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대출금액*120%*1%*채권할인율",{"id":491,"disclosureMonth":430,"companyCode":460,"companyName":461,"productCode":462,"productName":463,"joinWay":439,"mortgageType":455,"mortgageTypeName":456,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":492,"rateMax":493,"rateAvg":494,"loanLimit":467,"earlyRepaymentFee":468,"delinquencyRate":469,"incidentalExpense":470},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":496,"disclosureMonth":430,"companyCode":460,"companyName":461,"productCode":473,"productName":474,"joinWay":439,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":492,"rateMax":493,"rateAvg":497,"loanLimit":467,"earlyRepaymentFee":468,"delinquencyRate":469,"incidentalExpense":470},"0010001-1054-A-D-C",4.75,{"id":499,"disclosureMonth":430,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":439,"mortgageType":455,"mortgageTypeName":456,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":504,"rateMax":505,"rateAvg":9,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":511,"disclosureMonth":430,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":439,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":504,"rateMax":505,"rateAvg":512,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0010016-20461501000001001-A-D-C",4.66,{"id":514,"disclosureMonth":430,"companyCode":500,"companyName":501,"productCode":515,"productName":516,"joinWay":439,"mortgageType":455,"mortgageTypeName":456,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":504,"rateMax":505,"rateAvg":517,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":519,"disclosureMonth":430,"companyCode":500,"companyName":501,"productCode":515,"productName":516,"joinWay":439,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":504,"rateMax":505,"rateAvg":520,"loanLimit":506,"earlyRepaymentFee":507,"delinquencyRate":508,"incidentalExpense":509},"0010016-20283701000001001-A-D-C",4.92,{"id":522,"disclosureMonth":430,"companyCode":477,"companyName":478,"productCode":523,"productName":524,"joinWay":439,"mortgageType":455,"mortgageTypeName":456,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":525,"rateMax":526,"rateAvg":527,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":529,"disclosureMonth":430,"companyCode":530,"companyName":531,"productCode":532,"productName":533,"joinWay":534,"mortgageType":440,"mortgageTypeName":441,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":535,"rateMax":536,"rateAvg":9,"loanLimit":467,"earlyRepaymentFee":537,"delinquencyRate":538,"incidentalExpense":539},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":541,"disclosureMonth":430,"companyCode":542,"companyName":543,"productCode":544,"productName":545,"joinWay":546,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":547,"rateMax":548,"rateAvg":549,"loanLimit":550,"earlyRepaymentFee":551,"delinquencyRate":552,"incidentalExpense":553},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":555,"disclosureMonth":430,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":455,"mortgageTypeName":456,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":561,"rateMax":562,"rateAvg":563,"loanLimit":564,"earlyRepaymentFee":565,"delinquencyRate":566,"incidentalExpense":567},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":569,"disclosureMonth":430,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":561,"rateMax":562,"rateAvg":570,"loanLimit":564,"earlyRepaymentFee":565,"delinquencyRate":566,"incidentalExpense":567},"0013175-2001104780001-A-D-C",5.13,{"id":572,"disclosureMonth":430,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":440,"mortgageTypeName":441,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":561,"rateMax":562,"rateAvg":573,"loanLimit":564,"earlyRepaymentFee":565,"delinquencyRate":566,"incidentalExpense":567},"0013175-2001104780001-A-S-C",4.86,{"id":575,"disclosureMonth":430,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":455,"mortgageTypeName":456,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":561,"rateMax":562,"rateAvg":520,"loanLimit":564,"earlyRepaymentFee":565,"delinquencyRate":566,"incidentalExpense":567},"0013175-2001104780001-E-S-C",{"id":577,"disclosureMonth":430,"companyCode":578,"companyName":579,"productCode":580,"productName":581,"joinWay":582,"mortgageType":440,"mortgageTypeName":441,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":583,"rateMax":584,"rateAvg":9,"loanLimit":585,"earlyRepaymentFee":586,"delinquencyRate":587,"incidentalExpense":588},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":590,"disclosureMonth":430,"companyCode":578,"companyName":579,"productCode":580,"productName":581,"joinWay":582,"mortgageType":455,"mortgageTypeName":456,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":583,"rateMax":584,"rateAvg":9,"loanLimit":585,"earlyRepaymentFee":586,"delinquencyRate":587,"incidentalExpense":588},"0010030-1-E-S-C",{"id":592,"disclosureMonth":430,"companyCode":593,"companyName":594,"productCode":595,"productName":596,"joinWay":439,"mortgageType":440,"mortgageTypeName":441,"repaymentType":442,"repaymentTypeName":443,"rateType":444,"rateTypeName":445,"rateMin":497,"rateMax":597,"rateAvg":9,"loanLimit":467,"earlyRepaymentFee":598,"delinquencyRate":599,"incidentalExpense":600},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":613,"disclosureMonth":430,"companyCode":614,"companyName":615,"productCode":616,"productName":617,"joinWay":546,"mortgageType":440,"mortgageTypeName":441,"repaymentType":481,"repaymentTypeName":482,"rateType":444,"rateTypeName":445,"rateMin":618,"rateMax":619,"rateAvg":620,"loanLimit":621,"earlyRepaymentFee":622,"delinquencyRate":623,"incidentalExpense":624},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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