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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":952,"disclosureMonth":892,"companyCode":922,"companyName":923,"productCode":924,"productName":925,"joinWay":901,"mortgageType":917,"mortgageTypeName":918,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":953,"rateMax":954,"rateAvg":955,"loanLimit":929,"earlyRepaymentFee":930,"delinquencyRate":931,"incidentalExpense":932},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":957,"disclosureMonth":892,"companyCode":922,"companyName":923,"productCode":935,"productName":936,"joinWay":901,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":953,"rateMax":954,"rateAvg":958,"loanLimit":929,"earlyRepaymentFee":930,"delinquencyRate":931,"incidentalExpense":932},"0010001-1054-A-D-C",4.75,{"id":960,"disclosureMonth":892,"companyCode":961,"companyName":962,"productCode":963,"productName":964,"joinWay":901,"mortgageType":917,"mortgageTypeName":918,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":965,"rateMax":966,"rateAvg":9,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":972,"disclosureMonth":892,"companyCode":961,"companyName":962,"productCode":963,"productName":964,"joinWay":901,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":965,"rateMax":966,"rateAvg":973,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010016-20461501000001001-A-D-C",4.66,{"id":975,"disclosureMonth":892,"companyCode":961,"companyName":962,"productCode":976,"productName":977,"joinWay":901,"mortgageType":917,"mortgageTypeName":918,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":965,"rateMax":966,"rateAvg":978,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":980,"disclosureMonth":892,"companyCode":961,"companyName":962,"productCode":976,"productName":977,"joinWay":901,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":965,"rateMax":966,"rateAvg":981,"loanLimit":967,"earlyRepaymentFee":968,"delinquencyRate":969,"incidentalExpense":970},"0010016-20283701000001001-A-D-C",4.92,{"id":983,"disclosureMonth":892,"companyCode":939,"companyName":940,"productCode":984,"productName":985,"joinWay":901,"mortgageType":917,"mortgageTypeName":918,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":986,"rateMax":987,"rateAvg":988,"loanLimit":947,"earlyRepaymentFee":948,"delinquencyRate":949,"incidentalExpense":950},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":990,"disclosureMonth":892,"companyCode":991,"companyName":992,"productCode":993,"productName":994,"joinWay":995,"mortgageType":902,"mortgageTypeName":903,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":996,"rateMax":997,"rateAvg":9,"loanLimit":929,"earlyRepaymentFee":998,"delinquencyRate":999,"incidentalExpense":1000},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1002,"disclosureMonth":892,"companyCode":1003,"companyName":1004,"productCode":1005,"productName":1006,"joinWay":1007,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":1008,"rateMax":1009,"rateAvg":1010,"loanLimit":1011,"earlyRepaymentFee":1012,"delinquencyRate":1013,"incidentalExpense":1014},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1016,"disclosureMonth":892,"companyCode":1017,"companyName":1018,"productCode":1019,"productName":1020,"joinWay":1021,"mortgageType":917,"mortgageTypeName":918,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":1022,"rateMax":1023,"rateAvg":1024,"loanLimit":1025,"earlyRepaymentFee":1026,"delinquencyRate":1027,"incidentalExpense":1028},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1030,"disclosureMonth":892,"companyCode":1017,"companyName":1018,"productCode":1019,"productName":1020,"joinWay":1021,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":1022,"rateMax":1023,"rateAvg":1031,"loanLimit":1025,"earlyRepaymentFee":1026,"delinquencyRate":1027,"incidentalExpense":1028},"0013175-2001104780001-A-D-C",5.13,{"id":1033,"disclosureMonth":892,"companyCode":1017,"companyName":1018,"productCode":1019,"productName":1020,"joinWay":1021,"mortgageType":902,"mortgageTypeName":903,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":1022,"rateMax":1023,"rateAvg":1034,"loanLimit":1025,"earlyRepaymentFee":1026,"delinquencyRate":1027,"incidentalExpense":1028},"0013175-2001104780001-A-S-C",4.86,{"id":1036,"disclosureMonth":892,"companyCode":1017,"companyName":1018,"productCode":1019,"productName":1020,"joinWay":1021,"mortgageType":917,"mortgageTypeName":918,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":1022,"rateMax":1023,"rateAvg":981,"loanLimit":1025,"earlyRepaymentFee":1026,"delinquencyRate":1027,"incidentalExpense":1028},"0013175-2001104780001-E-S-C",{"id":1038,"disclosureMonth":892,"companyCode":1039,"companyName":1040,"productCode":1041,"productName":1042,"joinWay":1043,"mortgageType":902,"mortgageTypeName":903,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":1044,"rateMax":1045,"rateAvg":9,"loanLimit":1046,"earlyRepaymentFee":1047,"delinquencyRate":1048,"incidentalExpense":1049},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":1051,"disclosureMonth":892,"companyCode":1039,"companyName":1040,"productCode":1041,"productName":1042,"joinWay":1043,"mortgageType":917,"mortgageTypeName":918,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":1044,"rateMax":1045,"rateAvg":9,"loanLimit":1046,"earlyRepaymentFee":1047,"delinquencyRate":1048,"incidentalExpense":1049},"0010030-1-E-S-C",{"id":1053,"disclosureMonth":892,"companyCode":1054,"companyName":1055,"productCode":1056,"productName":1057,"joinWay":901,"mortgageType":902,"mortgageTypeName":903,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":958,"rateMax":1058,"rateAvg":9,"loanLimit":929,"earlyRepaymentFee":1059,"delinquencyRate":1060,"incidentalExpense":1061},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1063,"disclosureMonth":892,"companyCode":1054,"companyName":1055,"productCode":1056,"productName":1057,"joinWay":901,"mortgageType":917,"mortgageTypeName":918,"repaymentType":904,"repaymentTypeName":905,"rateType":906,"rateTypeName":907,"rateMin":958,"rateMax":1058,"rateAvg":9,"loanLimit":929,"earlyRepaymentFee":1059,"delinquencyRate":1060,"incidentalExpense":1061},"0010927-KB200300000002-E-S-C",{"id":1065,"disclosureMonth":892,"companyCode":897,"companyName":898,"productCode":1066,"productName":1067,"joinWay":1007,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":1068,"rateMax":1069,"rateAvg":1070,"loanLimit":1071,"earlyRepaymentFee":912,"delinquencyRate":913,"incidentalExpense":1072},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1074,"disclosureMonth":892,"companyCode":1075,"companyName":1076,"productCode":1077,"productName":1078,"joinWay":1007,"mortgageType":902,"mortgageTypeName":903,"repaymentType":943,"repaymentTypeName":944,"rateType":906,"rateTypeName":907,"rateMin":1079,"rateMax":1080,"rateAvg":1081,"loanLimit":1082,"earlyRepaymentFee":1083,"delinquencyRate":1084,"incidentalExpense":1085},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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