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대출금액*120%*1%*채권할인율",{"id":713,"disclosureMonth":653,"companyCode":683,"companyName":684,"productCode":685,"productName":686,"joinWay":662,"mortgageType":678,"mortgageTypeName":679,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":714,"rateMax":715,"rateAvg":716,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":718,"disclosureMonth":653,"companyCode":683,"companyName":684,"productCode":696,"productName":697,"joinWay":662,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":714,"rateMax":715,"rateAvg":719,"loanLimit":690,"earlyRepaymentFee":691,"delinquencyRate":692,"incidentalExpense":693},"0010001-1054-A-D-C",4.75,{"id":721,"disclosureMonth":653,"companyCode":722,"companyName":723,"productCode":724,"productName":725,"joinWay":662,"mortgageType":678,"mortgageTypeName":679,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":726,"rateMax":727,"rateAvg":24,"loanLimit":728,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":731},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":733,"disclosureMonth":653,"companyCode":722,"companyName":723,"productCode":724,"productName":725,"joinWay":662,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":726,"rateMax":727,"rateAvg":734,"loanLimit":728,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":731},"0010016-20461501000001001-A-D-C",4.66,{"id":736,"disclosureMonth":653,"companyCode":722,"companyName":723,"productCode":737,"productName":738,"joinWay":662,"mortgageType":678,"mortgageTypeName":679,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":726,"rateMax":727,"rateAvg":739,"loanLimit":728,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":731},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":741,"disclosureMonth":653,"companyCode":722,"companyName":723,"productCode":737,"productName":738,"joinWay":662,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":726,"rateMax":727,"rateAvg":742,"loanLimit":728,"earlyRepaymentFee":729,"delinquencyRate":730,"incidentalExpense":731},"0010016-20283701000001001-A-D-C",4.92,{"id":744,"disclosureMonth":653,"companyCode":700,"companyName":701,"productCode":745,"productName":746,"joinWay":662,"mortgageType":678,"mortgageTypeName":679,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":747,"rateMax":748,"rateAvg":749,"loanLimit":708,"earlyRepaymentFee":709,"delinquencyRate":710,"incidentalExpense":711},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":751,"disclosureMonth":653,"companyCode":752,"companyName":753,"productCode":754,"productName":755,"joinWay":756,"mortgageType":663,"mortgageTypeName":664,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":757,"rateMax":758,"rateAvg":24,"loanLimit":690,"earlyRepaymentFee":759,"delinquencyRate":760,"incidentalExpense":761},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":763,"disclosureMonth":653,"companyCode":764,"companyName":765,"productCode":766,"productName":767,"joinWay":768,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":769,"rateMax":770,"rateAvg":771,"loanLimit":772,"earlyRepaymentFee":773,"delinquencyRate":774,"incidentalExpense":775},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":777,"disclosureMonth":653,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":782,"mortgageType":678,"mortgageTypeName":679,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":783,"rateMax":784,"rateAvg":785,"loanLimit":786,"earlyRepaymentFee":787,"delinquencyRate":788,"incidentalExpense":789},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":791,"disclosureMonth":653,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":782,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":783,"rateMax":784,"rateAvg":792,"loanLimit":786,"earlyRepaymentFee":787,"delinquencyRate":788,"incidentalExpense":789},"0013175-2001104780001-A-D-C",5.13,{"id":794,"disclosureMonth":653,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":782,"mortgageType":663,"mortgageTypeName":664,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":783,"rateMax":784,"rateAvg":795,"loanLimit":786,"earlyRepaymentFee":787,"delinquencyRate":788,"incidentalExpense":789},"0013175-2001104780001-A-S-C",4.86,{"id":797,"disclosureMonth":653,"companyCode":778,"companyName":779,"productCode":780,"productName":781,"joinWay":782,"mortgageType":678,"mortgageTypeName":679,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":783,"rateMax":784,"rateAvg":742,"loanLimit":786,"earlyRepaymentFee":787,"delinquencyRate":788,"incidentalExpense":789},"0013175-2001104780001-E-S-C",{"id":799,"disclosureMonth":653,"companyCode":800,"companyName":801,"productCode":802,"productName":803,"joinWay":804,"mortgageType":663,"mortgageTypeName":664,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":805,"rateMax":806,"rateAvg":24,"loanLimit":807,"earlyRepaymentFee":808,"delinquencyRate":809,"incidentalExpense":810},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":812,"disclosureMonth":653,"companyCode":800,"companyName":801,"productCode":802,"productName":803,"joinWay":804,"mortgageType":678,"mortgageTypeName":679,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":805,"rateMax":806,"rateAvg":24,"loanLimit":807,"earlyRepaymentFee":808,"delinquencyRate":809,"incidentalExpense":810},"0010030-1-E-S-C",{"id":814,"disclosureMonth":653,"companyCode":815,"companyName":816,"productCode":817,"productName":818,"joinWay":662,"mortgageType":663,"mortgageTypeName":664,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":719,"rateMax":819,"rateAvg":24,"loanLimit":690,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":824,"disclosureMonth":653,"companyCode":815,"companyName":816,"productCode":817,"productName":818,"joinWay":662,"mortgageType":678,"mortgageTypeName":679,"repaymentType":665,"repaymentTypeName":666,"rateType":667,"rateTypeName":668,"rateMin":719,"rateMax":819,"rateAvg":24,"loanLimit":690,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010927-KB200300000002-E-S-C",{"id":826,"disclosureMonth":653,"companyCode":658,"companyName":659,"productCode":827,"productName":828,"joinWay":768,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":829,"rateMax":830,"rateAvg":831,"loanLimit":832,"earlyRepaymentFee":673,"delinquencyRate":674,"incidentalExpense":833},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":835,"disclosureMonth":653,"companyCode":836,"companyName":837,"productCode":838,"productName":839,"joinWay":768,"mortgageType":663,"mortgageTypeName":664,"repaymentType":704,"repaymentTypeName":705,"rateType":667,"rateTypeName":668,"rateMin":840,"rateMax":841,"rateAvg":842,"loanLimit":843,"earlyRepaymentFee":844,"delinquencyRate":845,"incidentalExpense":846},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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