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대출금액*120%*1%*채권할인율",{"id":660,"disclosureMonth":600,"companyCode":630,"companyName":631,"productCode":632,"productName":633,"joinWay":609,"mortgageType":625,"mortgageTypeName":626,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":661,"rateMax":662,"rateAvg":663,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":665,"disclosureMonth":600,"companyCode":630,"companyName":631,"productCode":643,"productName":644,"joinWay":609,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":661,"rateMax":662,"rateAvg":666,"loanLimit":637,"earlyRepaymentFee":638,"delinquencyRate":639,"incidentalExpense":640},"0010001-1054-A-D-C",4.75,{"id":668,"disclosureMonth":600,"companyCode":669,"companyName":670,"productCode":671,"productName":672,"joinWay":609,"mortgageType":625,"mortgageTypeName":626,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":673,"rateMax":674,"rateAvg":9,"loanLimit":675,"earlyRepaymentFee":676,"delinquencyRate":677,"incidentalExpense":678},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":680,"disclosureMonth":600,"companyCode":669,"companyName":670,"productCode":671,"productName":672,"joinWay":609,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":673,"rateMax":674,"rateAvg":681,"loanLimit":675,"earlyRepaymentFee":676,"delinquencyRate":677,"incidentalExpense":678},"0010016-20461501000001001-A-D-C",4.66,{"id":683,"disclosureMonth":600,"companyCode":669,"companyName":670,"productCode":684,"productName":685,"joinWay":609,"mortgageType":625,"mortgageTypeName":626,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":673,"rateMax":674,"rateAvg":686,"loanLimit":675,"earlyRepaymentFee":676,"delinquencyRate":677,"incidentalExpense":678},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":688,"disclosureMonth":600,"companyCode":669,"companyName":670,"productCode":684,"productName":685,"joinWay":609,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":673,"rateMax":674,"rateAvg":689,"loanLimit":675,"earlyRepaymentFee":676,"delinquencyRate":677,"incidentalExpense":678},"0010016-20283701000001001-A-D-C",4.92,{"id":691,"disclosureMonth":600,"companyCode":647,"companyName":648,"productCode":692,"productName":693,"joinWay":609,"mortgageType":625,"mortgageTypeName":626,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":694,"rateMax":695,"rateAvg":696,"loanLimit":655,"earlyRepaymentFee":656,"delinquencyRate":657,"incidentalExpense":658},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":698,"disclosureMonth":600,"companyCode":699,"companyName":700,"productCode":701,"productName":702,"joinWay":703,"mortgageType":610,"mortgageTypeName":611,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":704,"rateMax":705,"rateAvg":9,"loanLimit":637,"earlyRepaymentFee":706,"delinquencyRate":707,"incidentalExpense":708},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":710,"disclosureMonth":600,"companyCode":711,"companyName":712,"productCode":713,"productName":714,"joinWay":715,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":716,"rateMax":717,"rateAvg":718,"loanLimit":719,"earlyRepaymentFee":720,"delinquencyRate":721,"incidentalExpense":722},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":724,"disclosureMonth":600,"companyCode":725,"companyName":726,"productCode":727,"productName":728,"joinWay":729,"mortgageType":625,"mortgageTypeName":626,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":730,"rateMax":731,"rateAvg":732,"loanLimit":733,"earlyRepaymentFee":734,"delinquencyRate":735,"incidentalExpense":736},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":738,"disclosureMonth":600,"companyCode":725,"companyName":726,"productCode":727,"productName":728,"joinWay":729,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":730,"rateMax":731,"rateAvg":739,"loanLimit":733,"earlyRepaymentFee":734,"delinquencyRate":735,"incidentalExpense":736},"0013175-2001104780001-A-D-C",5.13,{"id":741,"disclosureMonth":600,"companyCode":725,"companyName":726,"productCode":727,"productName":728,"joinWay":729,"mortgageType":610,"mortgageTypeName":611,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":730,"rateMax":731,"rateAvg":742,"loanLimit":733,"earlyRepaymentFee":734,"delinquencyRate":735,"incidentalExpense":736},"0013175-2001104780001-A-S-C",4.86,{"id":744,"disclosureMonth":600,"companyCode":725,"companyName":726,"productCode":727,"productName":728,"joinWay":729,"mortgageType":625,"mortgageTypeName":626,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":730,"rateMax":731,"rateAvg":689,"loanLimit":733,"earlyRepaymentFee":734,"delinquencyRate":735,"incidentalExpense":736},"0013175-2001104780001-E-S-C",{"id":746,"disclosureMonth":600,"companyCode":747,"companyName":748,"productCode":749,"productName":750,"joinWay":751,"mortgageType":610,"mortgageTypeName":611,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":752,"rateMax":753,"rateAvg":9,"loanLimit":754,"earlyRepaymentFee":755,"delinquencyRate":756,"incidentalExpense":757},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":759,"disclosureMonth":600,"companyCode":747,"companyName":748,"productCode":749,"productName":750,"joinWay":751,"mortgageType":625,"mortgageTypeName":626,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":752,"rateMax":753,"rateAvg":9,"loanLimit":754,"earlyRepaymentFee":755,"delinquencyRate":756,"incidentalExpense":757},"0010030-1-E-S-C",{"id":761,"disclosureMonth":600,"companyCode":762,"companyName":763,"productCode":764,"productName":765,"joinWay":609,"mortgageType":610,"mortgageTypeName":611,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":666,"rateMax":766,"rateAvg":9,"loanLimit":637,"earlyRepaymentFee":767,"delinquencyRate":768,"incidentalExpense":769},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":771,"disclosureMonth":600,"companyCode":762,"companyName":763,"productCode":764,"productName":765,"joinWay":609,"mortgageType":625,"mortgageTypeName":626,"repaymentType":612,"repaymentTypeName":613,"rateType":614,"rateTypeName":615,"rateMin":666,"rateMax":766,"rateAvg":9,"loanLimit":637,"earlyRepaymentFee":767,"delinquencyRate":768,"incidentalExpense":769},"0010927-KB200300000002-E-S-C",{"id":773,"disclosureMonth":600,"companyCode":605,"companyName":606,"productCode":774,"productName":775,"joinWay":715,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":776,"rateMax":777,"rateAvg":778,"loanLimit":779,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":780},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":782,"disclosureMonth":600,"companyCode":783,"companyName":784,"productCode":785,"productName":786,"joinWay":715,"mortgageType":610,"mortgageTypeName":611,"repaymentType":651,"repaymentTypeName":652,"rateType":614,"rateTypeName":615,"rateMin":787,"rateMax":788,"rateAvg":789,"loanLimit":790,"earlyRepaymentFee":791,"delinquencyRate":792,"incidentalExpense":793},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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