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등",{"id":356,"disclosureMonth":231,"companyCode":357,"companyName":358,"productCode":359,"productName":360,"joinWay":361,"mortgageType":256,"mortgageTypeName":257,"repaymentType":282,"repaymentTypeName":283,"rateType":245,"rateTypeName":246,"rateMin":362,"rateMax":363,"rateAvg":364,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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