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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[797,817,822,835,839,853,858,861,873,876,881,884,891,903,917,931,934,937,939,952,954,964,966,975,988,994,1004,1007,1015,1017,1022,1024,1028,1031,1034,1039,1043,1046,1050,1054,1058,1068,1073,1075,1077,1082,1088,1100,1102,1106,1109,1112,1114,1117,1121,1125,1136,1138,1149,1161,1164,1168,1172,1174,1177,1183,1187,1193,1197,1202,1214,1219,1222,1225,1227,1233,1236,1239,1241,1248,1250,1252,1254,1258,1260,1262,1264,1267,1269,1273,1275,1279,1281,1285,1287,1292,1294,1298,1304,1306,1309,1314,1316,1321,1323,1325,1327,1332,1336,1340,1344],{"id":798,"disclosureMonth":794,"companyCode":799,"companyName":800,"productCode":801,"productName":802,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":806,"repaymentTypeName":807,"rateType":808,"rateTypeName":809,"rateMin":810,"rateMax":811,"rateAvg":812,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":818,"disclosureMonth":794,"companyCode":799,"companyName":800,"productCode":801,"productName":802,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":806,"repaymentTypeName":807,"rateType":808,"rateTypeName":809,"rateMin":810,"rateMax":811,"rateAvg":821,"loanLimit":813,"earlyRepaymentFee":814,"delinquencyRate":815,"incidentalExpense":816},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":823,"disclosureMonth":794,"companyCode":824,"companyName":825,"productCode":826,"productName":827,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":806,"repaymentTypeName":807,"rateType":808,"rateTypeName":809,"rateMin":828,"rateMax":829,"rateAvg":830,"loanLimit":831,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":836,"disclosureMonth":794,"companyCode":824,"companyName":825,"productCode":837,"productName":838,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":806,"repaymentTypeName":807,"rateType":808,"rateTypeName":809,"rateMin":828,"rateMax":829,"rateAvg":24,"loanLimit":831,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010001-1054-A-S-C","1054","우리아파트론",{"id":840,"disclosureMonth":794,"companyCode":841,"companyName":842,"productCode":843,"productName":844,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":847,"rateMax":848,"rateAvg":156,"loanLimit":849,"earlyRepaymentFee":850,"delinquencyRate":851,"incidentalExpense":852},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":854,"disclosureMonth":794,"companyCode":824,"companyName":825,"productCode":826,"productName":827,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":855,"rateMax":856,"rateAvg":857,"loanLimit":831,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":859,"disclosureMonth":794,"companyCode":824,"companyName":825,"productCode":837,"productName":838,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":855,"rateMax":856,"rateAvg":860,"loanLimit":831,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010001-1054-A-D-C",4.75,{"id":862,"disclosureMonth":794,"companyCode":863,"companyName":864,"productCode":865,"productName":866,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":867,"rateMax":868,"rateAvg":24,"loanLimit":869,"earlyRepaymentFee":870,"delinquencyRate":871,"incidentalExpense":872},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":874,"disclosureMonth":794,"companyCode":863,"companyName":864,"productCode":865,"productName":866,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":867,"rateMax":868,"rateAvg":875,"loanLimit":869,"earlyRepaymentFee":870,"delinquencyRate":871,"incidentalExpense":872},"0010016-20461501000001001-A-D-C",4.66,{"id":877,"disclosureMonth":794,"companyCode":863,"companyName":864,"productCode":878,"productName":879,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":867,"rateMax":868,"rateAvg":880,"loanLimit":869,"earlyRepaymentFee":870,"delinquencyRate":871,"incidentalExpense":872},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":882,"disclosureMonth":794,"companyCode":863,"companyName":864,"productCode":878,"productName":879,"joinWay":803,"mortgageType":804,"mortgageTypeName":805,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":867,"rateMax":868,"rateAvg":883,"loanLimit":869,"earlyRepaymentFee":870,"delinquencyRate":871,"incidentalExpense":872},"0010016-20283701000001001-A-D-C",4.92,{"id":885,"disclosureMonth":794,"companyCode":841,"companyName":842,"productCode":886,"productName":887,"joinWay":803,"mortgageType":819,"mortgageTypeName":820,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":888,"rateMax":889,"rateAvg":890,"loanLimit":849,"earlyRepaymentFee":850,"delinquencyRate":851,"incidentalExpense":852},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":892,"disclosureMonth":794,"companyCode":893,"companyName":894,"productCode":895,"productName":896,"joinWay":897,"mortgageType":804,"mortgageTypeName":805,"repaymentType":806,"repaymentTypeName":807,"rateType":808,"rateTypeName":809,"rateMin":898,"rateMax":899,"rateAvg":24,"loanLimit":831,"earlyRepaymentFee":900,"delinquencyRate":901,"incidentalExpense":902},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":904,"disclosureMonth":794,"companyCode":905,"companyName":906,"productCode":907,"productName":908,"joinWay":909,"mortgageType":804,"mortgageTypeName":805,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":910,"rateMax":911,"rateAvg":912,"loanLimit":913,"earlyRepaymentFee":914,"delinquencyRate":915,"incidentalExpense":916},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":918,"disclosureMonth":794,"companyCode":919,"companyName":920,"productCode":921,"productName":922,"joinWay":923,"mortgageType":819,"mortgageTypeName":820,"repaymentType":845,"repaymentTypeName":846,"rateType":808,"rateTypeName":809,"rateMin":924,"rateMax":925,"rateAvg":926,"loanLimit":927,"earlyRepaymentFee":928,"delinquencyRate":929,"incidentalExpense":930},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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