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채권할인율",{"id":1464,"disclosureMonth":1440,"companyCode":1445,"companyName":1446,"productCode":1447,"productName":1448,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1456,"rateMax":1457,"rateAvg":1467,"loanLimit":1459,"earlyRepaymentFee":1460,"delinquencyRate":1461,"incidentalExpense":1462},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1469,"disclosureMonth":1440,"companyCode":1470,"companyName":1471,"productCode":1472,"productName":1473,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1474,"rateMax":1475,"rateAvg":1476,"loanLimit":1477,"earlyRepaymentFee":1478,"delinquencyRate":1479,"incidentalExpense":1480},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1482,"disclosureMonth":1440,"companyCode":1470,"companyName":1471,"productCode":1483,"productName":1484,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1474,"rateMax":1475,"rateAvg":9,"loanLimit":1477,"earlyRepaymentFee":1478,"delinquencyRate":1479,"incidentalExpense":1480},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1486,"disclosureMonth":1440,"companyCode":1487,"companyName":1488,"productCode":1489,"productName":1490,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1493,"rateMax":1494,"rateAvg":105,"loanLimit":1495,"earlyRepaymentFee":1496,"delinquencyRate":1497,"incidentalExpense":1498},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1500,"disclosureMonth":1440,"companyCode":1470,"companyName":1471,"productCode":1472,"productName":1473,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1501,"rateMax":1502,"rateAvg":1503,"loanLimit":1477,"earlyRepaymentFee":1478,"delinquencyRate":1479,"incidentalExpense":1480},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1505,"disclosureMonth":1440,"companyCode":1470,"companyName":1471,"productCode":1483,"productName":1484,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1501,"rateMax":1502,"rateAvg":1506,"loanLimit":1477,"earlyRepaymentFee":1478,"delinquencyRate":1479,"incidentalExpense":1480},"0010001-1054-A-D-C",4.75,{"id":1508,"disclosureMonth":1440,"companyCode":1509,"companyName":1510,"productCode":1511,"productName":1512,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1513,"rateMax":1514,"rateAvg":9,"loanLimit":1515,"earlyRepaymentFee":1516,"delinquencyRate":1517,"incidentalExpense":1518},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1520,"disclosureMonth":1440,"companyCode":1509,"companyName":1510,"productCode":1511,"productName":1512,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1513,"rateMax":1514,"rateAvg":1521,"loanLimit":1515,"earlyRepaymentFee":1516,"delinquencyRate":1517,"incidentalExpense":1518},"0010016-20461501000001001-A-D-C",4.66,{"id":1523,"disclosureMonth":1440,"companyCode":1509,"companyName":1510,"productCode":1524,"productName":1525,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1513,"rateMax":1514,"rateAvg":1526,"loanLimit":1515,"earlyRepaymentFee":1516,"delinquencyRate":1517,"incidentalExpense":1518},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1528,"disclosureMonth":1440,"companyCode":1509,"companyName":1510,"productCode":1524,"productName":1525,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1513,"rateMax":1514,"rateAvg":1529,"loanLimit":1515,"earlyRepaymentFee":1516,"delinquencyRate":1517,"incidentalExpense":1518},"0010016-20283701000001001-A-D-C",4.92,{"id":1531,"disclosureMonth":1440,"companyCode":1487,"companyName":1488,"productCode":1532,"productName":1533,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1534,"rateMax":1535,"rateAvg":1536,"loanLimit":1495,"earlyRepaymentFee":1496,"delinquencyRate":1497,"incidentalExpense":1498},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1538,"disclosureMonth":1440,"companyCode":1539,"companyName":1540,"productCode":1541,"productName":1542,"joinWay":1543,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1544,"rateMax":1545,"rateAvg":9,"loanLimit":1477,"earlyRepaymentFee":1546,"delinquencyRate":1547,"incidentalExpense":1548},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1550,"disclosureMonth":1440,"companyCode":1551,"companyName":1552,"productCode":1553,"productName":1554,"joinWay":1555,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1556,"rateMax":1557,"rateAvg":1558,"loanLimit":1559,"earlyRepaymentFee":1560,"delinquencyRate":1561,"incidentalExpense":1562},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1564,"disclosureMonth":1440,"companyCode":1565,"companyName":1566,"productCode":1567,"productName":1568,"joinWay":1569,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1570,"rateMax":1571,"rateAvg":1572,"loanLimit":1573,"earlyRepaymentFee":1574,"delinquencyRate":1575,"incidentalExpense":1576},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1578,"disclosureMonth":1440,"companyCode":1565,"companyName":1566,"productCode":1567,"productName":1568,"joinWay":1569,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1570,"rateMax":1571,"rateAvg":1579,"loanLimit":1573,"earlyRepaymentFee":1574,"delinquencyRate":1575,"incidentalExpense":1576},"0013175-2001104780001-A-D-C",5.13,{"id":1581,"disclosureMonth":1440,"companyCode":1565,"companyName":1566,"productCode":1567,"productName":1568,"joinWay":1569,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1570,"rateMax":1571,"rateAvg":1582,"loanLimit":1573,"earlyRepaymentFee":1574,"delinquencyRate":1575,"incidentalExpense":1576},"0013175-2001104780001-A-S-C",4.86,{"id":1584,"disclosureMonth":1440,"companyCode":1565,"companyName":1566,"productCode":1567,"productName":1568,"joinWay":1569,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1570,"rateMax":1571,"rateAvg":1529,"loanLimit":1573,"earlyRepaymentFee":1574,"delinquencyRate":1575,"incidentalExpense":1576},"0013175-2001104780001-E-S-C",{"id":1586,"disclosureMonth":1440,"companyCode":1587,"companyName":1588,"productCode":1589,"productName":1590,"joinWay":1591,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1592,"rateMax":1593,"rateAvg":9,"loanLimit":1594,"earlyRepaymentFee":1595,"delinquencyRate":1596,"incidentalExpense":1597},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1599,"disclosureMonth":1440,"companyCode":1587,"companyName":1588,"productCode":1589,"productName":1590,"joinWay":1591,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1592,"rateMax":1593,"rateAvg":9,"loanLimit":1594,"earlyRepaymentFee":1595,"delinquencyRate":1596,"incidentalExpense":1597},"0010030-1-E-S-C",{"id":1601,"disclosureMonth":1440,"companyCode":1602,"companyName":1603,"productCode":1604,"productName":1605,"joinWay":1449,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1506,"rateMax":1606,"rateAvg":9,"loanLimit":1477,"earlyRepaymentFee":1607,"delinquencyRate":1608,"incidentalExpense":1609},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1611,"disclosureMonth":1440,"companyCode":1602,"companyName":1603,"productCode":1604,"productName":1605,"joinWay":1449,"mortgageType":1465,"mortgageTypeName":1466,"repaymentType":1452,"repaymentTypeName":1453,"rateType":1454,"rateTypeName":1455,"rateMin":1506,"rateMax":1606,"rateAvg":9,"loanLimit":1477,"earlyRepaymentFee":1607,"delinquencyRate":1608,"incidentalExpense":1609},"0010927-KB200300000002-E-S-C",{"id":1613,"disclosureMonth":1440,"companyCode":1445,"companyName":1446,"productCode":1614,"productName":1615,"joinWay":1555,"mortgageType":1450,"mortgageTypeName":1451,"repaymentType":1491,"repaymentTypeName":1492,"rateType":1454,"rateTypeName":1455,"rateMin":1616,"rateMax":1617,"rateAvg":1618,"loanLimit":1619,"earlyRepaymentFee":1460,"delinquencyRate":1461,"incidentalExpense":1620},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 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