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대출금액*120%*1%*채권할인율",{"id":582,"disclosureMonth":95,"companyCode":552,"companyName":553,"productCode":554,"productName":555,"joinWay":531,"mortgageType":547,"mortgageTypeName":548,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":583,"rateMax":584,"rateAvg":585,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":587,"disclosureMonth":95,"companyCode":552,"companyName":553,"productCode":565,"productName":566,"joinWay":531,"mortgageType":532,"mortgageTypeName":533,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":583,"rateMax":584,"rateAvg":588,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0010001-1054-A-D-C",4.75,{"id":590,"disclosureMonth":95,"companyCode":591,"companyName":592,"productCode":593,"productName":594,"joinWay":531,"mortgageType":547,"mortgageTypeName":548,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":595,"rateMax":596,"rateAvg":9,"loanLimit":597,"earlyRepaymentFee":598,"delinquencyRate":599,"incidentalExpense":600},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":602,"disclosureMonth":95,"companyCode":591,"companyName":592,"productCode":593,"productName":594,"joinWay":531,"mortgageType":532,"mortgageTypeName":533,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":595,"rateMax":596,"rateAvg":603,"loanLimit":597,"earlyRepaymentFee":598,"delinquencyRate":599,"incidentalExpense":600},"0010016-20461501000001001-A-D-C",4.66,{"id":605,"disclosureMonth":95,"companyCode":591,"companyName":592,"productCode":606,"productName":607,"joinWay":531,"mortgageType":547,"mortgageTypeName":548,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":595,"rateMax":596,"rateAvg":608,"loanLimit":597,"earlyRepaymentFee":598,"delinquencyRate":599,"incidentalExpense":600},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":610,"disclosureMonth":95,"companyCode":591,"companyName":592,"productCode":606,"productName":607,"joinWay":531,"mortgageType":532,"mortgageTypeName":533,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":595,"rateMax":596,"rateAvg":611,"loanLimit":597,"earlyRepaymentFee":598,"delinquencyRate":599,"incidentalExpense":600},"0010016-20283701000001001-A-D-C",4.92,{"id":613,"disclosureMonth":95,"companyCode":569,"companyName":570,"productCode":614,"productName":615,"joinWay":531,"mortgageType":547,"mortgageTypeName":548,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":616,"rateMax":617,"rateAvg":618,"loanLimit":577,"earlyRepaymentFee":578,"delinquencyRate":579,"incidentalExpense":580},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":620,"disclosureMonth":95,"companyCode":621,"companyName":622,"productCode":623,"productName":624,"joinWay":625,"mortgageType":532,"mortgageTypeName":533,"repaymentType":534,"repaymentTypeName":535,"rateType":536,"rateTypeName":537,"rateMin":626,"rateMax":627,"rateAvg":9,"loanLimit":559,"earlyRepaymentFee":628,"delinquencyRate":629,"incidentalExpense":630},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":646,"disclosureMonth":95,"companyCode":647,"companyName":648,"productCode":649,"productName":650,"joinWay":651,"mortgageType":547,"mortgageTypeName":548,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":652,"rateMax":653,"rateAvg":654,"loanLimit":655,"earlyRepaymentFee":656,"delinquencyRate":657,"incidentalExpense":658},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":681,"disclosureMonth":95,"companyCode":669,"companyName":670,"productCode":671,"productName":672,"joinWay":673,"mortgageType":547,"mortgageTypeName":548,"repaymentType":534,"repaymentTypeName":535,"rateType":536,"rateTypeName":537,"rateMin":674,"rateMax":675,"rateAvg":9,"loanLimit":676,"earlyRepaymentFee":677,"delinquencyRate":678,"incidentalExpense":679},"0010030-1-E-S-C",{"id":683,"disclosureMonth":95,"companyCode":684,"companyName":685,"productCode":686,"productName":687,"joinWay":531,"mortgageType":532,"mortgageTypeName":533,"repaymentType":534,"repaymentTypeName":535,"rateType":536,"rateTypeName":537,"rateMin":588,"rateMax":688,"rateAvg":9,"loanLimit":559,"earlyRepaymentFee":689,"delinquencyRate":690,"incidentalExpense":691},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":704,"disclosureMonth":95,"companyCode":705,"companyName":706,"productCode":707,"productName":708,"joinWay":637,"mortgageType":532,"mortgageTypeName":533,"repaymentType":573,"repaymentTypeName":574,"rateType":536,"rateTypeName":537,"rateMin":709,"rateMax":710,"rateAvg":711,"loanLimit":712,"earlyRepaymentFee":713,"delinquencyRate":714,"incidentalExpense":715},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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