loanLimit":489,"earlyRepaymentFee":490,"delinquencyRate":491,"incidentalExpense":492},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":494,"disclosureMonth":434,"companyCode":464,"companyName":465,"productCode":466,"productName":467,"joinWay":443,"mortgageType":459,"mortgageTypeName":460,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":495,"rateMax":496,"rateAvg":497,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":499,"disclosureMonth":434,"companyCode":464,"companyName":465,"productCode":477,"productName":478,"joinWay":443,"mortgageType":444,"mortgageTypeName":445,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":495,"rateMax":496,"rateAvg":500,"loanLimit":471,"earlyRepaymentFee":472,"delinquencyRate":473,"incidentalExpense":474},"0010001-1054-A-D-C",4.75,{"id":502,"disclosureMonth":434,"companyCode":503,"companyName":504,"productCode":505,"productName":506,"joinWay":443,"mortgageType":459,"mortgageTypeName":460,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":507,"rateMax":508,"rateAvg":9,"loanLimit":509,"earlyRepaymentFee":510,"delinquencyRate":511,"incidentalExpense":512},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":544,"disclosureMonth":434,"companyCode":545,"companyName":546,"productCode":547,"productName":548,"joinWay":549,"mortgageType":444,"mortgageTypeName":445,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":550,"rateMax":551,"rateAvg":552,"loanLimit":553,"earlyRepaymentFee":554,"delinquencyRate":555,"incidentalExpense":556},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":558,"disclosureMonth":434,"companyCode":559,"companyName":560,"productCode":561,"productName":562,"joinWay":563,"mortgageType":459,"mortgageTypeName":460,"repaymentType":485,"repaymentTypeName":486,"rateType":448,"rateTypeName":449,"rateMin":564,"rateMax":565,"rateAvg":566,"loanLimit":567,"earlyRepaymentFee":568,"delinquencyRate":569,"incidentalExpense":570},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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