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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1107,"disclosureMonth":1083,"companyCode":1088,"companyName":1089,"productCode":1090,"productName":1091,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1099,"rateMax":1100,"rateAvg":1110,"loanLimit":1102,"earlyRepaymentFee":1103,"delinquencyRate":1104,"incidentalExpense":1105},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1112,"disclosureMonth":1083,"companyCode":1113,"companyName":1114,"productCode":1115,"productName":1116,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1117,"rateMax":1118,"rateAvg":1119,"loanLimit":1120,"earlyRepaymentFee":1121,"delinquencyRate":1122,"incidentalExpense":1123},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1125,"disclosureMonth":1083,"companyCode":1113,"companyName":1114,"productCode":1126,"productName":1127,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1117,"rateMax":1118,"rateAvg":9,"loanLimit":1120,"earlyRepaymentFee":1121,"delinquencyRate":1122,"incidentalExpense":1123},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1129,"disclosureMonth":1083,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1136,"rateMax":1137,"rateAvg":95,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1143,"disclosureMonth":1083,"companyCode":1113,"companyName":1114,"productCode":1115,"productName":1116,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1144,"rateMax":1145,"rateAvg":1146,"loanLimit":1120,"earlyRepaymentFee":1121,"delinquencyRate":1122,"incidentalExpense":1123},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1148,"disclosureMonth":1083,"companyCode":1113,"companyName":1114,"productCode":1126,"productName":1127,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1144,"rateMax":1145,"rateAvg":1149,"loanLimit":1120,"earlyRepaymentFee":1121,"delinquencyRate":1122,"incidentalExpense":1123},"0010001-1054-A-D-C",4.75,{"id":1151,"disclosureMonth":1083,"companyCode":1152,"companyName":1153,"productCode":1154,"productName":1155,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1156,"rateMax":1157,"rateAvg":9,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1163,"disclosureMonth":1083,"companyCode":1152,"companyName":1153,"productCode":1154,"productName":1155,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1156,"rateMax":1157,"rateAvg":1164,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010016-20461501000001001-A-D-C",4.66,{"id":1166,"disclosureMonth":1083,"companyCode":1152,"companyName":1153,"productCode":1167,"productName":1168,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1156,"rateMax":1157,"rateAvg":1169,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1171,"disclosureMonth":1083,"companyCode":1152,"companyName":1153,"productCode":1167,"productName":1168,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1156,"rateMax":1157,"rateAvg":1172,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0010016-20283701000001001-A-D-C",4.92,{"id":1174,"disclosureMonth":1083,"companyCode":1130,"companyName":1131,"productCode":1175,"productName":1176,"joinWay":1092,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1177,"rateMax":1178,"rateAvg":1179,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1181,"disclosureMonth":1083,"companyCode":1182,"companyName":1183,"productCode":1184,"productName":1185,"joinWay":1186,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1187,"rateMax":1188,"rateAvg":9,"loanLimit":1120,"earlyRepaymentFee":1189,"delinquencyRate":1190,"incidentalExpense":1191},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1193,"disclosureMonth":1083,"companyCode":1194,"companyName":1195,"productCode":1196,"productName":1197,"joinWay":1198,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1199,"rateMax":1200,"rateAvg":1201,"loanLimit":1202,"earlyRepaymentFee":1203,"delinquencyRate":1204,"incidentalExpense":1205},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1207,"disclosureMonth":1083,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1212,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1213,"rateMax":1214,"rateAvg":1215,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1221,"disclosureMonth":1083,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1212,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1134,"repaymentTypeName":1135,"rateType":1097,"rateTypeName":1098,"rateMin":1213,"rateMax":1214,"rateAvg":1222,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0013175-2001104780001-A-D-C",5.13,{"id":1224,"disclosureMonth":1083,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1212,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1213,"rateMax":1214,"rateAvg":1225,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0013175-2001104780001-A-S-C",4.86,{"id":1227,"disclosureMonth":1083,"companyCode":1208,"companyName":1209,"productCode":1210,"productName":1211,"joinWay":1212,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1213,"rateMax":1214,"rateAvg":1172,"loanLimit":1216,"earlyRepaymentFee":1217,"delinquencyRate":1218,"incidentalExpense":1219},"0013175-2001104780001-E-S-C",{"id":1229,"disclosureMonth":1083,"companyCode":1230,"companyName":1231,"productCode":1232,"productName":1233,"joinWay":1234,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1235,"rateMax":1236,"rateAvg":9,"loanLimit":1237,"earlyRepaymentFee":1238,"delinquencyRate":1239,"incidentalExpense":1240},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1242,"disclosureMonth":1083,"companyCode":1230,"companyName":1231,"productCode":1232,"productName":1233,"joinWay":1234,"mortgageType":1108,"mortgageTypeName":1109,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1235,"rateMax":1236,"rateAvg":9,"loanLimit":1237,"earlyRepaymentFee":1238,"delinquencyRate":1239,"incidentalExpense":1240},"0010030-1-E-S-C",{"id":1244,"disclosureMonth":1083,"companyCode":1245,"companyName":1246,"productCode":1247,"productName":1248,"joinWay":1092,"mortgageType":1093,"mortgageTypeName":1094,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1097,"rateTypeName":1098,"rateMin":1149,"rateMax":1249,"rateAvg":9,"loanLimit":1120,"earlyRepaymentFee":1250,"delinquencyRate":1251,"incidentalExpense":1252},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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