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채권할인율",{"id":462,"disclosureMonth":438,"companyCode":443,"companyName":444,"productCode":445,"productName":446,"joinWay":447,"mortgageType":463,"mortgageTypeName":464,"repaymentType":450,"repaymentTypeName":451,"rateType":452,"rateTypeName":453,"rateMin":454,"rateMax":455,"rateAvg":465,"loanLimit":457,"earlyRepaymentFee":458,"delinquencyRate":459,"incidentalExpense":460},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":467,"disclosureMonth":438,"companyCode":468,"companyName":469,"productCode":470,"productName":471,"joinWay":447,"mortgageType":463,"mortgageTypeName":464,"repaymentType":450,"repaymentTypeName":451,"rateType":452,"rateTypeName":453,"rateMin":472,"rateMax":473,"rateAvg":474,"loanLimit":475,"earlyRepaymentFee":476,"delinquencyRate":477,"incidentalExpense":478},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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등",{"id":562,"disclosureMonth":438,"companyCode":563,"companyName":564,"productCode":565,"productName":566,"joinWay":567,"mortgageType":463,"mortgageTypeName":464,"repaymentType":489,"repaymentTypeName":490,"rateType":452,"rateTypeName":453,"rateMin":568,"rateMax":569,"rateAvg":570,"loanLimit":571,"earlyRepaymentFee":572,"delinquencyRate":573,"incidentalExpense":574},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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