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대출금액*120%*1%*채권할인율",{"id":1149,"disclosureMonth":1089,"companyCode":1119,"companyName":1120,"productCode":1121,"productName":1122,"joinWay":1098,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1150,"rateMax":1151,"rateAvg":1152,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1154,"disclosureMonth":1089,"companyCode":1119,"companyName":1120,"productCode":1132,"productName":1133,"joinWay":1098,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1150,"rateMax":1151,"rateAvg":1155,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010001-1054-A-D-C",4.75,{"id":1157,"disclosureMonth":1089,"companyCode":1158,"companyName":1159,"productCode":1160,"productName":1161,"joinWay":1098,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1162,"rateMax":1163,"rateAvg":24,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1169,"disclosureMonth":1089,"companyCode":1158,"companyName":1159,"productCode":1160,"productName":1161,"joinWay":1098,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1162,"rateMax":1163,"rateAvg":1170,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0010016-20461501000001001-A-D-C",4.66,{"id":1172,"disclosureMonth":1089,"companyCode":1158,"companyName":1159,"productCode":1173,"productName":1174,"joinWay":1098,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1162,"rateMax":1163,"rateAvg":1175,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1177,"disclosureMonth":1089,"companyCode":1158,"companyName":1159,"productCode":1173,"productName":1174,"joinWay":1098,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1162,"rateMax":1163,"rateAvg":1178,"loanLimit":1164,"earlyRepaymentFee":1165,"delinquencyRate":1166,"incidentalExpense":1167},"0010016-20283701000001001-A-D-C",4.92,{"id":1180,"disclosureMonth":1089,"companyCode":1136,"companyName":1137,"productCode":1181,"productName":1182,"joinWay":1098,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1183,"rateMax":1184,"rateAvg":1185,"loanLimit":1144,"earlyRepaymentFee":1145,"delinquencyRate":1146,"incidentalExpense":1147},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1187,"disclosureMonth":1089,"companyCode":1188,"companyName":1189,"productCode":1190,"productName":1191,"joinWay":1192,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1193,"rateMax":1194,"rateAvg":24,"loanLimit":1126,"earlyRepaymentFee":1195,"delinquencyRate":1196,"incidentalExpense":1197},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1199,"disclosureMonth":1089,"companyCode":1200,"companyName":1201,"productCode":1202,"productName":1203,"joinWay":1204,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1205,"rateMax":1206,"rateAvg":1207,"loanLimit":1208,"earlyRepaymentFee":1209,"delinquencyRate":1210,"incidentalExpense":1211},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1213,"disclosureMonth":1089,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1218,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1219,"rateMax":1220,"rateAvg":1221,"loanLimit":1222,"earlyRepaymentFee":1223,"delinquencyRate":1224,"incidentalExpense":1225},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1227,"disclosureMonth":1089,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1218,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1219,"rateMax":1220,"rateAvg":1228,"loanLimit":1222,"earlyRepaymentFee":1223,"delinquencyRate":1224,"incidentalExpense":1225},"0013175-2001104780001-A-D-C",5.13,{"id":1230,"disclosureMonth":1089,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1218,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1219,"rateMax":1220,"rateAvg":1231,"loanLimit":1222,"earlyRepaymentFee":1223,"delinquencyRate":1224,"incidentalExpense":1225},"0013175-2001104780001-A-S-C",4.86,{"id":1233,"disclosureMonth":1089,"companyCode":1214,"companyName":1215,"productCode":1216,"productName":1217,"joinWay":1218,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1219,"rateMax":1220,"rateAvg":1178,"loanLimit":1222,"earlyRepaymentFee":1223,"delinquencyRate":1224,"incidentalExpense":1225},"0013175-2001104780001-E-S-C",{"id":1235,"disclosureMonth":1089,"companyCode":1236,"companyName":1237,"productCode":1238,"productName":1239,"joinWay":1240,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1241,"rateMax":1242,"rateAvg":24,"loanLimit":1243,"earlyRepaymentFee":1244,"delinquencyRate":1245,"incidentalExpense":1246},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1248,"disclosureMonth":1089,"companyCode":1236,"companyName":1237,"productCode":1238,"productName":1239,"joinWay":1240,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1241,"rateMax":1242,"rateAvg":24,"loanLimit":1243,"earlyRepaymentFee":1244,"delinquencyRate":1245,"incidentalExpense":1246},"0010030-1-E-S-C",{"id":1250,"disclosureMonth":1089,"companyCode":1251,"companyName":1252,"productCode":1253,"productName":1254,"joinWay":1098,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1155,"rateMax":1255,"rateAvg":24,"loanLimit":1126,"earlyRepaymentFee":1256,"delinquencyRate":1257,"incidentalExpense":1258},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1260,"disclosureMonth":1089,"companyCode":1251,"companyName":1252,"productCode":1253,"productName":1254,"joinWay":1098,"mortgageType":1114,"mortgageTypeName":1115,"repaymentType":1101,"repaymentTypeName":1102,"rateType":1103,"rateTypeName":1104,"rateMin":1155,"rateMax":1255,"rateAvg":24,"loanLimit":1126,"earlyRepaymentFee":1256,"delinquencyRate":1257,"incidentalExpense":1258},"0010927-KB200300000002-E-S-C",{"id":1262,"disclosureMonth":1089,"companyCode":1094,"companyName":1095,"productCode":1263,"productName":1264,"joinWay":1204,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1265,"rateMax":1266,"rateAvg":1267,"loanLimit":1268,"earlyRepaymentFee":1109,"delinquencyRate":1110,"incidentalExpense":1269},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1271,"disclosureMonth":1089,"companyCode":1272,"companyName":1273,"productCode":1274,"productName":1275,"joinWay":1204,"mortgageType":1099,"mortgageTypeName":1100,"repaymentType":1140,"repaymentTypeName":1141,"rateType":1103,"rateTypeName":1104,"rateMin":1276,"rateMax":1277,"rateAvg":1278,"loanLimit":1279,"earlyRepaymentFee":1280,"delinquencyRate":1281,"incidentalExpense":1282},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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