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대출금액*120%*1%*채권할인율",{"id":1099,"disclosureMonth":1039,"companyCode":1069,"companyName":1070,"productCode":1071,"productName":1072,"joinWay":1048,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1100,"rateMax":1101,"rateAvg":1102,"loanLimit":1076,"earlyRepaymentFee":1077,"delinquencyRate":1078,"incidentalExpense":1079},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1104,"disclosureMonth":1039,"companyCode":1069,"companyName":1070,"productCode":1082,"productName":1083,"joinWay":1048,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1100,"rateMax":1101,"rateAvg":1105,"loanLimit":1076,"earlyRepaymentFee":1077,"delinquencyRate":1078,"incidentalExpense":1079},"0010001-1054-A-D-C",4.75,{"id":1107,"disclosureMonth":1039,"companyCode":1108,"companyName":1109,"productCode":1110,"productName":1111,"joinWay":1048,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1112,"rateMax":1113,"rateAvg":9,"loanLimit":1114,"earlyRepaymentFee":1115,"delinquencyRate":1116,"incidentalExpense":1117},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1119,"disclosureMonth":1039,"companyCode":1108,"companyName":1109,"productCode":1110,"productName":1111,"joinWay":1048,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1112,"rateMax":1113,"rateAvg":1120,"loanLimit":1114,"earlyRepaymentFee":1115,"delinquencyRate":1116,"incidentalExpense":1117},"0010016-20461501000001001-A-D-C",4.66,{"id":1122,"disclosureMonth":1039,"companyCode":1108,"companyName":1109,"productCode":1123,"productName":1124,"joinWay":1048,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1112,"rateMax":1113,"rateAvg":1125,"loanLimit":1114,"earlyRepaymentFee":1115,"delinquencyRate":1116,"incidentalExpense":1117},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1127,"disclosureMonth":1039,"companyCode":1108,"companyName":1109,"productCode":1123,"productName":1124,"joinWay":1048,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1112,"rateMax":1113,"rateAvg":1128,"loanLimit":1114,"earlyRepaymentFee":1115,"delinquencyRate":1116,"incidentalExpense":1117},"0010016-20283701000001001-A-D-C",4.92,{"id":1130,"disclosureMonth":1039,"companyCode":1086,"companyName":1087,"productCode":1131,"productName":1132,"joinWay":1048,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1133,"rateMax":1134,"rateAvg":1135,"loanLimit":1094,"earlyRepaymentFee":1095,"delinquencyRate":1096,"incidentalExpense":1097},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1137,"disclosureMonth":1039,"companyCode":1138,"companyName":1139,"productCode":1140,"productName":1141,"joinWay":1142,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1143,"rateMax":1144,"rateAvg":9,"loanLimit":1076,"earlyRepaymentFee":1145,"delinquencyRate":1146,"incidentalExpense":1147},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1149,"disclosureMonth":1039,"companyCode":1150,"companyName":1151,"productCode":1152,"productName":1153,"joinWay":1154,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1155,"rateMax":1156,"rateAvg":1157,"loanLimit":1158,"earlyRepaymentFee":1159,"delinquencyRate":1160,"incidentalExpense":1161},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1163,"disclosureMonth":1039,"companyCode":1164,"companyName":1165,"productCode":1166,"productName":1167,"joinWay":1168,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1169,"rateMax":1170,"rateAvg":1171,"loanLimit":1172,"earlyRepaymentFee":1173,"delinquencyRate":1174,"incidentalExpense":1175},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1177,"disclosureMonth":1039,"companyCode":1164,"companyName":1165,"productCode":1166,"productName":1167,"joinWay":1168,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1169,"rateMax":1170,"rateAvg":1178,"loanLimit":1172,"earlyRepaymentFee":1173,"delinquencyRate":1174,"incidentalExpense":1175},"0013175-2001104780001-A-D-C",5.13,{"id":1180,"disclosureMonth":1039,"companyCode":1164,"companyName":1165,"productCode":1166,"productName":1167,"joinWay":1168,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1169,"rateMax":1170,"rateAvg":1181,"loanLimit":1172,"earlyRepaymentFee":1173,"delinquencyRate":1174,"incidentalExpense":1175},"0013175-2001104780001-A-S-C",4.86,{"id":1183,"disclosureMonth":1039,"companyCode":1164,"companyName":1165,"productCode":1166,"productName":1167,"joinWay":1168,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1169,"rateMax":1170,"rateAvg":1128,"loanLimit":1172,"earlyRepaymentFee":1173,"delinquencyRate":1174,"incidentalExpense":1175},"0013175-2001104780001-E-S-C",{"id":1185,"disclosureMonth":1039,"companyCode":1186,"companyName":1187,"productCode":1188,"productName":1189,"joinWay":1190,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1191,"rateMax":1192,"rateAvg":9,"loanLimit":1193,"earlyRepaymentFee":1194,"delinquencyRate":1195,"incidentalExpense":1196},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1198,"disclosureMonth":1039,"companyCode":1186,"companyName":1187,"productCode":1188,"productName":1189,"joinWay":1190,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1191,"rateMax":1192,"rateAvg":9,"loanLimit":1193,"earlyRepaymentFee":1194,"delinquencyRate":1195,"incidentalExpense":1196},"0010030-1-E-S-C",{"id":1200,"disclosureMonth":1039,"companyCode":1201,"companyName":1202,"productCode":1203,"productName":1204,"joinWay":1048,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1105,"rateMax":1205,"rateAvg":9,"loanLimit":1076,"earlyRepaymentFee":1206,"delinquencyRate":1207,"incidentalExpense":1208},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1210,"disclosureMonth":1039,"companyCode":1201,"companyName":1202,"productCode":1203,"productName":1204,"joinWay":1048,"mortgageType":1064,"mortgageTypeName":1065,"repaymentType":1051,"repaymentTypeName":1052,"rateType":1053,"rateTypeName":1054,"rateMin":1105,"rateMax":1205,"rateAvg":9,"loanLimit":1076,"earlyRepaymentFee":1206,"delinquencyRate":1207,"incidentalExpense":1208},"0010927-KB200300000002-E-S-C",{"id":1212,"disclosureMonth":1039,"companyCode":1044,"companyName":1045,"productCode":1213,"productName":1214,"joinWay":1154,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1215,"rateMax":1216,"rateAvg":1217,"loanLimit":1218,"earlyRepaymentFee":1059,"delinquencyRate":1060,"incidentalExpense":1219},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1221,"disclosureMonth":1039,"companyCode":1222,"companyName":1223,"productCode":1224,"productName":1225,"joinWay":1154,"mortgageType":1049,"mortgageTypeName":1050,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1053,"rateTypeName":1054,"rateMin":1226,"rateMax":1227,"rateAvg":1228,"loanLimit":1229,"earlyRepaymentFee":1230,"delinquencyRate":1231,"incidentalExpense":1232},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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