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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":830,"disclosureMonth":770,"companyCode":800,"companyName":801,"productCode":802,"productName":803,"joinWay":779,"mortgageType":795,"mortgageTypeName":796,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":831,"rateMax":832,"rateAvg":833,"loanLimit":807,"earlyRepaymentFee":808,"delinquencyRate":809,"incidentalExpense":810},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":835,"disclosureMonth":770,"companyCode":800,"companyName":801,"productCode":813,"productName":814,"joinWay":779,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":831,"rateMax":832,"rateAvg":836,"loanLimit":807,"earlyRepaymentFee":808,"delinquencyRate":809,"incidentalExpense":810},"0010001-1054-A-D-C",4.75,{"id":838,"disclosureMonth":770,"companyCode":839,"companyName":840,"productCode":841,"productName":842,"joinWay":779,"mortgageType":795,"mortgageTypeName":796,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":843,"rateMax":844,"rateAvg":9,"loanLimit":845,"earlyRepaymentFee":846,"delinquencyRate":847,"incidentalExpense":848},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":850,"disclosureMonth":770,"companyCode":839,"companyName":840,"productCode":841,"productName":842,"joinWay":779,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":843,"rateMax":844,"rateAvg":851,"loanLimit":845,"earlyRepaymentFee":846,"delinquencyRate":847,"incidentalExpense":848},"0010016-20461501000001001-A-D-C",4.66,{"id":853,"disclosureMonth":770,"companyCode":839,"companyName":840,"productCode":854,"productName":855,"joinWay":779,"mortgageType":795,"mortgageTypeName":796,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":843,"rateMax":844,"rateAvg":856,"loanLimit":845,"earlyRepaymentFee":846,"delinquencyRate":847,"incidentalExpense":848},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":858,"disclosureMonth":770,"companyCode":839,"companyName":840,"productCode":854,"productName":855,"joinWay":779,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":843,"rateMax":844,"rateAvg":859,"loanLimit":845,"earlyRepaymentFee":846,"delinquencyRate":847,"incidentalExpense":848},"0010016-20283701000001001-A-D-C",4.92,{"id":861,"disclosureMonth":770,"companyCode":817,"companyName":818,"productCode":862,"productName":863,"joinWay":779,"mortgageType":795,"mortgageTypeName":796,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":864,"rateMax":865,"rateAvg":866,"loanLimit":825,"earlyRepaymentFee":826,"delinquencyRate":827,"incidentalExpense":828},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":868,"disclosureMonth":770,"companyCode":869,"companyName":870,"productCode":871,"productName":872,"joinWay":873,"mortgageType":780,"mortgageTypeName":781,"repaymentType":782,"repaymentTypeName":783,"rateType":784,"rateTypeName":785,"rateMin":874,"rateMax":875,"rateAvg":9,"loanLimit":807,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":880,"disclosureMonth":770,"companyCode":881,"companyName":882,"productCode":883,"productName":884,"joinWay":885,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":886,"rateMax":887,"rateAvg":888,"loanLimit":889,"earlyRepaymentFee":890,"delinquencyRate":891,"incidentalExpense":892},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":894,"disclosureMonth":770,"companyCode":895,"companyName":896,"productCode":897,"productName":898,"joinWay":899,"mortgageType":795,"mortgageTypeName":796,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":900,"rateMax":901,"rateAvg":902,"loanLimit":903,"earlyRepaymentFee":904,"delinquencyRate":905,"incidentalExpense":906},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":929,"disclosureMonth":770,"companyCode":917,"companyName":918,"productCode":919,"productName":920,"joinWay":921,"mortgageType":795,"mortgageTypeName":796,"repaymentType":782,"repaymentTypeName":783,"rateType":784,"rateTypeName":785,"rateMin":922,"rateMax":923,"rateAvg":9,"loanLimit":924,"earlyRepaymentFee":925,"delinquencyRate":926,"incidentalExpense":927},"0010030-1-E-S-C",{"id":931,"disclosureMonth":770,"companyCode":932,"companyName":933,"productCode":934,"productName":935,"joinWay":779,"mortgageType":780,"mortgageTypeName":781,"repaymentType":782,"repaymentTypeName":783,"rateType":784,"rateTypeName":785,"rateMin":836,"rateMax":936,"rateAvg":9,"loanLimit":807,"earlyRepaymentFee":937,"delinquencyRate":938,"incidentalExpense":939},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":941,"disclosureMonth":770,"companyCode":932,"companyName":933,"productCode":934,"productName":935,"joinWay":779,"mortgageType":795,"mortgageTypeName":796,"repaymentType":782,"repaymentTypeName":783,"rateType":784,"rateTypeName":785,"rateMin":836,"rateMax":936,"rateAvg":9,"loanLimit":807,"earlyRepaymentFee":937,"delinquencyRate":938,"incidentalExpense":939},"0010927-KB200300000002-E-S-C",{"id":943,"disclosureMonth":770,"companyCode":775,"companyName":776,"productCode":944,"productName":945,"joinWay":885,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":946,"rateMax":947,"rateAvg":948,"loanLimit":949,"earlyRepaymentFee":790,"delinquencyRate":791,"incidentalExpense":950},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":952,"disclosureMonth":770,"companyCode":953,"companyName":954,"productCode":955,"productName":956,"joinWay":885,"mortgageType":780,"mortgageTypeName":781,"repaymentType":821,"repaymentTypeName":822,"rateType":784,"rateTypeName":785,"rateMin":957,"rateMax":958,"rateAvg":959,"loanLimit":960,"earlyRepaymentFee":961,"delinquencyRate":962,"incidentalExpense":963},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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