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대출금액*120%*1%*채권할인율",{"id":517,"disclosureMonth":456,"companyCode":486,"companyName":487,"productCode":488,"productName":489,"joinWay":465,"mortgageType":481,"mortgageTypeName":482,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":518,"rateMax":519,"rateAvg":520,"loanLimit":493,"earlyRepaymentFee":494,"delinquencyRate":495,"incidentalExpense":496},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":522,"disclosureMonth":456,"companyCode":486,"companyName":487,"productCode":499,"productName":500,"joinWay":465,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":518,"rateMax":519,"rateAvg":523,"loanLimit":493,"earlyRepaymentFee":494,"delinquencyRate":495,"incidentalExpense":496},"0010001-1054-A-D-C",4.75,{"id":525,"disclosureMonth":456,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":465,"mortgageType":481,"mortgageTypeName":482,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":530,"rateMax":531,"rateAvg":9,"loanLimit":532,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":537,"disclosureMonth":456,"companyCode":526,"companyName":527,"productCode":528,"productName":529,"joinWay":465,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":530,"rateMax":531,"rateAvg":538,"loanLimit":532,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0010016-20461501000001001-A-D-C",4.66,{"id":540,"disclosureMonth":456,"companyCode":526,"companyName":527,"productCode":541,"productName":542,"joinWay":465,"mortgageType":481,"mortgageTypeName":482,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":530,"rateMax":531,"rateAvg":543,"loanLimit":532,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":545,"disclosureMonth":456,"companyCode":526,"companyName":527,"productCode":541,"productName":542,"joinWay":465,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":530,"rateMax":531,"rateAvg":546,"loanLimit":532,"earlyRepaymentFee":533,"delinquencyRate":534,"incidentalExpense":535},"0010016-20283701000001001-A-D-C",4.92,{"id":548,"disclosureMonth":456,"companyCode":503,"companyName":504,"productCode":549,"productName":550,"joinWay":465,"mortgageType":481,"mortgageTypeName":482,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":551,"rateMax":552,"rateAvg":553,"loanLimit":512,"earlyRepaymentFee":513,"delinquencyRate":514,"incidentalExpense":515},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":555,"disclosureMonth":456,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":466,"mortgageTypeName":467,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":561,"rateMax":562,"rateAvg":9,"loanLimit":493,"earlyRepaymentFee":563,"delinquencyRate":564,"incidentalExpense":565},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":567,"disclosureMonth":456,"companyCode":568,"companyName":569,"productCode":570,"productName":571,"joinWay":572,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":573,"rateMax":574,"rateAvg":575,"loanLimit":576,"earlyRepaymentFee":577,"delinquencyRate":578,"incidentalExpense":579},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":581,"disclosureMonth":456,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":586,"mortgageType":481,"mortgageTypeName":482,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":587,"rateMax":588,"rateAvg":589,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":595,"disclosureMonth":456,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":586,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":587,"rateMax":588,"rateAvg":596,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0013175-2001104780001-A-D-C",5.13,{"id":598,"disclosureMonth":456,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":586,"mortgageType":466,"mortgageTypeName":467,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":587,"rateMax":588,"rateAvg":599,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0013175-2001104780001-A-S-C",4.86,{"id":601,"disclosureMonth":456,"companyCode":582,"companyName":583,"productCode":584,"productName":585,"joinWay":586,"mortgageType":481,"mortgageTypeName":482,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":587,"rateMax":588,"rateAvg":546,"loanLimit":590,"earlyRepaymentFee":591,"delinquencyRate":592,"incidentalExpense":593},"0013175-2001104780001-E-S-C",{"id":603,"disclosureMonth":456,"companyCode":604,"companyName":605,"productCode":606,"productName":607,"joinWay":608,"mortgageType":466,"mortgageTypeName":467,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":609,"rateMax":610,"rateAvg":9,"loanLimit":611,"earlyRepaymentFee":612,"delinquencyRate":613,"incidentalExpense":614},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":616,"disclosureMonth":456,"companyCode":604,"companyName":605,"productCode":606,"productName":607,"joinWay":608,"mortgageType":481,"mortgageTypeName":482,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":609,"rateMax":610,"rateAvg":9,"loanLimit":611,"earlyRepaymentFee":612,"delinquencyRate":613,"incidentalExpense":614},"0010030-1-E-S-C",{"id":618,"disclosureMonth":456,"companyCode":619,"companyName":620,"productCode":621,"productName":622,"joinWay":465,"mortgageType":466,"mortgageTypeName":467,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":523,"rateMax":623,"rateAvg":9,"loanLimit":493,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":628,"disclosureMonth":456,"companyCode":619,"companyName":620,"productCode":621,"productName":622,"joinWay":465,"mortgageType":481,"mortgageTypeName":482,"repaymentType":468,"repaymentTypeName":469,"rateType":470,"rateTypeName":471,"rateMin":523,"rateMax":623,"rateAvg":9,"loanLimit":493,"earlyRepaymentFee":624,"delinquencyRate":625,"incidentalExpense":626},"0010927-KB200300000002-E-S-C",{"id":630,"disclosureMonth":456,"companyCode":461,"companyName":462,"productCode":631,"productName":632,"joinWay":572,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":633,"rateMax":634,"rateAvg":635,"loanLimit":636,"earlyRepaymentFee":476,"delinquencyRate":477,"incidentalExpense":637},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":639,"disclosureMonth":456,"companyCode":640,"companyName":641,"productCode":642,"productName":643,"joinWay":572,"mortgageType":466,"mortgageTypeName":467,"repaymentType":507,"repaymentTypeName":508,"rateType":470,"rateTypeName":471,"rateMin":644,"rateMax":645,"rateAvg":646,"loanLimit":647,"earlyRepaymentFee":648,"delinquencyRate":649,"incidentalExpense":650},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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