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대출금액*120%*1%*채권할인율",{"id":1065,"disclosureMonth":1005,"companyCode":1035,"companyName":1036,"productCode":1037,"productName":1038,"joinWay":1014,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1066,"rateMax":1067,"rateAvg":1068,"loanLimit":1042,"earlyRepaymentFee":1043,"delinquencyRate":1044,"incidentalExpense":1045},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1070,"disclosureMonth":1005,"companyCode":1035,"companyName":1036,"productCode":1048,"productName":1049,"joinWay":1014,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1066,"rateMax":1067,"rateAvg":1071,"loanLimit":1042,"earlyRepaymentFee":1043,"delinquencyRate":1044,"incidentalExpense":1045},"0010001-1054-A-D-C",4.75,{"id":1073,"disclosureMonth":1005,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1014,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1078,"rateMax":1079,"rateAvg":9,"loanLimit":1080,"earlyRepaymentFee":1081,"delinquencyRate":1082,"incidentalExpense":1083},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1085,"disclosureMonth":1005,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1014,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1078,"rateMax":1079,"rateAvg":1086,"loanLimit":1080,"earlyRepaymentFee":1081,"delinquencyRate":1082,"incidentalExpense":1083},"0010016-20461501000001001-A-D-C",4.66,{"id":1088,"disclosureMonth":1005,"companyCode":1074,"companyName":1075,"productCode":1089,"productName":1090,"joinWay":1014,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1078,"rateMax":1079,"rateAvg":1091,"loanLimit":1080,"earlyRepaymentFee":1081,"delinquencyRate":1082,"incidentalExpense":1083},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1093,"disclosureMonth":1005,"companyCode":1074,"companyName":1075,"productCode":1089,"productName":1090,"joinWay":1014,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1078,"rateMax":1079,"rateAvg":1094,"loanLimit":1080,"earlyRepaymentFee":1081,"delinquencyRate":1082,"incidentalExpense":1083},"0010016-20283701000001001-A-D-C",4.92,{"id":1096,"disclosureMonth":1005,"companyCode":1052,"companyName":1053,"productCode":1097,"productName":1098,"joinWay":1014,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1099,"rateMax":1100,"rateAvg":1101,"loanLimit":1060,"earlyRepaymentFee":1061,"delinquencyRate":1062,"incidentalExpense":1063},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1103,"disclosureMonth":1005,"companyCode":1104,"companyName":1105,"productCode":1106,"productName":1107,"joinWay":1108,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1109,"rateMax":1110,"rateAvg":9,"loanLimit":1042,"earlyRepaymentFee":1111,"delinquencyRate":1112,"incidentalExpense":1113},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1115,"disclosureMonth":1005,"companyCode":1116,"companyName":1117,"productCode":1118,"productName":1119,"joinWay":1120,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1121,"rateMax":1122,"rateAvg":1123,"loanLimit":1124,"earlyRepaymentFee":1125,"delinquencyRate":1126,"incidentalExpense":1127},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1129,"disclosureMonth":1005,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1134,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1135,"rateMax":1136,"rateAvg":1137,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1143,"disclosureMonth":1005,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1134,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1135,"rateMax":1136,"rateAvg":1144,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0013175-2001104780001-A-D-C",5.13,{"id":1146,"disclosureMonth":1005,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1134,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1135,"rateMax":1136,"rateAvg":1147,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0013175-2001104780001-A-S-C",4.86,{"id":1149,"disclosureMonth":1005,"companyCode":1130,"companyName":1131,"productCode":1132,"productName":1133,"joinWay":1134,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1135,"rateMax":1136,"rateAvg":1094,"loanLimit":1138,"earlyRepaymentFee":1139,"delinquencyRate":1140,"incidentalExpense":1141},"0013175-2001104780001-E-S-C",{"id":1151,"disclosureMonth":1005,"companyCode":1152,"companyName":1153,"productCode":1154,"productName":1155,"joinWay":1156,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1157,"rateMax":1158,"rateAvg":9,"loanLimit":1159,"earlyRepaymentFee":1160,"delinquencyRate":1161,"incidentalExpense":1162},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1164,"disclosureMonth":1005,"companyCode":1152,"companyName":1153,"productCode":1154,"productName":1155,"joinWay":1156,"mortgageType":1030,"mortgageTypeName":1031,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1157,"rateMax":1158,"rateAvg":9,"loanLimit":1159,"earlyRepaymentFee":1160,"delinquencyRate":1161,"incidentalExpense":1162},"0010030-1-E-S-C",{"id":1166,"disclosureMonth":1005,"companyCode":1167,"companyName":1168,"productCode":1169,"productName":1170,"joinWay":1014,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1017,"repaymentTypeName":1018,"rateType":1019,"rateTypeName":1020,"rateMin":1071,"rateMax":1171,"rateAvg":9,"loanLimit":1042,"earlyRepaymentFee":1172,"delinquencyRate":1173,"incidentalExpense":1174},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1187,"disclosureMonth":1005,"companyCode":1188,"companyName":1189,"productCode":1190,"productName":1191,"joinWay":1120,"mortgageType":1015,"mortgageTypeName":1016,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1019,"rateTypeName":1020,"rateMin":1192,"rateMax":1193,"rateAvg":1194,"loanLimit":1195,"earlyRepaymentFee":1196,"delinquencyRate":1197,"incidentalExpense":1198},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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