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대출금액*120%*1%*채권할인율",{"id":976,"disclosureMonth":105,"companyCode":946,"companyName":947,"productCode":948,"productName":949,"joinWay":925,"mortgageType":941,"mortgageTypeName":942,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":977,"rateMax":978,"rateAvg":979,"loanLimit":953,"earlyRepaymentFee":954,"delinquencyRate":955,"incidentalExpense":956},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":981,"disclosureMonth":105,"companyCode":946,"companyName":947,"productCode":959,"productName":960,"joinWay":925,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":977,"rateMax":978,"rateAvg":982,"loanLimit":953,"earlyRepaymentFee":954,"delinquencyRate":955,"incidentalExpense":956},"0010001-1054-A-D-C",4.75,{"id":984,"disclosureMonth":105,"companyCode":985,"companyName":986,"productCode":987,"productName":988,"joinWay":925,"mortgageType":941,"mortgageTypeName":942,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":989,"rateMax":990,"rateAvg":24,"loanLimit":991,"earlyRepaymentFee":992,"delinquencyRate":993,"incidentalExpense":994},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":996,"disclosureMonth":105,"companyCode":985,"companyName":986,"productCode":987,"productName":988,"joinWay":925,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":989,"rateMax":990,"rateAvg":997,"loanLimit":991,"earlyRepaymentFee":992,"delinquencyRate":993,"incidentalExpense":994},"0010016-20461501000001001-A-D-C",4.66,{"id":999,"disclosureMonth":105,"companyCode":985,"companyName":986,"productCode":1000,"productName":1001,"joinWay":925,"mortgageType":941,"mortgageTypeName":942,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":989,"rateMax":990,"rateAvg":1002,"loanLimit":991,"earlyRepaymentFee":992,"delinquencyRate":993,"incidentalExpense":994},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1004,"disclosureMonth":105,"companyCode":985,"companyName":986,"productCode":1000,"productName":1001,"joinWay":925,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":989,"rateMax":990,"rateAvg":1005,"loanLimit":991,"earlyRepaymentFee":992,"delinquencyRate":993,"incidentalExpense":994},"0010016-20283701000001001-A-D-C",4.92,{"id":1007,"disclosureMonth":105,"companyCode":963,"companyName":964,"productCode":1008,"productName":1009,"joinWay":925,"mortgageType":941,"mortgageTypeName":942,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1010,"rateMax":1011,"rateAvg":1012,"loanLimit":971,"earlyRepaymentFee":972,"delinquencyRate":973,"incidentalExpense":974},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1014,"disclosureMonth":105,"companyCode":1015,"companyName":1016,"productCode":1017,"productName":1018,"joinWay":1019,"mortgageType":926,"mortgageTypeName":927,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":1020,"rateMax":1021,"rateAvg":24,"loanLimit":953,"earlyRepaymentFee":1022,"delinquencyRate":1023,"incidentalExpense":1024},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1026,"disclosureMonth":105,"companyCode":1027,"companyName":1028,"productCode":1029,"productName":1030,"joinWay":1031,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1032,"rateMax":1033,"rateAvg":1034,"loanLimit":1035,"earlyRepaymentFee":1036,"delinquencyRate":1037,"incidentalExpense":1038},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1040,"disclosureMonth":105,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":941,"mortgageTypeName":942,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1046,"rateMax":1047,"rateAvg":1048,"loanLimit":1049,"earlyRepaymentFee":1050,"delinquencyRate":1051,"incidentalExpense":1052},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1054,"disclosureMonth":105,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1046,"rateMax":1047,"rateAvg":1055,"loanLimit":1049,"earlyRepaymentFee":1050,"delinquencyRate":1051,"incidentalExpense":1052},"0013175-2001104780001-A-D-C",5.13,{"id":1057,"disclosureMonth":105,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":926,"mortgageTypeName":927,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":1046,"rateMax":1047,"rateAvg":1058,"loanLimit":1049,"earlyRepaymentFee":1050,"delinquencyRate":1051,"incidentalExpense":1052},"0013175-2001104780001-A-S-C",4.86,{"id":1060,"disclosureMonth":105,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":941,"mortgageTypeName":942,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":1046,"rateMax":1047,"rateAvg":1005,"loanLimit":1049,"earlyRepaymentFee":1050,"delinquencyRate":1051,"incidentalExpense":1052},"0013175-2001104780001-E-S-C",{"id":1062,"disclosureMonth":105,"companyCode":1063,"companyName":1064,"productCode":1065,"productName":1066,"joinWay":1067,"mortgageType":926,"mortgageTypeName":927,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":1068,"rateMax":1069,"rateAvg":24,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":1075,"disclosureMonth":105,"companyCode":1063,"companyName":1064,"productCode":1065,"productName":1066,"joinWay":1067,"mortgageType":941,"mortgageTypeName":942,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":1068,"rateMax":1069,"rateAvg":24,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010030-1-E-S-C",{"id":1077,"disclosureMonth":105,"companyCode":1078,"companyName":1079,"productCode":1080,"productName":1081,"joinWay":925,"mortgageType":926,"mortgageTypeName":927,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":982,"rateMax":1082,"rateAvg":24,"loanLimit":953,"earlyRepaymentFee":1083,"delinquencyRate":1084,"incidentalExpense":1085},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1087,"disclosureMonth":105,"companyCode":1078,"companyName":1079,"productCode":1080,"productName":1081,"joinWay":925,"mortgageType":941,"mortgageTypeName":942,"repaymentType":928,"repaymentTypeName":929,"rateType":930,"rateTypeName":931,"rateMin":982,"rateMax":1082,"rateAvg":24,"loanLimit":953,"earlyRepaymentFee":1083,"delinquencyRate":1084,"incidentalExpense":1085},"0010927-KB200300000002-E-S-C",{"id":1089,"disclosureMonth":105,"companyCode":921,"companyName":922,"productCode":1090,"productName":1091,"joinWay":1031,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1092,"rateMax":1093,"rateAvg":1094,"loanLimit":1095,"earlyRepaymentFee":936,"delinquencyRate":937,"incidentalExpense":1096},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1098,"disclosureMonth":105,"companyCode":1099,"companyName":1100,"productCode":1101,"productName":1102,"joinWay":1031,"mortgageType":926,"mortgageTypeName":927,"repaymentType":967,"repaymentTypeName":968,"rateType":930,"rateTypeName":931,"rateMin":1103,"rateMax":1104,"rateAvg":1105,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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