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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[769,789,794,807,811,825,830,833,845,848,853,856,863,875,889,903,906,909,911,924,926,936,938,947,960,966,976,979,987,989,994,996,1000,1003,1006,1011,1015,1018,1022,1026,1030,1040,1045,1047,1049,1054,1060,1072,1074,1078,1081,1084,1086,1089,1093,1097,1108,1110,1121,1133,1136,1140,1144,1146,1149,1155,1159,1165,1169,1174,1186,1191,1194,1197,1199,1205,1208,1211,1213,1220,1222,1224,1226,1230,1232,1234,1236,1239,1241,1245,1247,1251,1253,1257,1259,1264,1266,1270,1276,1278,1281,1286,1288,1293,1295,1297,1299,1304,1308,1312,1316],{"id":770,"disclosureMonth":766,"companyCode":771,"companyName":772,"productCode":773,"productName":774,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":778,"repaymentTypeName":779,"rateType":780,"rateTypeName":781,"rateMin":782,"rateMax":783,"rateAvg":784,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":790,"disclosureMonth":766,"companyCode":771,"companyName":772,"productCode":773,"productName":774,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":778,"repaymentTypeName":779,"rateType":780,"rateTypeName":781,"rateMin":782,"rateMax":783,"rateAvg":793,"loanLimit":785,"earlyRepaymentFee":786,"delinquencyRate":787,"incidentalExpense":788},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":795,"disclosureMonth":766,"companyCode":796,"companyName":797,"productCode":798,"productName":799,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":778,"repaymentTypeName":779,"rateType":780,"rateTypeName":781,"rateMin":800,"rateMax":801,"rateAvg":802,"loanLimit":803,"earlyRepaymentFee":804,"delinquencyRate":805,"incidentalExpense":806},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":808,"disclosureMonth":766,"companyCode":796,"companyName":797,"productCode":809,"productName":810,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":778,"repaymentTypeName":779,"rateType":780,"rateTypeName":781,"rateMin":800,"rateMax":801,"rateAvg":24,"loanLimit":803,"earlyRepaymentFee":804,"delinquencyRate":805,"incidentalExpense":806},"0010001-1054-A-S-C","1054","우리아파트론",{"id":812,"disclosureMonth":766,"companyCode":813,"companyName":814,"productCode":815,"productName":816,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":819,"rateMax":820,"rateAvg":164,"loanLimit":821,"earlyRepaymentFee":822,"delinquencyRate":823,"incidentalExpense":824},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":826,"disclosureMonth":766,"companyCode":796,"companyName":797,"productCode":798,"productName":799,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":827,"rateMax":828,"rateAvg":829,"loanLimit":803,"earlyRepaymentFee":804,"delinquencyRate":805,"incidentalExpense":806},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":831,"disclosureMonth":766,"companyCode":796,"companyName":797,"productCode":809,"productName":810,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":827,"rateMax":828,"rateAvg":832,"loanLimit":803,"earlyRepaymentFee":804,"delinquencyRate":805,"incidentalExpense":806},"0010001-1054-A-D-C",4.75,{"id":834,"disclosureMonth":766,"companyCode":835,"companyName":836,"productCode":837,"productName":838,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":839,"rateMax":840,"rateAvg":24,"loanLimit":841,"earlyRepaymentFee":842,"delinquencyRate":843,"incidentalExpense":844},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":846,"disclosureMonth":766,"companyCode":835,"companyName":836,"productCode":837,"productName":838,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":839,"rateMax":840,"rateAvg":847,"loanLimit":841,"earlyRepaymentFee":842,"delinquencyRate":843,"incidentalExpense":844},"0010016-20461501000001001-A-D-C",4.66,{"id":849,"disclosureMonth":766,"companyCode":835,"companyName":836,"productCode":850,"productName":851,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":839,"rateMax":840,"rateAvg":852,"loanLimit":841,"earlyRepaymentFee":842,"delinquencyRate":843,"incidentalExpense":844},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":854,"disclosureMonth":766,"companyCode":835,"companyName":836,"productCode":850,"productName":851,"joinWay":775,"mortgageType":776,"mortgageTypeName":777,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":839,"rateMax":840,"rateAvg":855,"loanLimit":841,"earlyRepaymentFee":842,"delinquencyRate":843,"incidentalExpense":844},"0010016-20283701000001001-A-D-C",4.92,{"id":857,"disclosureMonth":766,"companyCode":813,"companyName":814,"productCode":858,"productName":859,"joinWay":775,"mortgageType":791,"mortgageTypeName":792,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":860,"rateMax":861,"rateAvg":862,"loanLimit":821,"earlyRepaymentFee":822,"delinquencyRate":823,"incidentalExpense":824},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":864,"disclosureMonth":766,"companyCode":865,"companyName":866,"productCode":867,"productName":868,"joinWay":869,"mortgageType":776,"mortgageTypeName":777,"repaymentType":778,"repaymentTypeName":779,"rateType":780,"rateTypeName":781,"rateMin":870,"rateMax":871,"rateAvg":24,"loanLimit":803,"earlyRepaymentFee":872,"delinquencyRate":873,"incidentalExpense":874},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":876,"disclosureMonth":766,"companyCode":877,"companyName":878,"productCode":879,"productName":880,"joinWay":881,"mortgageType":776,"mortgageTypeName":777,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":882,"rateMax":883,"rateAvg":884,"loanLimit":885,"earlyRepaymentFee":886,"delinquencyRate":887,"incidentalExpense":888},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":890,"disclosureMonth":766,"companyCode":891,"companyName":892,"productCode":893,"productName":894,"joinWay":895,"mortgageType":791,"mortgageTypeName":792,"repaymentType":817,"repaymentTypeName":818,"rateType":780,"rateTypeName":781,"rateMin":896,"rateMax":897,"rateAvg":898,"loanLimit":899,"earlyRepaymentFee":900,"delinquencyRate":901,"incidentalExpense":902},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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