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대출금액*120%*1%*채권할인율",{"id":505,"disclosureMonth":215,"companyCode":475,"companyName":476,"productCode":477,"productName":478,"joinWay":454,"mortgageType":470,"mortgageTypeName":471,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":506,"rateMax":507,"rateAvg":508,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":510,"disclosureMonth":215,"companyCode":475,"companyName":476,"productCode":488,"productName":489,"joinWay":454,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":506,"rateMax":507,"rateAvg":511,"loanLimit":482,"earlyRepaymentFee":483,"delinquencyRate":484,"incidentalExpense":485},"0010001-1054-A-D-C",4.75,{"id":513,"disclosureMonth":215,"companyCode":514,"companyName":515,"productCode":516,"productName":517,"joinWay":454,"mortgageType":470,"mortgageTypeName":471,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":518,"rateMax":519,"rateAvg":24,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":525,"disclosureMonth":215,"companyCode":514,"companyName":515,"productCode":516,"productName":517,"joinWay":454,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":518,"rateMax":519,"rateAvg":526,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010016-20461501000001001-A-D-C",4.66,{"id":528,"disclosureMonth":215,"companyCode":514,"companyName":515,"productCode":529,"productName":530,"joinWay":454,"mortgageType":470,"mortgageTypeName":471,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":518,"rateMax":519,"rateAvg":531,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":533,"disclosureMonth":215,"companyCode":514,"companyName":515,"productCode":529,"productName":530,"joinWay":454,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":518,"rateMax":519,"rateAvg":534,"loanLimit":520,"earlyRepaymentFee":521,"delinquencyRate":522,"incidentalExpense":523},"0010016-20283701000001001-A-D-C",4.92,{"id":536,"disclosureMonth":215,"companyCode":492,"companyName":493,"productCode":537,"productName":538,"joinWay":454,"mortgageType":470,"mortgageTypeName":471,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":539,"rateMax":540,"rateAvg":541,"loanLimit":500,"earlyRepaymentFee":501,"delinquencyRate":502,"incidentalExpense":503},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":543,"disclosureMonth":215,"companyCode":544,"companyName":545,"productCode":546,"productName":547,"joinWay":548,"mortgageType":455,"mortgageTypeName":456,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":549,"rateMax":550,"rateAvg":24,"loanLimit":482,"earlyRepaymentFee":551,"delinquencyRate":552,"incidentalExpense":553},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":555,"disclosureMonth":215,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":561,"rateMax":562,"rateAvg":563,"loanLimit":564,"earlyRepaymentFee":565,"delinquencyRate":566,"incidentalExpense":567},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":569,"disclosureMonth":215,"companyCode":570,"companyName":571,"productCode":572,"productName":573,"joinWay":574,"mortgageType":470,"mortgageTypeName":471,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":575,"rateMax":576,"rateAvg":577,"loanLimit":578,"earlyRepaymentFee":579,"delinquencyRate":580,"incidentalExpense":581},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":583,"disclosureMonth":215,"companyCode":570,"companyName":571,"productCode":572,"productName":573,"joinWay":574,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":575,"rateMax":576,"rateAvg":584,"loanLimit":578,"earlyRepaymentFee":579,"delinquencyRate":580,"incidentalExpense":581},"0013175-2001104780001-A-D-C",5.13,{"id":586,"disclosureMonth":215,"companyCode":570,"companyName":571,"productCode":572,"productName":573,"joinWay":574,"mortgageType":455,"mortgageTypeName":456,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":575,"rateMax":576,"rateAvg":587,"loanLimit":578,"earlyRepaymentFee":579,"delinquencyRate":580,"incidentalExpense":581},"0013175-2001104780001-A-S-C",4.86,{"id":589,"disclosureMonth":215,"companyCode":570,"companyName":571,"productCode":572,"productName":573,"joinWay":574,"mortgageType":470,"mortgageTypeName":471,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":575,"rateMax":576,"rateAvg":534,"loanLimit":578,"earlyRepaymentFee":579,"delinquencyRate":580,"incidentalExpense":581},"0013175-2001104780001-E-S-C",{"id":591,"disclosureMonth":215,"companyCode":592,"companyName":593,"productCode":594,"productName":595,"joinWay":596,"mortgageType":455,"mortgageTypeName":456,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":597,"rateMax":598,"rateAvg":24,"loanLimit":599,"earlyRepaymentFee":600,"delinquencyRate":601,"incidentalExpense":602},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":604,"disclosureMonth":215,"companyCode":592,"companyName":593,"productCode":594,"productName":595,"joinWay":596,"mortgageType":470,"mortgageTypeName":471,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":597,"rateMax":598,"rateAvg":24,"loanLimit":599,"earlyRepaymentFee":600,"delinquencyRate":601,"incidentalExpense":602},"0010030-1-E-S-C",{"id":606,"disclosureMonth":215,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":454,"mortgageType":455,"mortgageTypeName":456,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":511,"rateMax":611,"rateAvg":24,"loanLimit":482,"earlyRepaymentFee":612,"delinquencyRate":613,"incidentalExpense":614},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":616,"disclosureMonth":215,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":454,"mortgageType":470,"mortgageTypeName":471,"repaymentType":457,"repaymentTypeName":458,"rateType":459,"rateTypeName":460,"rateMin":511,"rateMax":611,"rateAvg":24,"loanLimit":482,"earlyRepaymentFee":612,"delinquencyRate":613,"incidentalExpense":614},"0010927-KB200300000002-E-S-C",{"id":618,"disclosureMonth":215,"companyCode":450,"companyName":451,"productCode":619,"productName":620,"joinWay":560,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":621,"rateMax":622,"rateAvg":623,"loanLimit":624,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":625},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":627,"disclosureMonth":215,"companyCode":628,"companyName":629,"productCode":630,"productName":631,"joinWay":560,"mortgageType":455,"mortgageTypeName":456,"repaymentType":496,"repaymentTypeName":497,"rateType":459,"rateTypeName":460,"rateMin":632,"rateMax":633,"rateAvg":634,"loanLimit":635,"earlyRepaymentFee":636,"delinquencyRate":637,"incidentalExpense":638},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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