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80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":250,"disclosureMonth":226,"companyCode":231,"companyName":232,"productCode":233,"productName":234,"joinWay":235,"mortgageType":251,"mortgageTypeName":252,"repaymentType":238,"repaymentTypeName":239,"rateType":240,"rateTypeName":241,"rateMin":242,"rateMax":243,"rateAvg":253,"loanLimit":245,"earlyRepaymentFee":246,"delinquencyRate":247,"incidentalExpense":248},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":255,"disclosureMonth":226,"companyCode":256,"companyName":257,"productCode":258,"productName":259,"joinWay":235,"mortgageType":251,"mortgageTypeName":252,"repaymentType":238,"repaymentTypeName":239,"rateType":240,"rateTypeName":241,"rateMin":260,"rateMax":261,"rateAvg":262,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":287,"disclosureMonth":226,"companyCode":256,"companyName":257,"productCode":258,"productName":259,"joinWay":235,"mortgageType":251,"mortgageTypeName":252,"repaymentType":277,"repaymentTypeName":278,"rateType":240,"rateTypeName":241,"rateMin":288,"rateMax":289,"rateAvg":290,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":292,"disclosureMonth":226,"companyCode":256,"companyName":257,"productCode":269,"productName":270,"joinWay":235,"mortgageType":236,"mortgageTypeName":237,"repaymentType":277,"repaymentTypeName":278,"rateType":240,"rateTypeName":241,"rateMin":288,"rateMax":289,"rateAvg":293,"loanLimit":263,"earlyRepaymentFee":264,"delinquencyRate":265,"incidentalExpense":266},"0010001-1054-A-D-C",4.75,{"id":295,"disclosureMonth":226,"companyCode":296,"companyName":297,"productCode":298,"productName":299,"joinWay":235,"mortgageType":251,"mortgageTypeName":252,"repaymentType":277,"repaymentTypeName":278,"rateType":240,"rateTypeName":241,"rateMin":300,"rateMax":301,"rateAvg":9,"loanLimit":302,"earlyRepaymentFee":303,"delinquencyRate":304,"incidentalExpense":305},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":351,"disclosureMonth":226,"companyCode":352,"companyName":353,"productCode":354,"productName":355,"joinWay":356,"mortgageType":251,"mortgageTypeName":252,"repaymentType":277,"repaymentTypeName":278,"rateType":240,"rateTypeName":241,"rateMin":357,"rateMax":358,"rateAvg":359,"loanLimit":360,"earlyRepaymentFee":361,"delinquencyRate":362,"incidentalExpense":363},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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