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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[351,371,376,389,393,407,412,415,427,430,435,438,445,457,471,485,488,491,493,506,508,518,520,529,542,548,558,561,569,571,576,578,582,585,588,593,597,600,604,608,612,622,627,629,631,636,642,654,656,660,663,666,668,671,675,679,690,692,703,715,718,722,726,728,731,737,741,747,751,756,768,773,776,779,781,787,790,793,795,802,804,806,808,812,814,816,818,821,823,827,829,833,835,839,841,846,848,852,858,860,863,868,870,875,877,879,881,886,890,894,898],{"id":352,"disclosureMonth":348,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":360,"repaymentTypeName":361,"rateType":362,"rateTypeName":363,"rateMin":364,"rateMax":365,"rateAvg":366,"loanLimit":367,"earlyRepaymentFee":368,"delinquencyRate":369,"incidentalExpense":370},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":372,"disclosureMonth":348,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":360,"repaymentTypeName":361,"rateType":362,"rateTypeName":363,"rateMin":364,"rateMax":365,"rateAvg":375,"loanLimit":367,"earlyRepaymentFee":368,"delinquencyRate":369,"incidentalExpense":370},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":377,"disclosureMonth":348,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":360,"repaymentTypeName":361,"rateType":362,"rateTypeName":363,"rateMin":382,"rateMax":383,"rateAvg":384,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":390,"disclosureMonth":348,"companyCode":378,"companyName":379,"productCode":391,"productName":392,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":360,"repaymentTypeName":361,"rateType":362,"rateTypeName":363,"rateMin":382,"rateMax":383,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010001-1054-A-S-C","1054","우리아파트론",{"id":394,"disclosureMonth":348,"companyCode":395,"companyName":396,"productCode":397,"productName":398,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":401,"rateMax":402,"rateAvg":78,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":408,"disclosureMonth":348,"companyCode":378,"companyName":379,"productCode":380,"productName":381,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":409,"rateMax":410,"rateAvg":411,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":413,"disclosureMonth":348,"companyCode":378,"companyName":379,"productCode":391,"productName":392,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":409,"rateMax":410,"rateAvg":414,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010001-1054-A-D-C",4.75,{"id":416,"disclosureMonth":348,"companyCode":417,"companyName":418,"productCode":419,"productName":420,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":421,"rateMax":422,"rateAvg":9,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":428,"disclosureMonth":348,"companyCode":417,"companyName":418,"productCode":419,"productName":420,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":421,"rateMax":422,"rateAvg":429,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0010016-20461501000001001-A-D-C",4.66,{"id":431,"disclosureMonth":348,"companyCode":417,"companyName":418,"productCode":432,"productName":433,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":421,"rateMax":422,"rateAvg":434,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":436,"disclosureMonth":348,"companyCode":417,"companyName":418,"productCode":432,"productName":433,"joinWay":357,"mortgageType":358,"mortgageTypeName":359,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":421,"rateMax":422,"rateAvg":437,"loanLimit":423,"earlyRepaymentFee":424,"delinquencyRate":425,"incidentalExpense":426},"0010016-20283701000001001-A-D-C",4.92,{"id":439,"disclosureMonth":348,"companyCode":395,"companyName":396,"productCode":440,"productName":441,"joinWay":357,"mortgageType":373,"mortgageTypeName":374,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":442,"rateMax":443,"rateAvg":444,"loanLimit":403,"earlyRepaymentFee":404,"delinquencyRate":405,"incidentalExpense":406},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":446,"disclosureMonth":348,"companyCode":447,"companyName":448,"productCode":449,"productName":450,"joinWay":451,"mortgageType":358,"mortgageTypeName":359,"repaymentType":360,"repaymentTypeName":361,"rateType":362,"rateTypeName":363,"rateMin":452,"rateMax":453,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":472,"disclosureMonth":348,"companyCode":473,"companyName":474,"productCode":475,"productName":476,"joinWay":477,"mortgageType":373,"mortgageTypeName":374,"repaymentType":399,"repaymentTypeName":400,"rateType":362,"rateTypeName":363,"rateMin":478,"rateMax":479,"rateAvg":480,"loanLimit":481,"earlyRepaymentFee":482,"delinquencyRate":483,"incidentalExpense":484},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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