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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":322,"disclosureMonth":263,"companyCode":292,"companyName":293,"productCode":294,"productName":295,"joinWay":272,"mortgageType":287,"mortgageTypeName":288,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":323,"rateMax":324,"rateAvg":325,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":327,"disclosureMonth":263,"companyCode":292,"companyName":293,"productCode":305,"productName":306,"joinWay":272,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":323,"rateMax":324,"rateAvg":328,"loanLimit":299,"earlyRepaymentFee":300,"delinquencyRate":301,"incidentalExpense":302},"0010001-1054-A-D-C",4.75,{"id":330,"disclosureMonth":263,"companyCode":331,"companyName":332,"productCode":333,"productName":334,"joinWay":272,"mortgageType":287,"mortgageTypeName":288,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":342,"disclosureMonth":263,"companyCode":331,"companyName":332,"productCode":333,"productName":334,"joinWay":272,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":335,"rateMax":336,"rateAvg":343,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010016-20461501000001001-A-D-C",4.66,{"id":345,"disclosureMonth":263,"companyCode":331,"companyName":332,"productCode":346,"productName":347,"joinWay":272,"mortgageType":287,"mortgageTypeName":288,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":335,"rateMax":336,"rateAvg":348,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":350,"disclosureMonth":263,"companyCode":331,"companyName":332,"productCode":346,"productName":347,"joinWay":272,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":335,"rateMax":336,"rateAvg":351,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010016-20283701000001001-A-D-C",4.92,{"id":353,"disclosureMonth":263,"companyCode":309,"companyName":310,"productCode":354,"productName":355,"joinWay":272,"mortgageType":287,"mortgageTypeName":288,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":356,"rateMax":357,"rateAvg":358,"loanLimit":317,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":320},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":360,"disclosureMonth":263,"companyCode":361,"companyName":362,"productCode":363,"productName":364,"joinWay":365,"mortgageType":273,"mortgageTypeName":69,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":366,"rateMax":367,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":368,"delinquencyRate":369,"incidentalExpense":370},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":372,"disclosureMonth":263,"companyCode":373,"companyName":374,"productCode":375,"productName":376,"joinWay":377,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":378,"rateMax":379,"rateAvg":380,"loanLimit":381,"earlyRepaymentFee":382,"delinquencyRate":383,"incidentalExpense":384},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":386,"disclosureMonth":263,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":287,"mortgageTypeName":288,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":392,"rateMax":393,"rateAvg":394,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":400,"disclosureMonth":263,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":392,"rateMax":393,"rateAvg":401,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0013175-2001104780001-A-D-C",5.13,{"id":403,"disclosureMonth":263,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":273,"mortgageTypeName":69,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":392,"rateMax":393,"rateAvg":404,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0013175-2001104780001-A-S-C",4.86,{"id":406,"disclosureMonth":263,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":287,"mortgageTypeName":288,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":392,"rateMax":393,"rateAvg":351,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0013175-2001104780001-E-S-C",{"id":408,"disclosureMonth":263,"companyCode":409,"companyName":410,"productCode":80,"productName":411,"joinWay":412,"mortgageType":273,"mortgageTypeName":69,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":413,"rateMax":414,"rateAvg":9,"loanLimit":415,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":420,"disclosureMonth":263,"companyCode":409,"companyName":410,"productCode":80,"productName":411,"joinWay":412,"mortgageType":287,"mortgageTypeName":288,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":413,"rateMax":414,"rateAvg":9,"loanLimit":415,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010030-1-E-S-C",{"id":422,"disclosureMonth":263,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":272,"mortgageType":273,"mortgageTypeName":69,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":328,"rateMax":427,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":428,"delinquencyRate":429,"incidentalExpense":430},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":432,"disclosureMonth":263,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":272,"mortgageType":287,"mortgageTypeName":288,"repaymentType":274,"repaymentTypeName":275,"rateType":276,"rateTypeName":277,"rateMin":328,"rateMax":427,"rateAvg":9,"loanLimit":299,"earlyRepaymentFee":428,"delinquencyRate":429,"incidentalExpense":430},"0010927-KB200300000002-E-S-C",{"id":434,"disclosureMonth":263,"companyCode":268,"companyName":269,"productCode":435,"productName":436,"joinWay":377,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":437,"rateMax":438,"rateAvg":439,"loanLimit":440,"earlyRepaymentFee":282,"delinquencyRate":283,"incidentalExpense":441},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":443,"disclosureMonth":263,"companyCode":444,"companyName":445,"productCode":446,"productName":447,"joinWay":377,"mortgageType":273,"mortgageTypeName":69,"repaymentType":313,"repaymentTypeName":314,"rateType":276,"rateTypeName":277,"rateMin":448,"rateMax":449,"rateAvg":450,"loanLimit":451,"earlyRepaymentFee":81,"delinquencyRate":452,"incidentalExpense":453},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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