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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[1142,1162,1167,1180,1184,1198,1203,1206,1218,1221,1226,1229,1236,1248,1262,1276,1279,1282,1284,1297,1299,1309,1311,1320,1333,1339,1349,1352,1360,1362,1367,1369,1373,1376,1379,1384,1388,1391,1395,1399,1403,1413,1418,1420,1422,1427,1433,1445,1447,1451,1454,1457,1459,1462,1466,1470,1481,1483,1494,1506,1509,1513,1517,1519,1522,1528,1532,1538,1542,1547,1559,1564,1567,1570,1572,1578,1581,1584,1586,1593,1595,1597,1599,1603,1605,1607,1609,1612,1614,1618,1620,1624,1626,1630,1632,1637,1639,1643,1649,1651,1654,1659,1661,1666,1668,1670,1672,1677,1681,1685,1689],{"id":1143,"disclosureMonth":1139,"companyCode":1144,"companyName":1145,"productCode":1146,"productName":1147,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1155,"rateMax":1156,"rateAvg":1157,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1163,"disclosureMonth":1139,"companyCode":1144,"companyName":1145,"productCode":1146,"productName":1147,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1155,"rateMax":1156,"rateAvg":1166,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1168,"disclosureMonth":1139,"companyCode":1169,"companyName":1170,"productCode":1171,"productName":1172,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1173,"rateMax":1174,"rateAvg":1175,"loanLimit":1176,"earlyRepaymentFee":1177,"delinquencyRate":1178,"incidentalExpense":1179},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1181,"disclosureMonth":1139,"companyCode":1169,"companyName":1170,"productCode":1182,"productName":1183,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1173,"rateMax":1174,"rateAvg":24,"loanLimit":1176,"earlyRepaymentFee":1177,"delinquencyRate":1178,"incidentalExpense":1179},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1185,"disclosureMonth":1139,"companyCode":1186,"companyName":1187,"productCode":1188,"productName":1189,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1192,"rateMax":1193,"rateAvg":311,"loanLimit":1194,"earlyRepaymentFee":1195,"delinquencyRate":1196,"incidentalExpense":1197},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1199,"disclosureMonth":1139,"companyCode":1169,"companyName":1170,"productCode":1171,"productName":1172,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1200,"rateMax":1201,"rateAvg":1202,"loanLimit":1176,"earlyRepaymentFee":1177,"delinquencyRate":1178,"incidentalExpense":1179},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1204,"disclosureMonth":1139,"companyCode":1169,"companyName":1170,"productCode":1182,"productName":1183,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1200,"rateMax":1201,"rateAvg":1205,"loanLimit":1176,"earlyRepaymentFee":1177,"delinquencyRate":1178,"incidentalExpense":1179},"0010001-1054-A-D-C",4.75,{"id":1207,"disclosureMonth":1139,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1212,"rateMax":1213,"rateAvg":24,"loanLimit":1214,"earlyRepaymentFee":1215,"delinquencyRate":1216,"incidentalExpense":1217},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1219,"disclosureMonth":1139,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1212,"rateMax":1213,"rateAvg":1220,"loanLimit":1214,"earlyRepaymentFee":1215,"delinquencyRate":1216,"incidentalExpense":1217},"0010016-20461501000001001-A-D-C",4.66,{"id":1222,"disclosureMonth":1139,"companyCode":1208,"companyName":1209,"productCode":1223,"productName":1224,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1212,"rateMax":1213,"rateAvg":1225,"loanLimit":1214,"earlyRepaymentFee":1215,"delinquencyRate":1216,"incidentalExpense":1217},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1227,"disclosureMonth":1139,"companyCode":1208,"companyName":1209,"productCode":1223,"productName":1224,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1212,"rateMax":1213,"rateAvg":1228,"loanLimit":1214,"earlyRepaymentFee":1215,"delinquencyRate":1216,"incidentalExpense":1217},"0010016-20283701000001001-A-D-C",4.92,{"id":1230,"disclosureMonth":1139,"companyCode":1186,"companyName":1187,"productCode":1231,"productName":1232,"joinWay":1148,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1233,"rateMax":1234,"rateAvg":1235,"loanLimit":1194,"earlyRepaymentFee":1195,"delinquencyRate":1196,"incidentalExpense":1197},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1237,"disclosureMonth":1139,"companyCode":1238,"companyName":1239,"productCode":1240,"productName":1241,"joinWay":1242,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1243,"rateMax":1244,"rateAvg":24,"loanLimit":1176,"earlyRepaymentFee":1245,"delinquencyRate":1246,"incidentalExpense":1247},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1249,"disclosureMonth":1139,"companyCode":1250,"companyName":1251,"productCode":1252,"productName":1253,"joinWay":1254,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1255,"rateMax":1256,"rateAvg":1257,"loanLimit":1258,"earlyRepaymentFee":1259,"delinquencyRate":1260,"incidentalExpense":1261},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1263,"disclosureMonth":1139,"companyCode":1264,"companyName":1265,"productCode":1266,"productName":1267,"joinWay":1268,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1269,"rateMax":1270,"rateAvg":1271,"loanLimit":1272,"earlyRepaymentFee":1273,"delinquencyRate":1274,"incidentalExpense":1275},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1277,"disclosureMonth":1139,"companyCode":1264,"companyName":1265,"productCode":1266,"productName":1267,"joinWay":1268,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1190,"repaymentTypeName":1191,"rateType":1153,"rateTypeName":1154,"rateMin":1269,"rateMax":1270,"rateAvg":1278,"loanLimit":1272,"earlyRepaymentFee":1273,"delinquencyRate":1274,"incidentalExpense":1275},"0013175-2001104780001-A-D-C",5.13,{"id":1280,"disclosureMonth":1139,"companyCode":1264,"companyName":1265,"productCode":1266,"productName":1267,"joinWay":1268,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1269,"rateMax":1270,"rateAvg":1281,"loanLimit":1272,"earlyRepaymentFee":1273,"delinquencyRate":1274,"incidentalExpense":1275},"0013175-2001104780001-A-S-C",4.86,{"id":1283,"disclosureMonth":1139,"companyCode":1264,"companyName":1265,"productCode":1266,"productName":1267,"joinWay":1268,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1269,"rateMax":1270,"rateAvg":1228,"loanLimit":1272,"earlyRepaymentFee":1273,"delinquencyRate":1274,"incidentalExpense":1275},"0013175-2001104780001-E-S-C",{"id":1285,"disclosureMonth":1139,"companyCode":1286,"companyName":1287,"productCode":1288,"productName":1289,"joinWay":1290,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1291,"rateMax":1292,"rateAvg":24,"loanLimit":1293,"earlyRepaymentFee":1294,"delinquencyRate":1295,"incidentalExpense":1296},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1298,"disclosureMonth":1139,"companyCode":1286,"companyName":1287,"productCode":1288,"productName":1289,"joinWay":1290,"mortgageType":1164,"mortgageTypeName":1165,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1291,"rateMax":1292,"rateAvg":24,"loanLimit":1293,"earlyRepaymentFee":1294,"delinquencyRate":1295,"incidentalExpense":1296},"0010030-1-E-S-C",{"id":1300,"disclosureMonth":1139,"companyCode":1301,"companyName":1302,"productCode":1303,"productName":1304,"joinWay":1148,"mortgageType":1149,"mortgageTypeName":1150,"repaymentType":1151,"repaymentTypeName":1152,"rateType":1153,"rateTypeName":1154,"rateMin":1205,"rateMax":1305,"rateAvg":24,"loanLimit":1176,"earlyRepaymentFee":1306,"delinquencyRate":1307,"incidentalExpense":1308},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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