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대출금액*120%*1%*채권할인율",{"id":925,"disclosureMonth":865,"companyCode":895,"companyName":896,"productCode":897,"productName":898,"joinWay":874,"mortgageType":890,"mortgageTypeName":891,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":926,"rateMax":927,"rateAvg":928,"loanLimit":902,"earlyRepaymentFee":903,"delinquencyRate":904,"incidentalExpense":905},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":930,"disclosureMonth":865,"companyCode":895,"companyName":896,"productCode":908,"productName":909,"joinWay":874,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":926,"rateMax":927,"rateAvg":931,"loanLimit":902,"earlyRepaymentFee":903,"delinquencyRate":904,"incidentalExpense":905},"0010001-1054-A-D-C",4.75,{"id":933,"disclosureMonth":865,"companyCode":934,"companyName":935,"productCode":936,"productName":937,"joinWay":874,"mortgageType":890,"mortgageTypeName":891,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":938,"rateMax":939,"rateAvg":9,"loanLimit":940,"earlyRepaymentFee":941,"delinquencyRate":942,"incidentalExpense":943},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":945,"disclosureMonth":865,"companyCode":934,"companyName":935,"productCode":936,"productName":937,"joinWay":874,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":938,"rateMax":939,"rateAvg":946,"loanLimit":940,"earlyRepaymentFee":941,"delinquencyRate":942,"incidentalExpense":943},"0010016-20461501000001001-A-D-C",4.66,{"id":948,"disclosureMonth":865,"companyCode":934,"companyName":935,"productCode":949,"productName":950,"joinWay":874,"mortgageType":890,"mortgageTypeName":891,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":938,"rateMax":939,"rateAvg":951,"loanLimit":940,"earlyRepaymentFee":941,"delinquencyRate":942,"incidentalExpense":943},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":953,"disclosureMonth":865,"companyCode":934,"companyName":935,"productCode":949,"productName":950,"joinWay":874,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":938,"rateMax":939,"rateAvg":954,"loanLimit":940,"earlyRepaymentFee":941,"delinquencyRate":942,"incidentalExpense":943},"0010016-20283701000001001-A-D-C",4.92,{"id":956,"disclosureMonth":865,"companyCode":912,"companyName":913,"productCode":957,"productName":958,"joinWay":874,"mortgageType":890,"mortgageTypeName":891,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":959,"rateMax":960,"rateAvg":961,"loanLimit":920,"earlyRepaymentFee":921,"delinquencyRate":922,"incidentalExpense":923},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":963,"disclosureMonth":865,"companyCode":964,"companyName":965,"productCode":966,"productName":967,"joinWay":968,"mortgageType":875,"mortgageTypeName":876,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":969,"rateMax":970,"rateAvg":9,"loanLimit":902,"earlyRepaymentFee":971,"delinquencyRate":972,"incidentalExpense":973},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":975,"disclosureMonth":865,"companyCode":976,"companyName":977,"productCode":978,"productName":979,"joinWay":980,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":981,"rateMax":982,"rateAvg":983,"loanLimit":984,"earlyRepaymentFee":985,"delinquencyRate":986,"incidentalExpense":987},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":989,"disclosureMonth":865,"companyCode":990,"companyName":991,"productCode":992,"productName":993,"joinWay":994,"mortgageType":890,"mortgageTypeName":891,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":995,"rateMax":996,"rateAvg":997,"loanLimit":998,"earlyRepaymentFee":999,"delinquencyRate":1000,"incidentalExpense":1001},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1003,"disclosureMonth":865,"companyCode":990,"companyName":991,"productCode":992,"productName":993,"joinWay":994,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":995,"rateMax":996,"rateAvg":1004,"loanLimit":998,"earlyRepaymentFee":999,"delinquencyRate":1000,"incidentalExpense":1001},"0013175-2001104780001-A-D-C",5.13,{"id":1006,"disclosureMonth":865,"companyCode":990,"companyName":991,"productCode":992,"productName":993,"joinWay":994,"mortgageType":875,"mortgageTypeName":876,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":995,"rateMax":996,"rateAvg":1007,"loanLimit":998,"earlyRepaymentFee":999,"delinquencyRate":1000,"incidentalExpense":1001},"0013175-2001104780001-A-S-C",4.86,{"id":1009,"disclosureMonth":865,"companyCode":990,"companyName":991,"productCode":992,"productName":993,"joinWay":994,"mortgageType":890,"mortgageTypeName":891,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":995,"rateMax":996,"rateAvg":954,"loanLimit":998,"earlyRepaymentFee":999,"delinquencyRate":1000,"incidentalExpense":1001},"0013175-2001104780001-E-S-C",{"id":1011,"disclosureMonth":865,"companyCode":1012,"companyName":1013,"productCode":1014,"productName":1015,"joinWay":1016,"mortgageType":875,"mortgageTypeName":876,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":1017,"rateMax":1018,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1024,"disclosureMonth":865,"companyCode":1012,"companyName":1013,"productCode":1014,"productName":1015,"joinWay":1016,"mortgageType":890,"mortgageTypeName":891,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":1017,"rateMax":1018,"rateAvg":9,"loanLimit":1019,"earlyRepaymentFee":1020,"delinquencyRate":1021,"incidentalExpense":1022},"0010030-1-E-S-C",{"id":1026,"disclosureMonth":865,"companyCode":1027,"companyName":1028,"productCode":1029,"productName":1030,"joinWay":874,"mortgageType":875,"mortgageTypeName":876,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":931,"rateMax":1031,"rateAvg":9,"loanLimit":902,"earlyRepaymentFee":1032,"delinquencyRate":1033,"incidentalExpense":1034},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1036,"disclosureMonth":865,"companyCode":1027,"companyName":1028,"productCode":1029,"productName":1030,"joinWay":874,"mortgageType":890,"mortgageTypeName":891,"repaymentType":877,"repaymentTypeName":878,"rateType":879,"rateTypeName":880,"rateMin":931,"rateMax":1031,"rateAvg":9,"loanLimit":902,"earlyRepaymentFee":1032,"delinquencyRate":1033,"incidentalExpense":1034},"0010927-KB200300000002-E-S-C",{"id":1038,"disclosureMonth":865,"companyCode":870,"companyName":871,"productCode":1039,"productName":1040,"joinWay":980,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":1041,"rateMax":1042,"rateAvg":1043,"loanLimit":1044,"earlyRepaymentFee":885,"delinquencyRate":886,"incidentalExpense":1045},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1047,"disclosureMonth":865,"companyCode":1048,"companyName":1049,"productCode":1050,"productName":1051,"joinWay":980,"mortgageType":875,"mortgageTypeName":876,"repaymentType":916,"repaymentTypeName":917,"rateType":879,"rateTypeName":880,"rateMin":1052,"rateMax":1053,"rateAvg":1054,"loanLimit":1055,"earlyRepaymentFee":1056,"delinquencyRate":1057,"incidentalExpense":1058},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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