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대출금액*120%*1%*채권할인율",{"id":629,"disclosureMonth":569,"companyCode":599,"companyName":600,"productCode":601,"productName":602,"joinWay":578,"mortgageType":594,"mortgageTypeName":595,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":630,"rateMax":631,"rateAvg":632,"loanLimit":606,"earlyRepaymentFee":607,"delinquencyRate":608,"incidentalExpense":609},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":634,"disclosureMonth":569,"companyCode":599,"companyName":600,"productCode":612,"productName":613,"joinWay":578,"mortgageType":579,"mortgageTypeName":580,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":630,"rateMax":631,"rateAvg":635,"loanLimit":606,"earlyRepaymentFee":607,"delinquencyRate":608,"incidentalExpense":609},"0010001-1054-A-D-C",4.75,{"id":637,"disclosureMonth":569,"companyCode":638,"companyName":639,"productCode":640,"productName":641,"joinWay":578,"mortgageType":594,"mortgageTypeName":595,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":642,"rateMax":643,"rateAvg":9,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":649,"disclosureMonth":569,"companyCode":638,"companyName":639,"productCode":640,"productName":641,"joinWay":578,"mortgageType":579,"mortgageTypeName":580,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":642,"rateMax":643,"rateAvg":650,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010016-20461501000001001-A-D-C",4.66,{"id":652,"disclosureMonth":569,"companyCode":638,"companyName":639,"productCode":653,"productName":654,"joinWay":578,"mortgageType":594,"mortgageTypeName":595,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":642,"rateMax":643,"rateAvg":655,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":657,"disclosureMonth":569,"companyCode":638,"companyName":639,"productCode":653,"productName":654,"joinWay":578,"mortgageType":579,"mortgageTypeName":580,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":642,"rateMax":643,"rateAvg":658,"loanLimit":644,"earlyRepaymentFee":645,"delinquencyRate":646,"incidentalExpense":647},"0010016-20283701000001001-A-D-C",4.92,{"id":660,"disclosureMonth":569,"companyCode":616,"companyName":617,"productCode":661,"productName":662,"joinWay":578,"mortgageType":594,"mortgageTypeName":595,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":663,"rateMax":664,"rateAvg":665,"loanLimit":624,"earlyRepaymentFee":625,"delinquencyRate":626,"incidentalExpense":627},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":667,"disclosureMonth":569,"companyCode":668,"companyName":669,"productCode":670,"productName":671,"joinWay":672,"mortgageType":579,"mortgageTypeName":580,"repaymentType":581,"repaymentTypeName":582,"rateType":583,"rateTypeName":584,"rateMin":673,"rateMax":674,"rateAvg":9,"loanLimit":606,"earlyRepaymentFee":675,"delinquencyRate":676,"incidentalExpense":677},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":693,"disclosureMonth":569,"companyCode":694,"companyName":695,"productCode":696,"productName":697,"joinWay":698,"mortgageType":594,"mortgageTypeName":595,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":699,"rateMax":700,"rateAvg":701,"loanLimit":702,"earlyRepaymentFee":703,"delinquencyRate":704,"incidentalExpense":705},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":728,"disclosureMonth":569,"companyCode":716,"companyName":717,"productCode":718,"productName":719,"joinWay":720,"mortgageType":594,"mortgageTypeName":595,"repaymentType":581,"repaymentTypeName":582,"rateType":583,"rateTypeName":584,"rateMin":721,"rateMax":722,"rateAvg":9,"loanLimit":723,"earlyRepaymentFee":724,"delinquencyRate":725,"incidentalExpense":726},"0010030-1-E-S-C",{"id":730,"disclosureMonth":569,"companyCode":731,"companyName":732,"productCode":733,"productName":734,"joinWay":578,"mortgageType":579,"mortgageTypeName":580,"repaymentType":581,"repaymentTypeName":582,"rateType":583,"rateTypeName":584,"rateMin":635,"rateMax":735,"rateAvg":9,"loanLimit":606,"earlyRepaymentFee":736,"delinquencyRate":737,"incidentalExpense":738},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":751,"disclosureMonth":569,"companyCode":752,"companyName":753,"productCode":754,"productName":755,"joinWay":684,"mortgageType":579,"mortgageTypeName":580,"repaymentType":620,"repaymentTypeName":621,"rateType":583,"rateTypeName":584,"rateMin":756,"rateMax":757,"rateAvg":758,"loanLimit":759,"earlyRepaymentFee":760,"delinquencyRate":761,"incidentalExpense":762},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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