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대출금액*120%*1%*채권할인율",{"id":488,"disclosureMonth":428,"companyCode":458,"companyName":459,"productCode":460,"productName":461,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":489,"rateMax":490,"rateAvg":491,"loanLimit":465,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":493,"disclosureMonth":428,"companyCode":458,"companyName":459,"productCode":471,"productName":472,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":489,"rateMax":490,"rateAvg":494,"loanLimit":465,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010001-1054-A-D-C",4.75,{"id":496,"disclosureMonth":428,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":9,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":508,"disclosureMonth":428,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":509,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20461501000001001-A-D-C",4.66,{"id":511,"disclosureMonth":428,"companyCode":497,"companyName":498,"productCode":512,"productName":513,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":514,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":516,"disclosureMonth":428,"companyCode":497,"companyName":498,"productCode":512,"productName":513,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":501,"rateMax":502,"rateAvg":517,"loanLimit":503,"earlyRepaymentFee":504,"delinquencyRate":505,"incidentalExpense":506},"0010016-20283701000001001-A-D-C",4.92,{"id":519,"disclosureMonth":428,"companyCode":475,"companyName":476,"productCode":520,"productName":521,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":522,"rateMax":523,"rateAvg":524,"loanLimit":483,"earlyRepaymentFee":484,"delinquencyRate":485,"incidentalExpense":486},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":526,"disclosureMonth":428,"companyCode":527,"companyName":528,"productCode":529,"productName":530,"joinWay":531,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":532,"rateMax":533,"rateAvg":9,"loanLimit":465,"earlyRepaymentFee":534,"delinquencyRate":535,"incidentalExpense":536},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":538,"disclosureMonth":428,"companyCode":539,"companyName":540,"productCode":541,"productName":542,"joinWay":543,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":544,"rateMax":545,"rateAvg":546,"loanLimit":547,"earlyRepaymentFee":548,"delinquencyRate":549,"incidentalExpense":550},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":552,"disclosureMonth":428,"companyCode":553,"companyName":554,"productCode":555,"productName":556,"joinWay":557,"mortgageType":453,"mortgageTypeName":454,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":558,"rateMax":559,"rateAvg":560,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":566,"disclosureMonth":428,"companyCode":553,"companyName":554,"productCode":555,"productName":556,"joinWay":557,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":558,"rateMax":559,"rateAvg":567,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0013175-2001104780001-A-D-C",5.13,{"id":569,"disclosureMonth":428,"companyCode":553,"companyName":554,"productCode":555,"productName":556,"joinWay":557,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":558,"rateMax":559,"rateAvg":570,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0013175-2001104780001-A-S-C",4.86,{"id":572,"disclosureMonth":428,"companyCode":553,"companyName":554,"productCode":555,"productName":556,"joinWay":557,"mortgageType":453,"mortgageTypeName":454,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":558,"rateMax":559,"rateAvg":517,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0013175-2001104780001-E-S-C",{"id":574,"disclosureMonth":428,"companyCode":575,"companyName":576,"productCode":577,"productName":578,"joinWay":579,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":580,"rateMax":581,"rateAvg":9,"loanLimit":582,"earlyRepaymentFee":583,"delinquencyRate":584,"incidentalExpense":585},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":587,"disclosureMonth":428,"companyCode":575,"companyName":576,"productCode":577,"productName":578,"joinWay":579,"mortgageType":453,"mortgageTypeName":454,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":580,"rateMax":581,"rateAvg":9,"loanLimit":582,"earlyRepaymentFee":583,"delinquencyRate":584,"incidentalExpense":585},"0010030-1-E-S-C",{"id":589,"disclosureMonth":428,"companyCode":590,"companyName":591,"productCode":592,"productName":593,"joinWay":437,"mortgageType":438,"mortgageTypeName":439,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":494,"rateMax":594,"rateAvg":9,"loanLimit":465,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":599,"disclosureMonth":428,"companyCode":590,"companyName":591,"productCode":592,"productName":593,"joinWay":437,"mortgageType":453,"mortgageTypeName":454,"repaymentType":440,"repaymentTypeName":441,"rateType":442,"rateTypeName":443,"rateMin":494,"rateMax":594,"rateAvg":9,"loanLimit":465,"earlyRepaymentFee":595,"delinquencyRate":596,"incidentalExpense":597},"0010927-KB200300000002-E-S-C",{"id":601,"disclosureMonth":428,"companyCode":433,"companyName":434,"productCode":602,"productName":603,"joinWay":543,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":604,"rateMax":605,"rateAvg":606,"loanLimit":607,"earlyRepaymentFee":448,"delinquencyRate":449,"incidentalExpense":608},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":610,"disclosureMonth":428,"companyCode":611,"companyName":612,"productCode":613,"productName":614,"joinWay":543,"mortgageType":438,"mortgageTypeName":439,"repaymentType":479,"repaymentTypeName":480,"rateType":442,"rateTypeName":443,"rateMin":615,"rateMax":616,"rateAvg":617,"loanLimit":618,"earlyRepaymentFee":619,"delinquencyRate":620,"incidentalExpense":621},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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