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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":296,"disclosureMonth":272,"companyCode":277,"companyName":278,"productCode":279,"productName":280,"joinWay":281,"mortgageType":297,"mortgageTypeName":298,"repaymentType":284,"repaymentTypeName":285,"rateType":286,"rateTypeName":287,"rateMin":288,"rateMax":289,"rateAvg":299,"loanLimit":291,"earlyRepaymentFee":292,"delinquencyRate":293,"incidentalExpense":294},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":301,"disclosureMonth":272,"companyCode":302,"companyName":303,"productCode":304,"productName":305,"joinWay":281,"mortgageType":297,"mortgageTypeName":298,"repaymentType":284,"repaymentTypeName":285,"rateType":286,"rateTypeName":287,"rateMin":306,"rateMax":307,"rateAvg":308,"loanLimit":309,"earlyRepaymentFee":310,"delinquencyRate":311,"incidentalExpense":312},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":314,"disclosureMonth":272,"companyCode":302,"companyName":303,"productCode":315,"productName":316,"joinWay":281,"mortgageType":282,"mortgageTypeName":283,"repaymentType":284,"repaymentTypeName":285,"rateType":286,"rateTypeName":287,"rateMin":306,"rateMax":307,"rateAvg":9,"loanLimit":309,"earlyRepaymentFee":310,"delinquencyRate":311,"incidentalExpense":312},"0010001-1054-A-S-C","1054","우리아파트론",{"id":318,"disclosureMonth":272,"companyCode":319,"companyName":320,"productCode":321,"productName":322,"joinWay":281,"mortgageType":282,"mortgageTypeName":283,"repaymentType":323,"repaymentTypeName":324,"rateType":286,"rateTypeName":287,"rateMin":325,"rateMax":326,"rateAvg":327,"loanLimit":328,"earlyRepaymentFee":329,"delinquencyRate":330,"incidentalExpense":331},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 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