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80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":382,"disclosureMonth":358,"companyCode":363,"companyName":364,"productCode":365,"productName":366,"joinWay":367,"mortgageType":383,"mortgageTypeName":384,"repaymentType":370,"repaymentTypeName":371,"rateType":372,"rateTypeName":373,"rateMin":374,"rateMax":375,"rateAvg":385,"loanLimit":377,"earlyRepaymentFee":378,"delinquencyRate":379,"incidentalExpense":380},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":387,"disclosureMonth":358,"companyCode":388,"companyName":389,"productCode":390,"productName":391,"joinWay":367,"mortgageType":383,"mortgageTypeName":384,"repaymentType":370,"repaymentTypeName":371,"rateType":372,"rateTypeName":373,"rateMin":392,"rateMax":393,"rateAvg":394,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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대출금액*120%*1%*채권할인율",{"id":418,"disclosureMonth":358,"companyCode":388,"companyName":389,"productCode":390,"productName":391,"joinWay":367,"mortgageType":383,"mortgageTypeName":384,"repaymentType":409,"repaymentTypeName":410,"rateType":372,"rateTypeName":373,"rateMin":419,"rateMax":420,"rateAvg":421,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":423,"disclosureMonth":358,"companyCode":388,"companyName":389,"productCode":401,"productName":402,"joinWay":367,"mortgageType":368,"mortgageTypeName":369,"repaymentType":409,"repaymentTypeName":410,"rateType":372,"rateTypeName":373,"rateMin":419,"rateMax":420,"rateAvg":424,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0010001-1054-A-D-C",4.75,{"id":426,"disclosureMonth":358,"companyCode":427,"companyName":428,"productCode":429,"productName":430,"joinWay":367,"mortgageType":383,"mortgageTypeName":384,"repaymentType":409,"repaymentTypeName":410,"rateType":372,"rateTypeName":373,"rateMin":431,"rateMax":432,"rateAvg":9,"loanLimit":433,"earlyRepaymentFee":434,"delinquencyRate":435,"incidentalExpense":436},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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등",{"id":482,"disclosureMonth":358,"companyCode":483,"companyName":484,"productCode":485,"productName":486,"joinWay":487,"mortgageType":383,"mortgageTypeName":384,"repaymentType":409,"repaymentTypeName":410,"rateType":372,"rateTypeName":373,"rateMin":488,"rateMax":489,"rateAvg":490,"loanLimit":491,"earlyRepaymentFee":492,"delinquencyRate":493,"incidentalExpense":494},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":517,"disclosureMonth":358,"companyCode":505,"companyName":506,"productCode":507,"productName":508,"joinWay":509,"mortgageType":383,"mortgageTypeName":384,"repaymentType":370,"repaymentTypeName":371,"rateType":372,"rateTypeName":373,"rateMin":510,"rateMax":511,"rateAvg":9,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0010030-1-E-S-C",{"id":519,"disclosureMonth":358,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":367,"mortgageType":368,"mortgageTypeName":369,"repaymentType":370,"repaymentTypeName":371,"rateType":372,"rateTypeName":373,"rateMin":424,"rateMax":524,"rateAvg":9,"loanLimit":395,"earlyRepaymentFee":525,"delinquencyRate":526,"incidentalExpense":527},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":529,"disclosureMonth":358,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":367,"mortgageType":383,"mortgageTypeName":384,"repaymentType":370,"repaymentTypeName":371,"rateType":372,"rateTypeName":373,"rateMin":424,"rateMax":524,"rateAvg":9,"loanLimit":395,"earlyRepaymentFee":525,"delinquencyRate":526,"incidentalExpense":527},"0010927-KB200300000002-E-S-C",{"id":531,"disclosureMonth":358,"companyCode":363,"companyName":364,"productCode":532,"productName":533,"joinWay":473,"mortgageType":368,"mortgageTypeName":369,"repaymentType":409,"repaymentTypeName":410,"rateType":372,"rateTypeName":373,"rateMin":534,"rateMax":535,"rateAvg":536,"loanLimit":537,"earlyRepaymentFee":378,"delinquencyRate":379,"incidentalExpense":538},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 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