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채권할인율",{"id":545,"disclosureMonth":521,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":533,"repaymentTypeName":534,"rateType":535,"rateTypeName":536,"rateMin":537,"rateMax":538,"rateAvg":548,"loanLimit":540,"earlyRepaymentFee":541,"delinquencyRate":542,"incidentalExpense":543},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":550,"disclosureMonth":521,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":533,"repaymentTypeName":534,"rateType":535,"rateTypeName":536,"rateMin":555,"rateMax":556,"rateAvg":557,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":563,"disclosureMonth":521,"companyCode":551,"companyName":552,"productCode":564,"productName":565,"joinWay":530,"mortgageType":531,"mortgageTypeName":532,"repaymentType":533,"repaymentTypeName":534,"rateType":535,"rateTypeName":536,"rateMin":555,"rateMax":556,"rateAvg":9,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010001-1054-A-S-C","1054","우리아파트론",{"id":567,"disclosureMonth":521,"companyCode":568,"companyName":569,"productCode":570,"productName":571,"joinWay":530,"mortgageType":531,"mortgageTypeName":532,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":574,"rateMax":575,"rateAvg":400,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":581,"disclosureMonth":521,"companyCode":551,"companyName":552,"productCode":553,"productName":554,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":582,"rateMax":583,"rateAvg":584,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":586,"disclosureMonth":521,"companyCode":551,"companyName":552,"productCode":564,"productName":565,"joinWay":530,"mortgageType":531,"mortgageTypeName":532,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":582,"rateMax":583,"rateAvg":587,"loanLimit":558,"earlyRepaymentFee":559,"delinquencyRate":560,"incidentalExpense":561},"0010001-1054-A-D-C",4.75,{"id":589,"disclosureMonth":521,"companyCode":590,"companyName":591,"productCode":592,"productName":593,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":594,"rateMax":595,"rateAvg":9,"loanLimit":596,"earlyRepaymentFee":597,"delinquencyRate":598,"incidentalExpense":599},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":601,"disclosureMonth":521,"companyCode":590,"companyName":591,"productCode":592,"productName":593,"joinWay":530,"mortgageType":531,"mortgageTypeName":532,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":594,"rateMax":595,"rateAvg":602,"loanLimit":596,"earlyRepaymentFee":597,"delinquencyRate":598,"incidentalExpense":599},"0010016-20461501000001001-A-D-C",4.66,{"id":604,"disclosureMonth":521,"companyCode":590,"companyName":591,"productCode":605,"productName":606,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":594,"rateMax":595,"rateAvg":607,"loanLimit":596,"earlyRepaymentFee":597,"delinquencyRate":598,"incidentalExpense":599},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":609,"disclosureMonth":521,"companyCode":590,"companyName":591,"productCode":605,"productName":606,"joinWay":530,"mortgageType":531,"mortgageTypeName":532,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":594,"rateMax":595,"rateAvg":610,"loanLimit":596,"earlyRepaymentFee":597,"delinquencyRate":598,"incidentalExpense":599},"0010016-20283701000001001-A-D-C",4.92,{"id":612,"disclosureMonth":521,"companyCode":568,"companyName":569,"productCode":613,"productName":614,"joinWay":530,"mortgageType":546,"mortgageTypeName":547,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":615,"rateMax":616,"rateAvg":617,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":619,"disclosureMonth":521,"companyCode":620,"companyName":621,"productCode":622,"productName":623,"joinWay":624,"mortgageType":531,"mortgageTypeName":532,"repaymentType":533,"repaymentTypeName":534,"rateType":535,"rateTypeName":536,"rateMin":625,"rateMax":626,"rateAvg":9,"loanLimit":558,"earlyRepaymentFee":627,"delinquencyRate":628,"incidentalExpense":629},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":631,"disclosureMonth":521,"companyCode":632,"companyName":633,"productCode":634,"productName":635,"joinWay":636,"mortgageType":531,"mortgageTypeName":532,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":637,"rateMax":638,"rateAvg":639,"loanLimit":640,"earlyRepaymentFee":641,"delinquencyRate":642,"incidentalExpense":643},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":645,"disclosureMonth":521,"companyCode":646,"companyName":647,"productCode":648,"productName":649,"joinWay":650,"mortgageType":546,"mortgageTypeName":547,"repaymentType":572,"repaymentTypeName":573,"rateType":535,"rateTypeName":536,"rateMin":651,"rateMax":652,"rateAvg":653,"loanLimit":654,"earlyRepaymentFee":655,"delinquencyRate":656,"incidentalExpense":657},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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