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채권할인율",{"id":964,"disclosureMonth":723,"companyCode":945,"companyName":946,"productCode":947,"productName":948,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":956,"rateMax":957,"rateAvg":967,"loanLimit":959,"earlyRepaymentFee":960,"delinquencyRate":961,"incidentalExpense":962},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":969,"disclosureMonth":723,"companyCode":970,"companyName":971,"productCode":972,"productName":973,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":974,"rateMax":975,"rateAvg":976,"loanLimit":977,"earlyRepaymentFee":978,"delinquencyRate":979,"incidentalExpense":980},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":982,"disclosureMonth":723,"companyCode":970,"companyName":971,"productCode":983,"productName":984,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":974,"rateMax":975,"rateAvg":9,"loanLimit":977,"earlyRepaymentFee":978,"delinquencyRate":979,"incidentalExpense":980},"0010001-1054-A-S-C","1054","우리아파트론",{"id":986,"disclosureMonth":723,"companyCode":987,"companyName":988,"productCode":989,"productName":990,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":993,"rateMax":994,"rateAvg":687,"loanLimit":995,"earlyRepaymentFee":996,"delinquencyRate":997,"incidentalExpense":998},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1000,"disclosureMonth":723,"companyCode":970,"companyName":971,"productCode":972,"productName":973,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1001,"rateMax":1002,"rateAvg":1003,"loanLimit":977,"earlyRepaymentFee":978,"delinquencyRate":979,"incidentalExpense":980},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1005,"disclosureMonth":723,"companyCode":970,"companyName":971,"productCode":983,"productName":984,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1001,"rateMax":1002,"rateAvg":1006,"loanLimit":977,"earlyRepaymentFee":978,"delinquencyRate":979,"incidentalExpense":980},"0010001-1054-A-D-C",4.75,{"id":1008,"disclosureMonth":723,"companyCode":1009,"companyName":1010,"productCode":1011,"productName":1012,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1013,"rateMax":1014,"rateAvg":9,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1020,"disclosureMonth":723,"companyCode":1009,"companyName":1010,"productCode":1011,"productName":1012,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1013,"rateMax":1014,"rateAvg":1021,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010016-20461501000001001-A-D-C",4.66,{"id":1023,"disclosureMonth":723,"companyCode":1009,"companyName":1010,"productCode":1024,"productName":1025,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1013,"rateMax":1014,"rateAvg":1026,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1028,"disclosureMonth":723,"companyCode":1009,"companyName":1010,"productCode":1024,"productName":1025,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1013,"rateMax":1014,"rateAvg":1029,"loanLimit":1015,"earlyRepaymentFee":1016,"delinquencyRate":1017,"incidentalExpense":1018},"0010016-20283701000001001-A-D-C",4.92,{"id":1031,"disclosureMonth":723,"companyCode":987,"companyName":988,"productCode":1032,"productName":1033,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1034,"rateMax":1035,"rateAvg":1036,"loanLimit":995,"earlyRepaymentFee":996,"delinquencyRate":997,"incidentalExpense":998},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1038,"disclosureMonth":723,"companyCode":1039,"companyName":1040,"productCode":1041,"productName":1042,"joinWay":1043,"mortgageType":950,"mortgageTypeName":951,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1044,"rateMax":1045,"rateAvg":9,"loanLimit":977,"earlyRepaymentFee":1046,"delinquencyRate":1047,"incidentalExpense":1048},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1050,"disclosureMonth":723,"companyCode":1051,"companyName":1052,"productCode":1053,"productName":1054,"joinWay":1055,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1056,"rateMax":1057,"rateAvg":1058,"loanLimit":1059,"earlyRepaymentFee":1060,"delinquencyRate":1061,"incidentalExpense":1062},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1064,"disclosureMonth":723,"companyCode":1065,"companyName":1066,"productCode":1067,"productName":1068,"joinWay":1069,"mortgageType":965,"mortgageTypeName":966,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1070,"rateMax":1071,"rateAvg":1072,"loanLimit":1073,"earlyRepaymentFee":1074,"delinquencyRate":1075,"incidentalExpense":1076},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1078,"disclosureMonth":723,"companyCode":1065,"companyName":1066,"productCode":1067,"productName":1068,"joinWay":1069,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1070,"rateMax":1071,"rateAvg":1079,"loanLimit":1073,"earlyRepaymentFee":1074,"delinquencyRate":1075,"incidentalExpense":1076},"0013175-2001104780001-A-D-C",5.13,{"id":1081,"disclosureMonth":723,"companyCode":1065,"companyName":1066,"productCode":1067,"productName":1068,"joinWay":1069,"mortgageType":950,"mortgageTypeName":951,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1070,"rateMax":1071,"rateAvg":1082,"loanLimit":1073,"earlyRepaymentFee":1074,"delinquencyRate":1075,"incidentalExpense":1076},"0013175-2001104780001-A-S-C",4.86,{"id":1084,"disclosureMonth":723,"companyCode":1065,"companyName":1066,"productCode":1067,"productName":1068,"joinWay":1069,"mortgageType":965,"mortgageTypeName":966,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1070,"rateMax":1071,"rateAvg":1029,"loanLimit":1073,"earlyRepaymentFee":1074,"delinquencyRate":1075,"incidentalExpense":1076},"0013175-2001104780001-E-S-C",{"id":1086,"disclosureMonth":723,"companyCode":1087,"companyName":1088,"productCode":1089,"productName":1090,"joinWay":1091,"mortgageType":950,"mortgageTypeName":951,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1092,"rateMax":1093,"rateAvg":9,"loanLimit":1094,"earlyRepaymentFee":1095,"delinquencyRate":1096,"incidentalExpense":1097},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1099,"disclosureMonth":723,"companyCode":1087,"companyName":1088,"productCode":1089,"productName":1090,"joinWay":1091,"mortgageType":965,"mortgageTypeName":966,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1092,"rateMax":1093,"rateAvg":9,"loanLimit":1094,"earlyRepaymentFee":1095,"delinquencyRate":1096,"incidentalExpense":1097},"0010030-1-E-S-C",{"id":1101,"disclosureMonth":723,"companyCode":1102,"companyName":1103,"productCode":1104,"productName":1105,"joinWay":949,"mortgageType":950,"mortgageTypeName":951,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1006,"rateMax":1106,"rateAvg":9,"loanLimit":977,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1111,"disclosureMonth":723,"companyCode":1102,"companyName":1103,"productCode":1104,"productName":1105,"joinWay":949,"mortgageType":965,"mortgageTypeName":966,"repaymentType":952,"repaymentTypeName":953,"rateType":954,"rateTypeName":955,"rateMin":1006,"rateMax":1106,"rateAvg":9,"loanLimit":977,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0010927-KB200300000002-E-S-C",{"id":1113,"disclosureMonth":723,"companyCode":945,"companyName":946,"productCode":1114,"productName":1115,"joinWay":1055,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1116,"rateMax":1117,"rateAvg":1118,"loanLimit":1119,"earlyRepaymentFee":960,"delinquencyRate":961,"incidentalExpense":1120},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1122,"disclosureMonth":723,"companyCode":1123,"companyName":1124,"productCode":1125,"productName":1126,"joinWay":1055,"mortgageType":950,"mortgageTypeName":951,"repaymentType":991,"repaymentTypeName":992,"rateType":954,"rateTypeName":955,"rateMin":1127,"rateMax":1128,"rateAvg":1129,"loanLimit":1130,"earlyRepaymentFee":1131,"delinquencyRate":1132,"incidentalExpense":1133},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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