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일배치","020000",111,"2026-11-03T22:07:42.487Z",[960,980,985,998,1002,1016,1021,1024,1036,1039,1044,1047,1054,1066,1080,1094,1097,1100,1102,1115,1117,1127,1129,1138,1151,1157,1167,1170,1178,1180,1185,1187,1191,1194,1197,1202,1206,1209,1213,1217,1221,1231,1236,1238,1240,1245,1251,1263,1265,1269,1272,1275,1277,1280,1284,1288,1299,1301,1312,1324,1327,1331,1335,1337,1340,1346,1350,1356,1360,1365,1377,1382,1385,1388,1390,1396,1399,1402,1404,1411,1413,1415,1417,1421,1423,1425,1427,1430,1432,1436,1438,1442,1444,1448,1450,1455,1457,1461,1467,1469,1472,1477,1479,1484,1486,1488,1490,1495,1499,1503,1507],{"id":961,"disclosureMonth":738,"companyCode":962,"companyName":963,"productCode":964,"productName":965,"joinWay":966,"mortgageType":967,"mortgageTypeName":968,"repaymentType":969,"repaymentTypeName":970,"rateType":971,"rateTypeName":972,"rateMin":973,"rateMax":974,"rateAvg":975,"loanLimit":976,"earlyRepaymentFee":977,"delinquencyRate":978,"incidentalExpense":979},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 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채권할인율",{"id":981,"disclosureMonth":738,"companyCode":962,"companyName":963,"productCode":964,"productName":965,"joinWay":966,"mortgageType":982,"mortgageTypeName":983,"repaymentType":969,"repaymentTypeName":970,"rateType":971,"rateTypeName":972,"rateMin":973,"rateMax":974,"rateAvg":984,"loanLimit":976,"earlyRepaymentFee":977,"delinquencyRate":978,"incidentalExpense":979},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":986,"disclosureMonth":738,"companyCode":987,"companyName":988,"productCode":989,"productName":990,"joinWay":966,"mortgageType":982,"mortgageTypeName":983,"repaymentType":969,"repaymentTypeName":970,"rateType":971,"rateTypeName":972,"rateMin":991,"rateMax":992,"rateAvg":993,"loanLimit":994,"earlyRepaymentFee":995,"delinquencyRate":996,"incidentalExpense":997},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":999,"disclosureMonth":738,"companyCode":987,"companyName":988,"productCode":1000,"productName":1001,"joinWay":966,"mortgageType":967,"mortgageTypeName":968,"repaymentType":969,"repaymentTypeName":970,"rateType":971,"rateTypeName":972,"rateMin":991,"rateMax":992,"rateAvg":9,"loanLimit":994,"earlyRepaymentFee":995,"delinquencyRate":996,"incidentalExpense":997},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1003,"disclosureMonth":738,"companyCode":1004,"companyName":1005,"productCode":1006,"productName":1007,"joinWay":966,"mortgageType":967,"mortgageTypeName":968,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1010,"rateMax":1011,"rateAvg":73,"loanLimit":1012,"earlyRepaymentFee":1013,"delinquencyRate":1014,"incidentalExpense":1015},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 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대출금액×115%×1%×채권할인율",{"id":1037,"disclosureMonth":738,"companyCode":1026,"companyName":1027,"productCode":1028,"productName":1029,"joinWay":966,"mortgageType":967,"mortgageTypeName":968,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1030,"rateMax":1031,"rateAvg":1038,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010016-20461501000001001-A-D-C",4.66,{"id":1040,"disclosureMonth":738,"companyCode":1026,"companyName":1027,"productCode":1041,"productName":1042,"joinWay":966,"mortgageType":982,"mortgageTypeName":983,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1030,"rateMax":1031,"rateAvg":1043,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1045,"disclosureMonth":738,"companyCode":1026,"companyName":1027,"productCode":1041,"productName":1042,"joinWay":966,"mortgageType":967,"mortgageTypeName":968,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1030,"rateMax":1031,"rateAvg":1046,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010016-20283701000001001-A-D-C",4.92,{"id":1048,"disclosureMonth":738,"companyCode":1004,"companyName":1005,"productCode":1049,"productName":1050,"joinWay":966,"mortgageType":982,"mortgageTypeName":983,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1051,"rateMax":1052,"rateAvg":1053,"loanLimit":1012,"earlyRepaymentFee":1013,"delinquencyRate":1014,"incidentalExpense":1015},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1055,"disclosureMonth":738,"companyCode":1056,"companyName":1057,"productCode":1058,"productName":1059,"joinWay":1060,"mortgageType":967,"mortgageTypeName":968,"repaymentType":969,"repaymentTypeName":970,"rateType":971,"rateTypeName":972,"rateMin":1061,"rateMax":1062,"rateAvg":9,"loanLimit":994,"earlyRepaymentFee":1063,"delinquencyRate":1064,"incidentalExpense":1065},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1067,"disclosureMonth":738,"companyCode":1068,"companyName":1069,"productCode":1070,"productName":1071,"joinWay":1072,"mortgageType":967,"mortgageTypeName":968,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1073,"rateMax":1074,"rateAvg":1075,"loanLimit":1076,"earlyRepaymentFee":1077,"delinquencyRate":1078,"incidentalExpense":1079},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1081,"disclosureMonth":738,"companyCode":1082,"companyName":1083,"productCode":1084,"productName":1085,"joinWay":1086,"mortgageType":982,"mortgageTypeName":983,"repaymentType":1008,"repaymentTypeName":1009,"rateType":971,"rateTypeName":972,"rateMin":1087,"rateMax":1088,"rateAvg":1089,"loanLimit":1090,"earlyRepaymentFee":1091,"delinquencyRate":1092,"incidentalExpense":1093},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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